Clark County, Kentucky Property Taxes
Property Taxes in Clark County, Kentucky
Median Clark County effective property tax rate: 1.00%, significantly lower than the national median of 1.02%.
Median Clark County home value: $130,400
Median annual Clark County tax bill: $1,200, lower than the national median property tax bill of $2,400.
How are property taxes in Clark County calculated?
Property taxes in Clark County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Clark County or another part of Clark County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clark County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1%
Estimate Property Tax Bill
$1,304
$1,210
How Does the Clark County Property Tax Calculator Work?
Use this Clark County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value, and the calculator applies Clark County's median effective tax rate of 1.00% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. The 1.00% median effective rate is lower than the 1.02% national median property tax rate and matches the $1,200 median property tax bill in Clark County, which is lower than the national median property tax bill of $2,400.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Clark County.
Property Tax Rates Across Clark County, Kentucky
What Are Effective Property Tax Rates Across Clark County?
Local government entities set tax rates, which vary widely across Clark County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Clark County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
Clark County's median effective rate stands at 1.00%, which is lower than the national median of 1.02%. Within Clark County, the highest rate is found in LEXINGTON at 1.00%, while LEXINGTON has the lowest at 1.00%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clark County Tax Rate
1.00%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clark County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lexington | 0.88% | 1.00% | 1.00% | 1.00% | 1.00% |
| Mount Sterling | 0.76% | 1.00% | 1.00% | 1.00% | 1.00% |
| Winchester | 0.67% | 0.91% | 1.00% | 1.00% | 1.00% |
Source: Ownwell
Property Tax Assessment Values Across Clark County, Kentucky
When examining property taxes in Clark County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clark County property tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clark County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. In Clark County, the median tax bill is $1,200, compared with the national median property tax bill of $2,400. Tax bills range from $680 at the 25th percentile to $1,858 at the 75th percentile, and $2,750 at the 90th percentile. Winchester has the highest median home price at $130,600.
Median Clark County Market Value
$130,400
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clark County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lexington | $26,520 | $62,000 | $116,600 | $235,000 | $385,600 |
| Mount Sterling | $37,040 | $83,500 | $129,900 | $184,000 | $274,800 |
| Winchester | $25,000 | $74,800 | $130,600 | $198,175 | $285,000 |
Source: Ownwell
Property Tax Bills Across Clark County, Kentucky
Property tax bills in Clark County are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is compared with the market value, and that figure is used to calculate the amount owed each year. For homeowners, this means a higher assessed value can lead to a larger bill, while a lower assessment can reduce what is due.
In Clark County, the median home price is $130,400, and property tax bills vary widely. The 25th percentile bill is $680, while the 75th percentile reaches $1,858. At the high end, the 90th percentile bill is $2,750. Median tax bills also differ by city, from $1,155 in Lexington to $1,204 in Mount Sterling.
Compared with the national median property tax rate of 1.02% and median bill of $2,400, many Clark County homeowners pay less than the national median, though individual bills depend on assessment and local rates.
Median Clark County Tax Bill
$1,200
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Clark County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Lexington | $300 | $649 | $1,155 | $2,170 | $3,748 |
| Mount Sterling | $348 | $686 | $1,204 | $1,720 | $2,748 |
| Winchester | $250 | $680 | $1,200 | $1,858 | $2,740 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Clark Tax Assessor | |
| Website | qpublic.schneidercorp.com |