Champaign County, Illinois Property Taxes
Property Taxes in Champaign County, Illinois
Median Champaign County effective property tax rate: 2.30%, significantly higher than the national median of 1.02%.
Median Champaign County home value: $183,720
Median annual Champaign County tax bill: $4,115, $1,715 higher than the national median property tax bill of $2,400.
How are property taxes in Champaign County calculated?
Property taxes in Champaign County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Champaign County or another part of Champaign County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Champaign County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.3%
Estimate Property Tax Bill
$4,226
$3,921
How Does the Champaign County Property Tax Calculator Work?
Use this Champaign County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Champaign County's median effective tax rate of 2.30% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Champaign County’s median tax rate is higher than the Illinois median of 2.33%, and the county’s median tax bill of $4,115 is $1,715 higher than the state median.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Champaign County.
Property Tax Rates Across Champaign County, Illinois
What Are Effective Property Tax Rates Across Champaign County?
Local government entities set tax rates, which vary widely across Champaign County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Champaign County's effective property tax rate to other counties in Illinois or the U.S. median of 1.02%.
Champaign County's median effective rate stands at 2.30%, which is higher than the national median of 1.02%. Within Champaign County, the highest rate is found in Urbana at 2.75%, while Pesotum has the lowest at 1.59%.
These variations reflect differences in local school district levies, Special service areas (SSAs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Champaign County Tax Rate
2.30%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Champaign County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allerton | 1.84% | 1.98% | 2.15% | 2.24% | 2.64% |
| Bondville | 1.56% | 1.87% | 2.02% | 2.34% | 2.37% |
| Broadlands | 1.21% | 1.66% | 2.10% | 2.39% | 2.59% |
| Champaign | 1.90% | 2.18% | 2.43% | 2.59% | 2.74% |
| Dewey | 1.65% | 1.83% | 1.94% | 2.05% | 2.15% |
| Fisher | 1.44% | 1.75% | 1.89% | 1.99% | 2.15% |
| Foosland | 1.07% | 1.66% | 1.89% | 2.10% | 2.47% |
| Gifford | 1.47% | 1.88% | 2.06% | 2.18% | 2.31% |
| Homer | 1.42% | 1.91% | 2.08% | 2.22% | 2.55% |
| Ivesdale | 1.49% | 1.83% | 2.13% | 2.37% | 2.64% |
| Longview | 0.31% | 1.21% | 2.06% | 2.46% | 2.71% |
| Ludlow | 1.25% | 1.68% | 2.08% | 2.27% | 2.31% |
| Mahomet | 1.81% | 1.97% | 2.16% | 2.27% | 2.34% |
| Ogden | 1.64% | 1.90% | 2.05% | 2.13% | 2.26% |
| Paxton | 1.70% | 1.86% | 2.01% | 2.19% | 2.36% |
| Penfield | 1.42% | 1.73% | 1.96% | 2.18% | 2.25% |
| Pesotum | 1.36% | 1.50% | 1.59% | 1.75% | 1.90% |
| Philo | 1.41% | 1.60% | 1.70% | 1.78% | 1.91% |
| Rantoul | 1.51% | 2.04% | 2.43% | 2.80% | 3.00% |
| Royal | 1.66% | 1.79% | 1.94% | 2.01% | 2.21% |
| Sadorus | 1.18% | 1.53% | 1.70% | 1.90% | 2.01% |
| Saint Joseph | 1.65% | 1.83% | 1.95% | 2.03% | 2.17% |
| Savoy | 1.93% | 2.09% | 2.19% | 2.33% | 2.42% |
| Seymour | 1.67% | 1.81% | 1.95% | 2.08% | 2.17% |
| Sidney | 1.29% | 1.50% | 1.62% | 1.70% | 1.82% |
| Thomasboro | 1.21% | 1.73% | 1.92% | 2.11% | 2.31% |
| Tolono | 1.39% | 1.62% | 1.74% | 1.83% | 1.98% |
| Urbana | 1.84% | 2.38% | 2.75% | 3.00% | 3.24% |
| Villa Grove | 1.78% | 1.89% | 1.97% | 2.14% | 2.27% |
| White Heath | 1.65% | 1.72% | 1.78% | 1.92% | 2.03% |
| Gibson City | N/A | N/A | N/A | N/A | N/A |
| Mansfield | N/A | N/A | N/A | N/A | N/A |
| Monticello | N/A | N/A | N/A | N/A | N/A |
| Rankin | N/A | N/A | N/A | N/A | N/A |
| Tuscola | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Champaign County, Illinois
When examining property taxes in Champaign County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Champaign County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Champaign County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Champaign County.
For example, the median tax bill in Champaign County is $4,115, with tax bills ranging significantly across the county. Savoy has the highest median home price at $291,120.
Property Tax Assessment Values Across Champaign County, Illinois
Source: Ownwell
$95,580
$193,350
$291,120
Median Champaign County Market Value
$183,720
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Champaign County, Illinois
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allerton | $47,448 | $134,888 | $226,425 | $275,722 | $453,747 |
| Bondville | $90,222 | $107,160 | $136,080 | $166,260 | $193,218 |
| Broadlands | $63,594 | $94,980 | $133,680 | $205,875 | $284,322 |
| Champaign | $79,260 | $125,850 | $185,580 | $268,605 | $387,720 |
| Dewey | $99,399 | $174,915 | $270,255 | $393,112 | $481,617 |
| Fisher | $99,735 | $131,512 | $174,855 | $240,322 | $297,165 |
| Foosland | $32,748 | $73,770 | $160,020 | $268,478 | $378,147 |
| Gifford | $90,762 | $128,145 | $174,720 | $238,088 | $296,601 |
| Homer | $74,340 | $103,620 | $138,600 | $207,930 | $345,132 |
| Ivesdale | $64,122 | $94,718 | $128,940 | $189,465 | $245,226 |
| Longview | $33,240 | $55,710 | $100,290 | $165,555 | $245,340 |
| Ludlow | $34,614 | $59,130 | $95,580 | $142,890 | $218,190 |
| Mahomet | $166,440 | $208,935 | $276,930 | $387,548 | $513,861 |
| Ogden | $104,376 | $139,185 | $173,985 | $236,265 | $320,778 |
| Paxton | $103,590 | $136,710 | $185,610 | $269,880 | $383,790 |
| Penfield | $46,908 | $88,200 | $131,430 | $225,472 | $318,903 |
| Pesotum | $104,175 | $129,758 | $163,725 | $210,308 | $265,095 |
| Philo | $113,748 | $158,932 | $208,575 | $272,048 | $359,634 |
| Rantoul | $50,301 | $70,260 | $107,115 | $153,255 | $205,578 |
| Royal | $105,495 | $141,660 | $171,810 | $221,528 | $281,250 |
| Sadorus | $52,575 | $94,268 | $142,785 | $201,728 | $277,026 |
| Saint Joseph | $134,835 | $178,042 | $227,640 | $283,500 | $358,845 |
| Savoy | $160,176 | $210,870 | $291,120 | $373,800 | $469,266 |
| Seymour | $86,154 | $121,815 | $214,530 | $340,612 | $464,331 |
| Sidney | $79,764 | $136,500 | $186,660 | $242,235 | $308,904 |
| Thomasboro | $60,498 | $90,240 | $120,990 | $165,660 | $214,722 |
| Tolono | $103,938 | $137,235 | $188,550 | $264,810 | $326,388 |
| Urbana | $64,770 | $99,870 | $159,810 | $228,720 | $320,520 |
| Villa Grove | $112,830 | $158,295 | $205,575 | $281,438 | $393,870 |
| White Heath | $213,606 | $228,930 | $270,030 | $368,580 | $610,158 |
| Gibson City | N/A | N/A | N/A | N/A | N/A |
| Mansfield | N/A | N/A | N/A | N/A | N/A |
| Monticello | N/A | N/A | N/A | N/A | N/A |
| Rankin | N/A | N/A | N/A | N/A | N/A |
| Tuscola | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Champaign County, Illinois
Property tax bills in Champaign County are based on a home’s assessed value and the local tax rate set by taxing authorities. The assessed value is compared with the market value of the property, and the final bill reflects how much of that value is taxable after any exemptions or adjustments. For homeowners, this means two similar homes can receive very different tax bills if their assessed values or local tax rates differ.
With a median home price of $183,720, property taxes can still vary widely across the county. The 25th percentile tax bill is $2,544, while the 75th percentile reaches $6,146, and the 90th percentile climbs to $8,995. That spread shows how location, home value, and assessment outcomes can significantly affect what a homeowner owes. In Savoy, the highest median tax bill is $6,155, while Longview has the lowest median tax bill at $1,660.
Median Champaign County Tax Bill
$4,115
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Champaign County, Illinois
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Allerton | $1,017 | $2,549 | $4,791 | $6,199 | $9,687 |
| Bondville | $930 | $2,087 | $2,585 | $3,441 | $4,078 |
| Broadlands | $860 | $1,613 | $2,528 | $4,584 | $7,018 |
| Champaign | $1,668 | $2,818 | $4,389 | $6,384 | $9,588 |
| Dewey | $1,600 | $3,055 | $5,238 | $7,498 | $9,564 |
| Fisher | $1,555 | $2,263 | $3,199 | $4,537 | $5,734 |
| Foosland | $473 | $1,069 | $2,838 | $5,060 | $7,959 |
| Gifford | $1,490 | $2,332 | $3,445 | $4,971 | $6,117 |
| Homer | $1,041 | $1,953 | $2,844 | $4,289 | $7,137 |
| Ivesdale | $708 | $1,865 | $2,604 | $3,915 | $5,635 |
| Longview | $138 | $755 | $1,660 | $3,519 | $5,468 |
| Ludlow | $502 | $1,007 | $1,670 | $3,042 | $4,787 |
| Mahomet | $2,961 | $4,166 | $5,790 | $8,358 | $11,314 |
| Ogden | $1,753 | $2,638 | $3,432 | $4,815 | $6,646 |
| Paxton | $2,038 | $2,635 | $3,631 | $5,743 | $8,182 |
| Penfield | $802 | $1,422 | $2,479 | $4,239 | $6,426 |
| Pesotum | $1,368 | $1,882 | $2,550 | $3,504 | $4,681 |
| Philo | $1,604 | $2,459 | $3,421 | $4,647 | $6,151 |
| Rantoul | $984 | $1,539 | $2,443 | $3,751 | $5,006 |
| Royal | $1,867 | $2,451 | $3,334 | $4,465 | $5,589 |
| Sadorus | $666 | $1,432 | $2,410 | $3,572 | $5,561 |
| Saint Joseph | $2,272 | $3,176 | $4,300 | $5,477 | $7,169 |
| Savoy | $2,961 | $4,220 | $6,155 | $8,306 | $10,649 |
| Seymour | $1,436 | $2,291 | $4,042 | $6,784 | $9,723 |
| Sidney | $1,059 | $2,058 | $3,022 | $3,992 | $5,206 |
| Thomasboro | $786 | $1,510 | $2,189 | $3,179 | $4,350 |
| Tolono | $1,417 | $2,234 | $3,173 | $4,697 | $5,812 |
| Urbana | $1,273 | $2,432 | $4,152 | $6,269 | $8,755 |
| Villa Grove | $1,873 | $2,927 | $4,015 | $5,839 | $8,563 |
| White Heath | $3,917 | $4,224 | $4,635 | $7,153 | $11,691 |
| Gibson City | N/A | N/A | N/A | N/A | N/A |
| Mansfield | N/A | N/A | N/A | N/A | N/A |
| Monticello | N/A | N/A | N/A | N/A | N/A |
| Rankin | N/A | N/A | N/A | N/A | N/A |
| Tuscola | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Champaign Tax Assessor | |
| Website | champaignil.devnetwedge.com |