Black Hawk County, Iowa Property Taxes
Property Taxes in Black Hawk County, Iowa
Median Black Hawk County effective property tax rate: 1.63%, significantly higher than the national median of 1.02%.
Median Black Hawk County home value: $151,040
Median annual Black Hawk County tax bill: $2,474, $74 higher than the national median property tax bill of $2,400.
How are property taxes in Black Hawk County calculated?
Property taxes in Black Hawk County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Black Hawk County or another part of Black Hawk County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Black Hawk County, Iowa Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.63%
Estimate Property Tax Bill
$2,462
$2,285
How Does the Black Hawk County Property Tax Calculator Work?
Use this Black Hawk County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Black Hawk County's median effective tax rate of 1.63% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Black Hawk County's median tax rate is higher than Iowa's 1.55% median rate and above the 1.02% national median rate.
The county's median property tax bill is $2,474, which is $74 higher than the state median and above the $2,400 national median bill. For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Black Hawk County.
Property Tax Rates Across Black Hawk County, Iowa
What Are Effective Property Tax Rates Across Black Hawk County?
Local government entities set tax rates, which vary widely across Black Hawk County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Black Hawk County's effective property tax rate to other counties in Iowa or the U.S. median of 1.02%.
Black Hawk County's median effective rate stands at 1.63%, which is higher than the national median of 1.02%. Within Black Hawk County, the highest rate is found in Waterloo at 1.89%, while Voorhies has the lowest at 1.01%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Black Hawk County Tax Rate
1.63%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Iowa Tax Rate
1.55%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Black Hawk County, Iowa
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Buckingham | 1.01% | 1.02% | 1.06% | 1.08% | 1.21% |
| Cedar Falls | 1.35% | 1.44% | 1.50% | 1.56% | 1.56% |
| Dewar | 1.08% | 1.13% | 1.20% | 1.24% | 1.29% |
| Dunkerton | 1.14% | 1.20% | 1.35% | 1.48% | 1.56% |
| Elk Run Heights | 1.22% | 1.29% | 1.33% | 1.37% | 1.43% |
| Evansdale | 1.12% | 1.21% | 1.31% | 1.49% | 2.00% |
| Fairbank | 1.05% | 1.10% | 1.17% | 1.28% | 1.40% |
| Gilbertville | 1.47% | 1.57% | 1.62% | 1.67% | 1.73% |
| Hudson | 1.21% | 1.41% | 1.53% | 1.58% | 1.63% |
| Janesville | 1.04% | 1.11% | 1.16% | 1.22% | 1.54% |
| Jesup | 1.12% | 1.16% | 1.20% | 1.37% | 1.63% |
| La Porte City | 1.03% | 1.10% | 1.52% | 1.62% | 1.70% |
| Raymond | 1.13% | 1.18% | 1.22% | 1.25% | 1.30% |
| Voorhies | 0.89% | 0.95% | 1.01% | 1.55% | 1.63% |
| Washburn | 0.97% | 1.04% | 1.08% | 1.11% | 1.18% |
| Waterloo | 1.52% | 1.77% | 1.89% | 2.00% | 2.00% |
| Denver | N/A | N/A | N/A | N/A | N/A |
| New Hartford | N/A | N/A | N/A | N/A | N/A |
| Readlyn | N/A | N/A | N/A | N/A | N/A |
| Reinbeck | N/A | N/A | N/A | N/A | N/A |
| Shell Rock | N/A | N/A | N/A | N/A | N/A |
| Traer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Black Hawk County, Iowa
When examining property taxes in Black Hawk County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Black Hawk County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Black Hawk County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Black Hawk County.
For example, the median tax bill in Black Hawk County is $2,474, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with the 25th percentile at $1,444 and the 75th percentile at $3,572. Jesup has the highest median home price at $290,785.
Median Black Hawk County Market Value
$151,040
Median Iowa Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Black Hawk County, Iowa
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Buckingham | $155,884 | $184,280 | $230,000 | $328,940 | $406,692 |
| Cedar Falls | $100,634 | $154,660 | $214,800 | $308,630 | $424,699 |
| Dewar | $76,290 | $91,990 | $121,480 | $208,340 | $256,750 |
| Dunkerton | $43,630 | $107,208 | $176,405 | $264,215 | $359,385 |
| Elk Run Heights | $109,510 | $129,150 | $164,460 | $214,500 | $296,374 |
| Evansdale | $47,740 | $79,438 | $121,650 | $163,262 | $229,047 |
| Fairbank | $102,464 | $159,360 | $226,150 | $329,430 | $432,144 |
| Gilbertville | $48,295 | $123,595 | $182,595 | $243,888 | $351,425 |
| Hudson | $122,200 | $165,175 | $217,830 | $305,285 | $405,282 |
| Janesville | $31,069 | $140,945 | $225,540 | $317,905 | $393,849 |
| Jesup | $159,365 | $212,532 | $290,785 | $376,032 | $457,470 |
| La Porte City | $41,800 | $103,020 | $160,720 | $234,340 | $322,900 |
| Raymond | $119,726 | $162,938 | $206,855 | $270,420 | $323,560 |
| Voorhies | $75,272 | $96,732 | $131,935 | $188,515 | $232,090 |
| Washburn | $107,765 | $118,608 | $132,335 | $155,408 | $196,230 |
| Waterloo | $38,510 | $60,710 | $118,120 | $176,330 | $249,330 |
| Denver | N/A | N/A | N/A | N/A | N/A |
| New Hartford | N/A | N/A | N/A | N/A | N/A |
| Readlyn | N/A | N/A | N/A | N/A | N/A |
| Reinbeck | N/A | N/A | N/A | N/A | N/A |
| Shell Rock | N/A | N/A | N/A | N/A | N/A |
| Traer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Black Hawk County, Iowa
Property tax bills in Black Hawk County are based on the assessed value of a home and the local tax rates set by taxing authorities. When a property’s market value changes, the assessed value can change as well, which affects the final bill. The county’s median home price is $151,040, and homeowners with higher assessed values generally pay more, while those with lower assessed values pay less.
Several factors influence the amount due, including the home’s assessed value, local levies, and any applicable exemptions. The typical property tax bill in the county ranges from $1,444 at the 25th percentile to $3,572 at the 75th percentile, with the 90th percentile reaching $5,121. Jesup has the highest median tax bill at $3,459, while Washburn has the lowest at $1,429.
For many homeowners, property taxes are a major ongoing housing cost. Because bills can vary widely by location and home value, understanding how they are calculated can help homeowners better anticipate what they owe each year.
Median Black Hawk County Tax Bill
$2,474
Median Iowa Tax Bill
$2,542
Median United States Tax Bill
$2,400
Property Tax Bills Across Black Hawk County, Iowa
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Buckingham | $1,569 | $1,874 | $2,122 | $3,174 | $4,354 |
| Cedar Falls | $1,604 | $2,336 | $3,158 | $4,548 | $6,327 |
| Dewar | $960 | $1,130 | $1,594 | $2,544 | $2,976 |
| Dunkerton | $724 | $1,520 | $2,368 | $3,584 | $4,843 |
| Elk Run Heights | $1,422 | $1,683 | $2,138 | $2,830 | $3,998 |
| Evansdale | $742 | $1,124 | $1,632 | $2,246 | $3,113 |
| Fairbank | $1,123 | $1,968 | $2,723 | $4,012 | $5,247 |
| Gilbertville | $1,455 | $2,100 | $2,990 | $3,944 | $5,474 |
| Hudson | $1,796 | $2,382 | $3,116 | $4,162 | $5,812 |
| Janesville | $662 | $1,916 | $2,851 | $3,824 | $4,674 |
| Jesup | $1,932 | $2,502 | $3,459 | $5,064 | $6,365 |
| La Porte City | $712 | $1,588 | $2,365 | $3,118 | $4,207 |
| Raymond | $1,456 | $1,984 | $2,550 | $3,273 | $4,032 |
| Voorhies | $759 | $903 | $1,625 | $2,253 | $2,813 |
| Washburn | $1,136 | $1,252 | $1,429 | $1,700 | $2,172 |
| Waterloo | $762 | $1,168 | $2,154 | $3,164 | $4,450 |
| Denver | N/A | N/A | N/A | N/A | N/A |
| New Hartford | N/A | N/A | N/A | N/A | N/A |
| Readlyn | N/A | N/A | N/A | N/A | N/A |
| Reinbeck | N/A | N/A | N/A | N/A | N/A |
| Shell Rock | N/A | N/A | N/A | N/A | N/A |
| Traer | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Black Hawk Tax Assessor | |
| Website | beacon.schneidercorp.com |