Albany, Mitchell County, Georgia Property Taxes
Property Taxes in Albany, Georgia
Median Albany, Georgia effective property tax rate: 1.37%, significantly lower than the national median of 1.02%, and higher than the Georgia state median of 1.00%.
Median Albany, Georgia home value: $70,373
Median annual Albany, Georgia tax bill: $877, lower than the national median property tax bill of $2,400.
How are property taxes in Mitchell calculated?
Property taxes in Albany, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Albany's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Albany, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Albany, Mitchell County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.37%
Estimate Property Tax Bill
$964
$895
How Does the Albany Property Tax Calculator Work?
Use this Albany property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Albany's median effective tax rate of 1.37% — based on actual property records in Mitchell County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Albany's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Albany: rates range from 1.37% in 31705 to 1.37% in 31705, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Albany.
About Albany Property Taxes
About Property Taxes in Albany, Mitchell, Georgia
Albany’s median effective property tax rate of 1.37% is lower than the Georgia state median of 1.00% and higher than the national median of 1.02%. This rate reflects the Mitchell County base levy combined with local school district levies and other local charges that can vary by area.
Property tax rates are not uniform across Albany. In the 31705 ZIP code, homeowners carry a median effective rate of 1.37%, and the same ZIP also shows the city’s median tax bill of $877. That consistency means location still matters, even when the rate is the same across the city.
Albany homeowners who believe their assessed value is too high can file a formal appeal with the Mitchell County Tax Assessor before June 1, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Albany, Mitchell County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Albany's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Albany Tax Rate
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mitchell County Tax Rate
1.44%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Albany, Mitchell County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31705 | 0.94% | 1.26% | 1.37% | 1.44% | 1.70% |
Source: Ownwell
Property Tax Assessment Values Across Albany, Mitchell County, Georgia
When examining property taxes in Albany, Georgia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mitchell County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mitchell County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Albany.
For example, the median home price in Albany is $70,373, with tax bills ranging significantly across the county. 31705 has the highest median home price at $70,373.
Property Tax Assessment Values Across Albany, Mitchell County, Georgia
Source: Ownwell
$70,373
$118,059
$165,744
Median Albany Market Value
$70,373
Median Mitchell County Market Value
$94,100
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Albany, Mitchell County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31705 | $24,006 | $34,252 | $70,373 | $144,575 | $219,055 |
Source: Ownwell
Property Tax Bills Across Albany, Mitchell County, Georgia
Property tax bills in Albany are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the amount owed each year. Factors such as the home’s location, property characteristics, and any applicable exemptions can all affect the final bill.
For homeowners, this means a property tax bill can change even when the housing market stays steady. In Albany, the median home price is $70,373, and the median tax bill is $877 in ZIP code 31705. That is well below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Bills can vary widely across homes, with the 25th percentile at $486 and the 75th percentile at $1,906. For many homeowners, understanding how assessed value and local tax rates work is the first step to spotting whether a bill seems too high.
Median Albany Tax Bill
$877
Median Mitchell County Tax Bill
$1,354
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Albany, Mitchell County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31705 | $308 | $486 | $877 | $1,906 | $2,721 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 15 |
Links | |
|---|---|
| Mitchell Tax Assessor | |
| Website | qpublic.schneidercorp.com |