Harlan County, Kentucky Property Taxes
Property Taxes in Harlan County, Kentucky
Median Harlan County effective property tax rate: 1.34%, significantly higher than the national median of 1.02%.
Median Harlan County home value: $40,000
Median annual Harlan County tax bill: $403, $1,997 lower than the national median property tax bill of $2,400.
How are property taxes in Harlan County calculated?
Property taxes in Harlan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Harlan or another part of Harlan County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Harlan County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.34%
Estimate Property Tax Bill
$536
$497
How Does the Harlan County Property Tax Calculator Work?
Use this Harlan County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Harlan County's median effective tax rate of 1.34% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment office assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Harlan County.
Property Tax Rates Across Harlan County, Kentucky
What Are Effective Property Tax Rates Across Harlan County?
Local government entities set tax rates, which vary widely across Harlan County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Harlan County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
Harlan County's median effective rate stands at 1.34%, which is higher than the national median of 1.02%. Within Harlan County, the highest rate is found in Benham at 1.84%, while Harlan has the lowest at 0.80%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harlan County Tax Rate
1.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harlan County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ages Brookside | 1.27% | 1.34% | 1.34% | 1.34% | 1.34% |
| Baxter | 0.46% | 0.80% | 1.34% | 1.34% | 1.34% |
| Benham | 0.38% | 1.34% | 1.84% | 1.84% | 1.84% |
| Big Laurel | 0.43% | 0.99% | 1.34% | 1.34% | 1.34% |
| Bledsoe | 0.38% | 1.11% | 1.34% | 1.34% | 1.34% |
| Cawood | 0.51% | 1.34% | 1.34% | 1.34% | 1.34% |
| Chad | 1.06% | 1.34% | 1.34% | 1.34% | 1.35% |
| Closplint | 0.64% | 1.34% | 1.34% | 1.34% | 1.34% |
| Coalgood | 0.78% | 1.34% | 1.34% | 1.34% | 1.34% |
| Coldiron | 0.57% | 1.25% | 1.34% | 1.34% | 1.34% |
| Cranks | 0.59% | 1.34% | 1.34% | 1.34% | 1.34% |
| Cumberland | 0.49% | 1.34% | 1.34% | 1.74% | 1.74% |
| Dayhoit | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| Dizney | 0.72% | 1.18% | 1.34% | 1.34% | 1.34% |
| Evarts | 0.57% | 1.34% | 1.34% | 1.34% | 1.76% |
| Grays Knob | 0.79% | 1.34% | 1.34% | 1.34% | 1.34% |
| Gulston | 0.77% | 1.34% | 1.34% | 1.34% | 1.34% |
| Harlan | 0.43% | 0.80% | 0.80% | 1.34% | 1.34% |
| Hiram | 1.30% | 1.34% | 1.34% | 1.34% | 1.34% |
| Holmes Mill | 0.52% | 1.34% | 1.34% | 1.34% | 1.34% |
| Keith | 1.29% | 1.34% | 1.34% | 1.34% | 1.34% |
| Kenvir | 0.67% | 1.34% | 1.34% | 1.34% | 1.34% |
| Lejunior | 0.57% | 1.34% | 1.34% | 1.34% | 1.34% |
| Louellen | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| Loyall | 0.53% | 1.34% | 1.34% | 1.69% | 1.69% |
| Lynch | 0.71% | 1.69% | 1.69% | 1.69% | 1.69% |
| Mary Alice | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| Molus | 0.77% | 1.34% | 1.34% | 1.34% | 1.34% |
| Pathfork | 0.39% | 1.34% | 1.34% | 1.34% | 1.34% |
| Pine Mountain | 1.27% | 1.34% | 1.34% | 1.34% | 1.34% |
| Putney | 0.44% | 1.13% | 1.34% | 1.34% | 1.34% |
| Redbud | 1.34% | 1.34% | 1.34% | 1.34% | 1.34% |
| Smith | 0.26% | 0.52% | 1.34% | 1.34% | 1.34% |
| Stoney Fork | 0.77% | 1.34% | 1.34% | 1.34% | 1.34% |
| Totz | 0.54% | 1.34% | 1.34% | 1.34% | 1.34% |
| Wallins Creek | 0.42% | 1.34% | 1.34% | 1.34% | 1.34% |
| Alva | N/A | N/A | N/A | N/A | N/A |
| Brookside | N/A | N/A | N/A | N/A | N/A |
| Chevrolet | N/A | N/A | N/A | N/A | N/A |
| Crummies | N/A | N/A | N/A | N/A | N/A |
| Helton | N/A | N/A | N/A | N/A | N/A |
| Three Point | N/A | N/A | N/A | N/A | N/A |
| Yocum Creek | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Harlan County, Kentucky
When examining property taxes in Harlan County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harlan County property tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Harlan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harlan County.
For example, the median tax bill in Harlan County is $403, with tax bills ranging significantly across the county. Baxter has the highest median home price at $48,000.
Median Harlan County Market Value
$40,000
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harlan County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ages Brookside | $6,400 | $15,500 | $39,300 | $46,150 | $69,720 |
| Baxter | $9,850 | $22,094 | $48,000 | $87,125 | $156,070 |
| Benham | $15,620 | $28,000 | $45,000 | $55,800 | $72,000 |
| Big Laurel | $8,040 | $24,000 | $44,250 | $61,420 | $88,928 |
| Bledsoe | $7,000 | $17,000 | $34,000 | $55,000 | $84,000 |
| Cawood | $5,000 | $12,000 | $29,000 | $51,238 | $86,900 |
| Chad | $1,850 | $3,750 | $9,250 | $22,000 | $37,060 |
| Closplint | $10,000 | $21,644 | $37,500 | $48,125 | $74,550 |
| Coalgood | $10,000 | $26,988 | $40,000 | $55,000 | $110,000 |
| Coldiron | $10,000 | $21,725 | $46,000 | $68,785 | $116,850 |
| Cranks | $4,160 | $10,250 | $34,000 | $60,000 | $110,000 |
| Cumberland | $9,000 | $20,000 | $35,000 | $52,000 | $84,200 |
| Dayhoit | $3,150 | $8,000 | $22,600 | $42,500 | $76,000 |
| Dizney | $11,375 | $14,650 | $19,880 | $33,875 | $50,500 |
| Evarts | $7,000 | $15,000 | $34,000 | $53,400 | $84,400 |
| Grays Knob | $12,700 | $25,250 | $45,000 | $58,650 | $130,900 |
| Gulston | $4,600 | $15,250 | $30,000 | $46,300 | $68,000 |
| Harlan | $10,000 | $25,125 | $48,000 | $94,000 | $162,200 |
| Hiram | $1,200 | $3,500 | $12,500 | $29,000 | $48,520 |
| Holmes Mill | $8,500 | $18,000 | $33,750 | $46,300 | $75,175 |
| Keith | $5,000 | $8,850 | $25,000 | $44,125 | $71,100 |
| Kenvir | $7,500 | $18,075 | $34,000 | $46,300 | $65,690 |
| Lejunior | $5,000 | $14,125 | $25,000 | $46,000 | $64,960 |
| Louellen | $7,000 | $13,000 | $35,000 | $48,000 | $67,805 |
| Loyall | $12,500 | $28,238 | $46,300 | $74,150 | $104,050 |
| Lynch | $9,500 | $15,000 | $30,000 | $46,000 | $60,000 |
| Mary Alice | $6,000 | $8,400 | $13,885 | $33,500 | $65,000 |
| Molus | $8,560 | $18,950 | $39,875 | $46,000 | $89,000 |
| Pathfork | $7,050 | $20,000 | $39,225 | $47,125 | $71,350 |
| Pine Mountain | $5,050 | $14,000 | $30,000 | $37,250 | $70,000 |
| Putney | $6,665 | $20,000 | $46,000 | $69,000 | $125,800 |
| Redbud | $3,270 | $7,250 | $12,000 | $20,500 | $28,400 |
| Smith | $2,625 | $6,488 | $26,125 | $56,250 | $82,950 |
| Stoney Fork | $7,500 | $14,625 | $31,188 | $46,000 | $74,800 |
| Totz | $5,700 | $20,000 | $44,000 | $70,000 | $112,800 |
| Wallins Creek | $5,640 | $16,219 | $40,900 | $61,150 | $100,000 |
| Alva | N/A | N/A | N/A | N/A | N/A |
| Brookside | N/A | N/A | N/A | N/A | N/A |
| Chevrolet | N/A | N/A | N/A | N/A | N/A |
| Crummies | N/A | N/A | N/A | N/A | N/A |
| Helton | N/A | N/A | N/A | N/A | N/A |
| Three Point | N/A | N/A | N/A | N/A | N/A |
| Yocum Creek | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Harlan County, Kentucky
Property tax bills in Harlan County are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is typically tied to the market value of the property, and that value is then multiplied by the applicable rate to determine the annual bill. For homeowners, this means a higher assessed value can lead to a higher tax bill, even if the home has not changed hands.
In Harlan County, the median home price is $40,000, which helps explain why many bills remain relatively modest compared with the national median property tax bill of $2,400. The county’s tax burden can still vary widely depending on location and assessment. The 25th percentile tax bill is $183, while the 75th percentile is $766 and the 90th percentile reaches $1,337. Median bills also differ by city, from $114 in Chad to $593 in Loyall.
Median Harlan County Tax Bill
$403
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Harlan County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Ages Brookside | $60 | $149 | $320 | $542 | $829 |
| Baxter | $96 | $228 | $481 | $1,028 | $1,680 |
| Benham | $157 | $306 | $553 | $839 | $1,206 |
| Big Laurel | $67 | $201 | $422 | $775 | $1,081 |
| Bledsoe | $49 | $160 | $345 | $607 | $1,060 |
| Cawood | $60 | $148 | $297 | $671 | $1,166 |
| Chad | $19 | $54 | $114 | $278 | $477 |
| Closplint | $69 | $188 | $403 | $638 | $986 |
| Coalgood | $110 | $308 | $484 | $764 | $1,120 |
| Coldiron | $108 | $244 | $497 | $831 | $1,613 |
| Cranks | $56 | $113 | $374 | $812 | $1,458 |
| Cumberland | $94 | $228 | $410 | $685 | $1,189 |
| Dayhoit | $40 | $99 | $269 | $530 | $1,063 |
| Dizney | $138 | $175 | $223 | $329 | $410 |
| Evarts | $76 | $173 | $363 | $672 | $1,143 |
| Grays Knob | $108 | $219 | $551 | $874 | $1,868 |
| Gulston | $51 | $183 | $309 | $591 | $866 |
| Harlan | $93 | $199 | $444 | $940 | $1,683 |
| Hiram | $18 | $47 | $147 | $367 | $667 |
| Holmes Mill | $94 | $134 | $255 | $509 | $763 |
| Keith | $70 | $119 | $333 | $538 | $782 |
| Kenvir | $94 | $202 | $336 | $540 | $848 |
| Lejunior | $43 | $130 | $271 | $470 | $665 |
| Louellen | $94 | $155 | $222 | $558 | $669 |
| Loyall | $131 | $318 | $593 | $1,008 | $1,430 |
| Lynch | $110 | $202 | $339 | $617 | $977 |
| Mary Alice | $89 | $113 | $166 | $400 | $790 |
| Molus | $138 | $186 | $495 | $721 | $1,173 |
| Pathfork | $80 | $177 | $346 | $598 | $1,079 |
| Pine Mountain | $94 | $269 | $444 | $517 | $1,049 |
| Putney | $76 | $192 | $473 | $865 | $1,819 |
| Redbud | $128 | $134 | $202 | $343 | $403 |
| Smith | $30 | $81 | $189 | $262 | $645 |
| Stoney Fork | $70 | $159 | $354 | $571 | $950 |
| Totz | $67 | $177 | $437 | $907 | $1,340 |
| Wallins Creek | $61 | $149 | $395 | $739 | $1,309 |
| Alva | N/A | N/A | N/A | N/A | N/A |
| Brookside | N/A | N/A | N/A | N/A | N/A |
| Chevrolet | N/A | N/A | N/A | N/A | N/A |
| Crummies | N/A | N/A | N/A | N/A | N/A |
| Helton | N/A | N/A | N/A | N/A | N/A |
| Three Point | N/A | N/A | N/A | N/A | N/A |
| Yocum Creek | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Harlan Tax Assessor | |
| Website | qpublic.schneidercorp.com |