Bardwell, Carlisle County, Kentucky Property Taxes
Property Taxes in Bardwell, Kentucky
Median Bardwell, Kentucky effective property tax rate: 1.13%, slightly lower than the national median of 1.02%, and higher than the Kentucky state median of 1.02%.
Median Bardwell, Kentucky home value: $42,104
Median annual Bardwell, Kentucky tax bill: $378, lower than the national median property tax bill of $2,400.
How are property taxes in Carlisle calculated?
Property taxes in Bardwell, Kentucky are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bardwell's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bardwell, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bardwell, Carlisle County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.13%
Estimate Property Tax Bill
$476
$442
How Does the Bardwell Property Tax Calculator Work?
Use this Bardwell property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bardwell's median effective tax rate of 1.13% — based on actual property records in Carlisle County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bardwell's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Bardwell: rates range from 1.13% in 42023 to 1.13% in 42023, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bardwell.
About Bardwell Property Taxes
About Property Taxes in Bardwell, Carlisle, Kentucky
Bardwell’s median effective property tax rate of 1.13% is lower than the Kentucky state median of 1.02% and lower than the national median of 1.02%. This rate reflects the Carlisle County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bardwell. Homeowners in the 42023 ZIP code carry a median effective rate of 1.13%, while those in the same ZIP also pay 1.13%. This spread reflects how school district boundaries and local assessment districts are drawn across Carlisle County. Understanding which part of Bardwell you live in can make a meaningful difference to your annual tax bill.
Bardwell homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bardwell, Carlisle County, Kentucky
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bardwell's effective property tax rate to other cities in Kentucky and the median property tax rates in Kentucky and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bardwell Tax Rate
1.13%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlisle County Tax Rate
1.13%
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bardwell, Carlisle County, Kentucky
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 42023 | 0.46% | 1.13% | 1.13% | 1.19% | 1.27% |
Source: Ownwell
Property Tax Assessment Values Across Bardwell, Carlisle County, Kentucky
When examining property taxes in Bardwell, Kentucky, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carlisle County property tax process uses that market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. In Bardwell, the median home price is $42,104, and the median tax bill is $378, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 42023 at $42,104.
Property Tax Assessment Values Across Bardwell, Carlisle County, Kentucky
Source: Ownwell
$30,920
$45,710
$60,500
Median Bardwell Market Value
$42,104
Median Carlisle County Market Value
$43,500
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bardwell, Carlisle County, Kentucky
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 42023 | $3,222 | $12,650 | $42,104 | $79,250 | $142,200 |
Source: Ownwell
Property Tax Bills Across Bardwell, Carlisle County, Kentucky
Property tax bills in Bardwell are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, that means the bill can rise or fall as the assessed value changes. In Carlisle County, the median home price is $42,104, and the median property tax bill is $378, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Several factors can affect the final bill, including the home’s location, condition, and any exemptions that may apply. The 25th percentile tax bill is $112, while the 75th percentile is $841, showing that bills can vary widely even within the same area. For homeowners, property taxes are an important ongoing cost that can affect monthly housing expenses and long-term affordability.
Median Bardwell Tax Bill
$378
Median Carlisle County Tax Bill
$397
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Bardwell, Carlisle County, Kentucky
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 42023 | $34 | $112 | $378 | $841 | $1,726 |
Source: Ownwell