Kailua Kona, Hawaii County, Hawaii Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Kailua Kona, Hawaii

Median Kailua Kona, Hawaii effective property tax rate: 0.42%, significantly lower than the national median of 1.02%, and higher than the Hawaii state median of 0.31%.
Median Kailua Kona, Hawaii home value: $770,800
Median annual Kailua Kona, Hawaii tax bill: $4,228, $1,828 higher than the national median property tax bill of $2,400.

How are property taxes in Hawaii calculated?

Property taxes in Kailua Kona, Hawaii are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Kailua Kona's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Kailua Kona, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Kailua Kona, Hawaii County, Hawaii Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.42%

Estimate Property Tax Bill

$3,237

$3,004

How Does the Kailua Kona Property Tax Calculator Work?

Use this Kailua Kona property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Kailua Kona's median effective tax rate of 0.42% — based on actual property records in Hawaii County — to generate your estimate.

Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Kailua Kona's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Kailua Kona: rates range from 0.42% in 96740 to 0.42% in 96740, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Kailua Kona.

About Kailua Kona Property Taxes

About Property Taxes in Kailua Kona, Hawaii, Hawaii

Kailua Kona’s median effective property tax rate of 0.42% is lower than the Hawaii state median of 0.31% and lower than the national median of 1.02%. This rate reflects the Hawaii County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Kailua Kona. Homeowners in ZIP code 96740 carry a median effective rate of 0.42%, while those in 96740 pay 0.42%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Hawaii County. Understanding which part of Kailua Kona you live in can make a meaningful difference to your annual tax bill.

Kailua Kona homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before April 9, 2026.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Kailua Kona, Hawaii County, Hawaii

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Kailua Kona's effective property tax rate to other cities in Hawaii and the median property tax rates in Hawaii and the U.S.

Property Tax Rates Across Kailua Kona, Hawaii County, Hawaii

Source: Ownwell

0.24%

0.33%

0.42%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Kailua Kona Tax Rate

0.42%

Median Effective Hawaii County Tax Rate

0.30%

Median Effective Hawaii Tax Rate

0.31%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Kailua Kona, Hawaii County, Hawaii

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
96740	0.16%	0.25%	0.42%	1.08%	1.16%

Source: Ownwell

Property Tax Assessment Values Across Kailua Kona, Hawaii County, Hawaii

When examining property taxes in Kailua Kona, Hawaii, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hawaii County estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hawaii County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Kailua Kona.

For example, the median home price in Kailua Kona is $770,800, with tax bills ranging significantly across the county. 96740 has the highest median home price at $770,800.

Property Tax Assessment Values Across Kailua Kona, Hawaii County, Hawaii

Source: Ownwell

$366,850

$663,950

$961,050

Median Kailua Kona Market Value

$770,800

Median Hawaii County Market Value

$510,150

Median Hawaii Market Value

$836,100

Median United States Market Value

$235,294

Property Tax Assessment Values Across Kailua Kona, Hawaii County, Hawaii

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
96740	$442,400	$553,750	$770,800	$1,092,900	$1,771,060

Source: Ownwell

Property Tax Bills Across Kailua Kona, Hawaii County, Hawaii

Property tax bills in Kailua Kona are based on the assessed value of a home and the local tax rate set for Hawaii County. Because the median home price is $770,800, even small changes in assessment can affect what a homeowner owes. The tax bill is calculated by applying the county’s rate to the property’s assessed market value, so homes with higher values generally face higher bills.

For many homeowners, the bill can vary widely depending on location, property characteristics, and any exemptions that may apply. In Kailua Kona, the median tax bill is $4,228, which is above the national median property tax bill of $2,400 and reflects the area’s higher home values. Bills can range from $1,822 at the 25th percentile to $7,553 at the 75th percentile, with the 90th percentile reaching $12,648. This means property taxes can have a significant impact on monthly housing costs and long-term affordability for homeowners.

Property Tax Bills Across Kailua Kona, Hawaii County, Hawaii

Source: Ownwell

$1,191

$2,710

$4,228

Median Kailua Kona Tax Bill

$4,228

Median Hawaii County Tax Bill

$1,672

Median Hawaii Tax Bill

$2,488

Median United States Tax Bill

$2,400

Property Tax Bills Across Kailua Kona, Hawaii County, Hawaii

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
96740	$915	$1,822	$4,228	$7,553	$12,648

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 9

Links
Hawaii Tax Assessor
Website	qpublic.schneidercorp.com

Frequently Asked Property Tax Questions in Kailua Kona, Hawaii

How are property taxes calculated in Kailua Kona, Hawaii?

Property taxes in Kailua Kona, Hawaii are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Kailua Kona, Hawaii?

To appeal your property taxes in Kailua Kona, Hawaii, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Kailua Kona, Hawaii?

Common property tax exemptions in Kailua Kona, Hawaii include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Kailua Kona, Hawaii?

Property tax deadlines in Kailua Kona, Hawaii vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Kailua Kona, Hawaii?

Ownwell provides professional property tax appeal services in Kailua Kona, Hawaii. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.