Towns County, Georgia Property Taxes
Property Taxes in Towns County, Georgia
Median Towns County effective property tax rate: 0.43%, significantly lower than the national median of 1.02%.
Median Towns County home value: $333,993
Median annual Towns County tax bill: $1,166, $1,234 lower than the national median property tax bill of $2,400.
How are property taxes in Towns County calculated?
Property taxes in Towns County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Towns County or another part of Towns County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Towns County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.43%
Estimate Property Tax Bill
$1,436
$1,333
How Does the Towns County Property Tax Calculator Work?
Use this Towns County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Towns County's median effective tax rate of 0.43% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Towns County's median effective tax rate is lower than Georgia's 1.00% state median tax rate and well below the 1.02% national median property tax rate. The county's median property tax bill of $1,166 is also lower than Georgia's median bill by $1,234 and below the $2,400 national median property tax bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Towns County.
Property Tax Rates Across Towns County, Georgia
What Are Effective Property Tax Rates Across Towns County?
Local government entities set tax rates, which vary widely across Towns County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Towns County's effective property tax rate to other counties in Georgia or the U.S. median of 1.02%.
Towns County's median effective rate stands at 0.43%, which is lower than the national median of 1.02%. Within Towns County, the highest rate is found in Clayton at 0.43%, while Young Harris has the lowest at 0.41%.
These variations reflect differences in local school district levies, Community Improvement Districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Towns County Tax Rate
0.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Towns County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clayton | 0.24% | 0.30% | 0.43% | 0.43% | 0.43% |
| Hiawassee | 0.20% | 0.26% | 0.43% | 0.43% | 0.43% |
| Young Harris | 0.19% | 0.24% | 0.41% | 0.43% | 0.43% |
Source: Ownwell
Property Tax Assessment Values Across Towns County, Georgia
When examining property taxes in Towns County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Towns County Board of Assessors estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Towns County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Towns County.
For example, the median tax bill in Towns County is $1,166, with tax bills ranging significantly across the county. Clayton has the highest median home price at $370,385.
Median Towns County Market Value
$333,993
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Towns County, Georgia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clayton | $117,178 | $254,486 | $370,385 | $476,820 | $811,918 |
| Hiawassee | $106,512 | $196,973 | $336,028 | $520,336 | $783,112 |
| Young Harris | $103,074 | $209,786 | $329,440 | $480,517 | $678,840 |
Source: Ownwell
Property Tax Bills Across Towns County, Georgia
Property tax bills in Towns County are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value. The assessed value is then multiplied by the millage rate set by local taxing authorities to determine the annual bill. Factors such as location, property characteristics, and any applicable exemptions can affect the final amount.
For homeowners, this means a higher market value can lead to a larger tax bill, while lower assessments or qualifying exemptions can reduce what is owed. In Towns County, the median home price is $333,993, and tax bills vary across the county, with the 25th percentile at $645 and the 75th percentile at $1,885. The 90th percentile reaches $2,913, showing how much bills can differ based on a property’s assessed value and tax rate.
Median Towns County Tax Bill
$1,166
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Towns County, Georgia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Clayton | $504 | $823 | $1,356 | $1,813 | $2,510 |
| Hiawassee | $322 | $656 | $1,194 | $2,001 | $3,110 |
| Young Harris | $321 | $615 | $1,105 | $1,688 | $2,450 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 15 |
Links | |
|---|---|
| Towns Tax Assessor | |
| Website | qpublic.schneidercorp.com |