Berea, Estill County, Kentucky Property Taxes
Property Taxes in Berea, Kentucky
Median Berea, Kentucky effective property tax rate: 1.11%, significantly lower than the national median of 1.02%, and higher than the Kentucky state median of 1.02%.
Median Berea, Kentucky home value: $199,000
Median annual Berea, Kentucky tax bill: $2,203, $197 lower than the national median property tax bill of $2,400.
How are property taxes in Estill calculated?
Property taxes in Berea, Kentucky are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Berea's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Berea, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Berea, Estill County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.11%
Estimate Property Tax Bill
$2,209
$2,050
How Does the Berea Property Tax Calculator Work?
Use this Berea property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Berea's median effective tax rate of 1.11% — based on actual property records in Estill County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Berea's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Berea: rates range across local districts, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Berea.
About Berea Property Taxes
About Property Taxes in Berea, Estill, Kentucky
Berea's median effective property tax rate of 1.11% is lower than the Kentucky state median of 1.02% and higher than the national median of 1.02%. This rate reflects the Estill County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Berea. Homeowners in the city can face different tax burdens depending on where they live, because school district boundaries and local assessment districts are drawn across Estill County. Understanding which part of Berea you live in can make a meaningful difference to your annual tax bill.
Berea homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 18, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Berea, Estill County, Kentucky
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Berea's effective property tax rate to other cities in Kentucky and the median property tax rates in Kentucky and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Berea Tax Rate
1.11%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Estill County Tax Rate
1.06%
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Berea, Estill County, Kentucky
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 40403 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Berea, Estill County, Kentucky
When examining property taxes in Berea, Kentucky, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Estill County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Estill County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Berea.
For example, the median home price in Berea is $199,000, with tax bills ranging significantly across the county. The median tax bill is $2,203, compared with the national median property tax bill of $2,400.
Property Tax Assessment Values Across Berea, Estill County, Kentucky
Source: Ownwell
$20,000
$35,500
$51,000
Median Berea Market Value
$199,000
Median Estill County Market Value
$38,000
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Berea, Estill County, Kentucky
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 40403 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Berea, Estill County, Kentucky
How Are Property Tax Bills Calculated in Berea?
Property tax bills in Berea are based on the assessed value of a home, which is then multiplied by the local tax rate to determine the amount owed. The assessed value is tied to the property’s market value, so changes in home values can directly affect the final tax bill. For homeowners, this means a higher assessed value can lead to a larger bill, while a lower assessed value can reduce what is due.
In Berea, the median home price is $199,000, and the typical property tax bill is $2,203. That is slightly below the national median property tax bill of $2,400, showing that local homeowners may pay less than the national norm. Property tax bills can still vary based on exemptions, local levies, and how the property is classified, so two similar homes may not always owe the same amount.
Median Berea Tax Bill
$2,203
Median Estill County Tax Bill
$296
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Berea, Estill County, Kentucky
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 40403 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Estill Tax Assessor | |
| Website | qpublic.schneidercorp.com |