Nelson County, Kentucky Property Taxes
Property Taxes in Nelson County, Kentucky
Median Nelson County effective property tax rate: 1.05%, significantly higher than the national median of 1.02%.
Median Nelson County home value: $150,000
Median annual Nelson County tax bill: $1,119, lower than the national median property tax bill of $2,400.
How are property taxes in Nelson County calculated?
Property taxes in Nelson County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Nelson County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Bardstown or another part of Nelson County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Nelson County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.05%
Estimate Property Tax Bill
$1,575
$1,462
How Does the Nelson County Property Tax Calculator Work?
Use this Nelson County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Nelson County's median effective tax rate of 1.05% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Nelson County's median tax rate is higher than the 1.02% national median property tax rate, while the county's median tax bill of $1,119 is lower than the $2,400 national median property tax bill and $1,281 lower than the state median.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Nelson County.
Property Tax Rates Across Nelson County, Kentucky
What Are Effective Property Tax Rates Across Nelson County?
Local government entities set tax rates, which vary widely across Nelson County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Nelson County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
Nelson County's median effective rate stands at 1.05%, which is higher than the national median of 1.02%. Within Nelson County, the highest rate is found in Bloomfield at 1.16%, while Chaplin has the lowest at 0.76%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Nelson County Tax Rate
1.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Nelson County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bardstown | 0.33% | 0.34% | 0.99% | 1.08% | 1.11% |
| Bloomfield | 0.67% | 1.12% | 1.16% | 1.44% | 1.48% |
| Boston | 1.03% | 1.03% | 1.08% | 1.14% | 1.32% |
| Chaplin | 0.44% | 0.67% | 0.76% | 1.05% | 1.18% |
| Coxs Creek | 0.63% | 0.76% | 0.92% | 1.07% | 1.11% |
| Fairfield | 0.51% | 0.68% | 0.91% | 1.13% | 1.21% |
| Loretto | 0.68% | 0.76% | 0.97% | 1.09% | 1.23% |
| New Haven | 1.03% | 1.06% | 1.10% | 1.53% | 2.03% |
| New Hope | 1.01% | 1.07% | 1.13% | 1.31% | 1.54% |
| Springfield | N/A | N/A | N/A | N/A | N/A |
| Taylorsville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Nelson County, Kentucky
When examining property taxes in Nelson County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Nelson County property valuation process estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Nelson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Nelson County.
For example, the median tax bill in Nelson County is $1,119, with tax bills ranging significantly across the county. Coxs Creek has the highest median home price at $224,600.
Median Nelson County Market Value
$150,000
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Nelson County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bardstown | $45,280 | $104,000 | $156,600 | $229,000 | $324,900 |
| Bloomfield | $16,000 | $50,000 | $107,800 | $183,875 | $250,000 |
| Boston | $4,000 | $23,500 | $75,710 | $173,000 | $268,400 |
| Chaplin | $25,000 | $66,560 | $129,600 | $187,160 | $252,000 |
| Coxs Creek | $60,000 | $151,700 | $224,600 | $276,000 | $369,980 |
| Fairfield | $8,000 | $16,000 | $122,130 | $156,950 | $231,960 |
| Loretto | $26,000 | $89,350 | $148,795 | $231,685 | $311,325 |
| New Haven | $2,000 | $4,750 | $61,800 | $156,900 | $235,899 |
| New Hope | $13,585 | $20,000 | $56,060 | $162,848 | $261,406 |
| Springfield | N/A | N/A | N/A | N/A | N/A |
| Taylorsville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Nelson County, Kentucky
Property tax bills in Nelson County are based on the assessed value of a home and the local tax rate set by taxing authorities. For a home with a median price of $150,000, the final bill depends on how that assessed value compares with other properties in the county and how local rates are applied. The 25th percentile tax bill is $431, while the 75th percentile is $2,017 and the 90th percentile is $2,870, showing how much bills can vary from one homeowner to another.
What a homeowner pays is shaped by the market value of the property, any exemptions that may apply, and the specific taxing districts tied to the home. In Nelson County, the highest median tax bill is $1,884 in Coxs Creek, while the lowest median tax bill is $609 in New Hope. That spread can affect affordability, monthly budgeting, and long-term housing costs for homeowners.
Median Nelson County Tax Bill
$1,119
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Nelson County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bardstown | $240 | $434 | $1,021 | $1,978 | $2,863 |
| Bloomfield | $209 | $503 | $1,129 | $2,054 | $2,873 |
| Boston | $52 | $275 | $836 | $1,827 | $2,718 |
| Chaplin | $183 | $597 | $899 | $1,414 | $2,155 |
| Coxs Creek | $491 | $1,349 | $1,884 | $2,504 | $3,113 |
| Fairfield | $91 | $143 | $734 | $1,121 | $1,455 |
| Loretto | $310 | $797 | $1,390 | $2,213 | $2,662 |
| New Haven | $31 | $81 | $675 | $1,617 | $2,411 |
| New Hope | $162 | $250 | $609 | $1,645 | $2,734 |
| Springfield | N/A | N/A | N/A | N/A | N/A |
| Taylorsville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Nelson Tax Assessor | |
| Website | qpublic.schneidercorp.com |