Saint Joe, Dekalb County, Indiana Property Taxes

Name: Property Tax Bills Across Saint Joe, Dekalb County, Indiana
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SAINT JOE, IN effective property tax rate: 0.56%, significantly lower than the national median of 1.02%, but lower than the Indiana state median of 0.99%.
Median SAINT JOE, IN home value: $189,400
Median annual SAINT JOE, IN tax bill: $1,110, $1,290 lower than the national median property tax bill of $2,400.

How are property taxes in DeKalb calculated?

Property taxes in SAINT JOE, IN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SAINT JOE’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT JOE, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Joe, Dekalb County, Indiana Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.53%

Estimate Property Tax Bill

$1,075

$998

Ownwell’s Saint Joe Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Joe with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Joe’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value—determined by your county—reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in DeKalb County. With the national median property tax rate at 1.02% and a median property tax bill of $2,400, understanding your local tax landscape is crucial. Our calculator provides a clear picture of your tax responsibilities, offering peace of mind and potential savings.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Joe, Dekalb County, Indiana

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Saint Joe’s effective property tax rate to other cities in Indiana and the median property tax rates in Indiana and the U.S. Saint Joe, located in DeKalb County, features a median property tax rate of 0.56%, which is significantly lower than the national median of 1.02%. This makes it an attractive location for property owners seeking relief from higher tax burdens. The consistency in the tax rate across the region suggests a stable economic environment, which can be appealing for prospective homeowners and investors. Understanding these rates can help you make informed decisions when purchasing property.

Property Tax Rates Across Saint Joe, Dekalb County, Indiana

Source: Ownwell

0.48%

0.63%

0.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Joe Tax Rate

0.53%

Median Effective Dekalb County Tax Rate

0.69%

Median Effective Indiana Tax Rate

1.01%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Joe, Dekalb County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
46785	0.39%	0.45%	0.53%	0.66%	1.11%

Source: Ownwell

Property Tax Assessment Values Across Saint Joe, Dekalb County, Indiana

When examining property taxes in Saint Joe, IN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DeKalb County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In DeKalb County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Joe.

For example, the median home price in Saint Joe is $189,400, with tax bills ranging significantly across the county. Zip code 46785 has the highest median home price at $189,400.

Property Tax Assessment Values Across Saint Joe, Dekalb County, Indiana

Source: Ownwell

$132,800

$206,000

$279,200

Median Saint Joe Market Value

$202,900

Median Dekalb County Market Value

$189,000

Median Indiana Market Value

$186,200

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Joe, Dekalb County, Indiana

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
46785	$58,400	$111,850	$202,900	$325,550	$428,040

Source: Ownwell

Property Tax Bills Across Saint Joe, Dekalb County, Indiana

In Saint Joe, DeKalb County, IN, property tax bills are determined by the assessed value of a home and the local tax rate. Homeowners in this area face property taxes that can vary significantly, with the 25th percentile tax bill at $594 and the 75th percentile reaching $1,792. This variation highlights the impact of differing home values and the local tax structure on tax bills. The highest median tax bill recorded is $1,110, which is notably lower than the national median property tax bill of $2,400. This suggests that while some residents experience relatively moderate tax obligations, others may face higher burdens depending on their property's assessed value.

Ownwell offers a solution for homeowners aiming to reduce their property tax bills. By providing expert property tax appeal services, Ownwell can help identify potential discrepancies in assessed values and ensure homeowners are not overpaying. This can lead to significant savings, allowing residents to better manage their finances and potentially lower their annual tax contributions.

Property Tax Bills Across Saint Joe, Dekalb County, Indiana

Source: Ownwell

$672

$1,259

$1,845

Median Saint Joe Tax Bill

$1,089

Median Dekalb County Tax Bill

$1,300

Median Indiana Tax Bill

$1,964

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Joe, Dekalb County, Indiana

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
46785	$302	$623	$1,089	$1,847	$2,801

Source: Ownwell

Don't miss the deadline to appeal!

Dates

Links
DeKalb Tax Assessor
Website	beacon.schneidercorp.com