Dubuque, Dubuque County, Iowa Property Taxes
Property Taxes in Dubuque, Iowa
Median Dubuque, Iowa effective property tax rate: 1.32%, significantly higher than the national median of 1.02%, and lower than the Iowa state median of 1.55%.
Median Dubuque, Iowa home value: $198,200
Median annual Dubuque, Iowa tax bill: $2,596, higher than the national median property tax bill of $2,400.
How are property taxes in Dubuque calculated?
Property taxes in Dubuque, Iowa are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Dubuque's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Dubuque, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Dubuque, Dubuque County, Iowa Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.32%
Estimate Property Tax Bill
$2,616
$2,428
How Does the Dubuque Property Tax Calculator Work?
Use this Dubuque property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Dubuque's median effective tax rate of 1.32% — based on actual property records in Dubuque County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Dubuque's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Dubuque: rates range from $2,185.00 in 52001 to $3,494.00 in 52003, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Dubuque.
About Dubuque Property Taxes
About Property Taxes in Dubuque, Dubuque, Iowa
Dubuque’s median effective property tax rate of 1.32% is lower than the Iowa state median of 1.55% and higher than the national median of 1.02%. This rate reflects the Dubuque County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Dubuque. Homeowners in the 52001 ZIP code carry a median effective rate of 1.32%, while those in 52003 pay 1.31%. This spread reflects how school district boundaries and local assessment districts are drawn across Dubuque County. Understanding which part of Dubuque you live in can make a meaningful difference to your annual tax bill.
Dubuque homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before April 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Dubuque, Dubuque County, Iowa
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Dubuque's effective property tax rate to other cities in Iowa and the median property tax rates in Iowa and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dubuque Tax Rate
1.32%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dubuque County Tax Rate
1.29%
Median Effective Iowa Tax Rate
1.55%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Dubuque, Dubuque County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 52001 | 1.13% | 1.26% | 1.32% | 1.40% | 1.40% |
| 52002 | 1.09% | 1.21% | 1.32% | 1.35% | 1.40% |
| 52003 | 1.07% | 1.11% | 1.31% | 1.35% | 1.40% |
| 52099 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Dubuque, Dubuque County, Iowa
When examining property taxes in Dubuque, Iowa, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Dubuque County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Dubuque County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Dubuque is $198,200, and the median tax bill is $2,596, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. Tax bills range across the county, from $2,185 in 52001 to $3,494 in 52003, while the highest median home price is $280,100 in 52003.
Property Tax Assessment Values Across Dubuque, Dubuque County, Iowa
Source: Ownwell
$166,100
$258,150
$350,200
Median Dubuque Market Value
$198,200
Median Dubuque County Market Value
$218,000
Median Iowa Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Dubuque, Dubuque County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 52001 | $75,000 | $118,800 | $166,100 | $220,450 | $299,540 |
| 52002 | $177,900 | $202,400 | $252,800 | $348,175 | $453,550 |
| 52003 | $150,220 | $200,000 | $280,100 | $392,750 | $555,380 |
| 52099 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Dubuque, Dubuque County, Iowa
Property tax bills in Dubuque are based on the assessed value of a home and the local tax rate set by taxing authorities. The bill is determined by multiplying the assessed value by the applicable rate, so homes with higher assessed values generally owe more. Factors such as location, property characteristics, and local budget needs can all influence the final amount.
For homeowners, this means a property tax bill can change even if the home itself does not. In Dubuque, the median home price is $198,200, and tax bills vary widely across the city. The 25th percentile tax bill is $1,864, while the 75th percentile is $3,604. At the higher end, the 90th percentile reaches $5,050. ZIP code 52003 has the highest median tax bill at $3,494, compared with $2,185 in ZIP code 52001.
Median Dubuque Tax Bill
$2,596
Median Dubuque County Tax Bill
$2,752
Median Iowa Tax Bill
$2,542
Median United States Tax Bill
$2,400
Property Tax Bills Across Dubuque, Dubuque County, Iowa
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 52001 | $1,010 | $1,562 | $2,185 | $2,872 | $3,852 |
| 52002 | $2,278 | $2,637 | $3,291 | $4,302 | $5,484 |
| 52003 | $1,929 | $2,554 | $3,494 | $4,838 | $7,027 |
| 52099 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Dubuque Tax Assessor | |
| Website | beacon.schneidercorp.com |