Steuben County, Indiana Property Taxes

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Property Taxes in Steuben County, Indiana

Median Steuben County effective property tax rate: 0.76%, significantly lower than the national median of 1.02%.
Median Steuben County home value: $173,600
Median annual Steuben County tax bill: $1,108, lower than the national median property tax bill of $2,400.

How are property taxes in Steuben County calculated?

Property taxes in Steuben County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Steuben County or another part of Steuben County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Steuben County, Indiana Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.76%

Estimate Property Tax Bill

$1,319

$1,224

How Does the Steuben County Property Tax Calculator Work?

Use this Steuben County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Steuben County's median effective tax rate of 0.76% to generate your estimate.

Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts or improvement districts that apply to your property. Steuben County's median effective tax rate is lower than the 1.01% state median and the 1.02% national median property tax rate.

For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Steuben County.

Property Tax Rates Across Steuben County, Indiana

What Are Effective Property Tax Rates Across Steuben County?

Local government entities set tax rates, which vary widely across Steuben County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Steuben County's effective property tax rate to other counties in Indiana or the U.S. median of 1.02%.

Steuben County's median effective rate stands at 0.76%, which is lower than the national median of 1.02%. Within Steuben County, the highest rate is found in Orland at 0.92%, while Ashley has the lowest at 0.47%.

These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Steuben County, Indiana

Source: Ownwell

0.47%

0.69%

0.92%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Steuben County Tax Rate

0.76%

Median Effective Indiana Tax Rate

1.01%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Steuben County, Indiana

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Angola	0.39%	0.47%	0.84%	0.88%	1.07%
Ashley	0.35%	0.36%	0.47%	0.91%	1.44%
Fremont	0.36%	0.44%	0.76%	0.78%	0.83%
Hamilton	0.48%	0.57%	0.88%	1.24%	1.25%
Hudson	0.32%	0.41%	0.62%	0.87%	1.02%
Lagrange	0.36%	0.52%	0.87%	0.87%	0.87%
Orland	0.39%	0.60%	0.92%	0.92%	1.07%
Pleasant Lake	0.28%	0.36%	0.50%	0.81%	0.84%
Waterloo	N/A	N/A	N/A	N/A	N/A
Wolcottville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Steuben County, Indiana

When examining property taxes in Steuben County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Steuben County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Steuben County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Steuben County.

For example, the median tax bill in Steuben County is $1,108, below the national median property tax bill of $2,400. Tax bills range significantly across the county, with Hamilton at $1,734 and Orland at $180. Hamilton also has the highest median home price at $228,100.

Property Tax Assessment Values Across Steuben County, Indiana

Source: Ownwell

$23,900

$126,000

$228,100

Median Steuben County Market Value

$173,600

Median Indiana Market Value

$186,200

Median United States Market Value

$235,294

Property Tax Assessment Values Across Steuben County, Indiana

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Angola	$30,300	$95,950	$193,500	$331,550	$573,680
Ashley	$18,260	$61,425	$84,300	$170,875	$318,310
Fremont	$37,800	$85,900	$192,550	$411,225	$688,400
Hamilton	$53,800	$121,600	$228,100	$417,250	$673,800
Hudson	$21,120	$62,975	$129,200	$218,925	$349,490
Lagrange	$8,900	$19,325	$102,450	$194,100	$309,600
Orland	$1,400	$2,700	$23,900	$127,100	$211,600
Pleasant Lake	$26,920	$69,000	$132,100	$221,300	$340,460
Waterloo	N/A	N/A	N/A	N/A	N/A
Wolcottville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Steuben County, Indiana

Property tax bills in Steuben County are based on the assessed value of a home and the local tax rates set by taxing authorities. When a property’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the home. Local budgets, school funding, and other public services all influence the final amount, so two homes with similar market values can still receive different bills depending on where they are located.

For a county with a median home price of $173,600, property taxes can vary widely. The 25th percentile tax bill is $470, while the 75th percentile reaches $2,249 and the 90th percentile climbs to $4,155. That range shows how much the tax burden can differ from one homeowner to another. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, Steuben County homeowners may see bills that are lower or higher depending on assessment and location.

Property Tax Bills Across Steuben County, Indiana

Source: Ownwell

$180

$957

$1,734

Median Steuben County Tax Bill

$1,108

Median Indiana Tax Bill

$1,964

Median United States Tax Bill

$2,400

Property Tax Bills Across Steuben County, Indiana

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Angola	$228	$598	$1,328	$2,485	$4,278
Ashley	$149	$239	$553	$1,070	$1,812
Fremont	$258	$497	$1,141	$2,497	$4,598
Hamilton	$465	$884	$1,734	$3,782	$6,012
Hudson	$144	$333	$723	$1,430	$2,155
Lagrange	$70	$158	$693	$1,417	$2,091
Orland	$13	$24	$180	$799	$1,621
Pleasant Lake	$153	$321	$640	$1,152	$1,827
Waterloo	N/A	N/A	N/A	N/A	N/A
Wolcottville	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 15

Links
Steuben Tax Assessor
Website	beacon.schneidercorp.com

Frequently Asked Property Tax Questions in Steuben County, Indiana

How are property taxes calculated in Steuben County, Indiana?

Property taxes in Steuben County, Indiana are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Steuben County, Indiana?

To appeal your property taxes in Steuben County, Indiana, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Steuben County, Indiana?

Common property tax exemptions in Steuben County, Indiana include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Steuben County, Indiana?

Property tax deadlines in Steuben County, Indiana vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Steuben County, Indiana?

Ownwell provides professional property tax appeal services in Steuben County, Indiana. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.