Jay County, Indiana Property Taxes
Property Taxes in Jay County, Indiana
Median Jay County effective property tax rate: 0.73%, significantly lower than the national median of 1.02%.
Median Jay County home value: $91,200
Median annual Jay County tax bill: $734, lower than the national median property tax bill of $2,400.
How are property taxes in Jay County calculated?
Property taxes in Jay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Jay County or another part of Jay County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Jay County, Indiana Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.73%
Estimate Property Tax Bill
$666
$618
How Does the Jay County Property Tax Calculator Work?
Use this Jay County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Jay County's median effective tax rate of 0.73% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts or improvement districts that apply to your property. Jay County's median tax rate is lower than the national median property tax rate of 1.02% and lower than the state median tax rate of 1.01%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Jay County.
Property Tax Rates Across Jay County, Indiana
What Are Effective Property Tax Rates Across Jay County?
Local government entities set tax rates, which vary widely across Jay County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Jay County's effective property tax rate to other counties in Indiana or the U.S. median of 1.02%.
Jay County's median effective rate stands at 0.73%, which is lower than the national median of 1.02%. Within Jay County, the highest rate is found in Salamonia at 1.39%, while Union City has the lowest at 0.60%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jay County Tax Rate
0.73%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Indiana Tax Rate
1.01%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Jay County, Indiana
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bryant | 0.38% | 0.52% | 0.82% | 1.32% | 1.88% |
| Dunkirk | 0.27% | 0.60% | 0.82% | 2.12% | 3.33% |
| Montpelier | 0.21% | 0.45% | 0.60% | 0.68% | 0.78% |
| Pennville | 0.39% | 0.49% | 0.67% | 1.51% | 2.14% |
| Portland | 0.32% | 0.52% | 0.68% | 1.32% | 2.03% |
| Redkey | 0.35% | 0.54% | 0.72% | 1.95% | 2.91% |
| Ridgeville | 0.32% | 0.45% | 0.63% | 0.91% | 1.58% |
| Salamonia | 0.34% | 0.41% | 1.39% | 2.09% | 3.38% |
| Union City | 0.20% | 0.41% | 0.60% | 0.94% | 1.57% |
| Albany | N/A | N/A | N/A | N/A | N/A |
| Geneva | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Jay County, Indiana
When examining property taxes in Jay County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jay County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Jay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Jay County is $734, which is below the national median property tax bill of $2400 and reflects a county median home price of $91,200. Union City has the highest median home price at $168,700.
Median Jay County Market Value
$91,200
Median Indiana Market Value
$186,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Jay County, Indiana
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bryant | $25,850 | $62,225 | $136,600 | $230,325 | $309,100 |
| Dunkirk | $21,390 | $42,800 | $64,650 | $96,100 | $136,610 |
| Montpelier | $92,900 | $105,100 | $122,600 | $144,400 | $157,000 |
| Pennville | $22,580 | $46,600 | $76,800 | $126,300 | $191,960 |
| Portland | $43,640 | $66,600 | $102,000 | $158,300 | $240,060 |
| Redkey | $15,600 | $40,200 | $65,300 | $112,100 | $189,000 |
| Ridgeville | $88,220 | $114,500 | $141,100 | $197,200 | $239,100 |
| Salamonia | $8,640 | $30,625 | $59,750 | $86,600 | $108,950 |
| Union City | $63,660 | $99,300 | $168,700 | $213,200 | $336,040 |
| Albany | N/A | N/A | N/A | N/A | N/A |
| Geneva | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Jay County, Indiana
Property tax bills in Jay County are calculated from a home’s assessed value, which is then multiplied by the local tax rate and adjusted for any exemptions or special levies. The assessed value is based on the market value of the property, so changes in home prices can affect what homeowners owe. For many owners, the size of the bill depends on both the value of the home and the tax rates set by local taxing authorities.
In Jay County, the median home price is $91,200, and property tax bills vary widely across the county. The 25th percentile tax bill is $386, while the 75th percentile is $1,303 and the 90th percentile reaches $2,253. That range shows how different property values and local rates can create very different tax burdens for homeowners. A higher assessed value usually means a higher bill, which can make annual housing costs less predictable.
Median Jay County Tax Bill
$734
Median Indiana Tax Bill
$1,964
Median United States Tax Bill
$2,400
Property Tax Bills Across Jay County, Indiana
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bryant | $185 | $438 | $995 | $2,168 | $3,447 |
| Dunkirk | $136 | $360 | $566 | $1,009 | $1,592 |
| Montpelier | $396 | $499 | $694 | $876 | $930 |
| Pennville | $185 | $299 | $586 | $1,109 | $1,941 |
| Portland | $226 | $420 | $807 | $1,374 | $2,271 |
| Redkey | $161 | $306 | $560 | $988 | $1,649 |
| Ridgeville | $289 | $508 | $857 | $1,574 | $2,471 |
| Salamonia | $189 | $297 | $465 | $889 | $1,294 |
| Union City | $129 | $365 | $1,073 | $1,813 | $3,485 |
| Albany | N/A | N/A | N/A | N/A | N/A |
| Geneva | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 15 |
Links | |
|---|---|
| Jay Tax Assessor | |
| Website | beacon.schneidercorp.com |