Shelby County, Kentucky Property Taxes
Property Taxes in Shelby County, Kentucky
Median Shelby County effective property tax rate: 1.15%, significantly higher than the national median of 1.02%.
Median Shelby County home value: $180,000
Median annual Shelby County tax bill: $2,085, lower than the national median property tax bill of $2,400.
How are property taxes in Shelby County calculated?
Property taxes in Shelby County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Shelby County or another part of Shelby County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Shelby County, Kentucky Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.15%
Estimate Property Tax Bill
$2,070
$1,921
How Does the Shelby County Property Tax Calculator Work?
Use this Shelby County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Shelby County's median effective tax rate of 1.15% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Shelby County’s median effective tax rate is higher than the national median property tax rate of 1.02%, while the median property tax bill is $2,085, which is lower than the national median property tax bill of $2,400 by $315.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Shelby County.
Property Tax Rates Across Shelby County, Kentucky
What Are Effective Property Tax Rates Across Shelby County?
Local government entities set tax rates, which vary widely across Shelby County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Shelby County's effective property tax rate to other counties in Kentucky or the U.S. median of 1.02%.
Shelby County's median effective rate stands at 1.15%, which is higher than the national median of 1.02%. Within Shelby County, the highest rate is found in Shelbyville at 1.17%, while Mount Eden has the lowest at 1.13%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Shelby County Tax Rate
1.15%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Kentucky Tax Rate
1.02%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Shelby County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | 0.91% | 1.13% | 1.13% | 1.16% | 1.19% |
| Eminence | 0.78% | 0.99% | 1.15% | 1.16% | 1.17% |
| Finchville | 0.93% | 1.10% | 1.15% | 1.16% | 1.17% |
| Fisherville | 0.91% | 1.03% | 1.15% | 1.16% | 1.18% |
| Frankfort | 0.65% | 1.13% | 1.16% | 1.19% | 1.24% |
| Louisville | 0.98% | 1.03% | 1.14% | 1.15% | 1.15% |
| Mount Eden | 0.86% | 1.11% | 1.13% | 1.17% | 1.23% |
| Pleasureville | 0.66% | 1.01% | 1.15% | 1.17% | 1.20% |
| Shelbyville | 0.88% | 1.13% | 1.17% | 1.31% | 1.33% |
| Simpsonville | 0.92% | 1.07% | 1.15% | 1.16% | 1.17% |
| Smithfield | 0.81% | 0.90% | 1.15% | 1.16% | 1.17% |
| Taylorsville | 0.78% | 0.91% | 1.14% | 1.16% | 1.18% |
| Waddy | 0.65% | 0.99% | 1.15% | 1.17% | 1.21% |
| Lawrenceburg | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Shelby County, Kentucky
When examining property taxes in Shelby County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County property valuation office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Shelby County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shelby County.
For example, the median tax bill in Shelby County is $2,085, with tax bills ranging significantly across the county. Louisville has the highest median home price at $410,000.
Median Shelby County Market Value
$180,000
Median Kentucky Market Value
$116,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Shelby County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | $1,500 | $3,500 | $55,000 | $170,250 | $275,000 |
| Eminence | $18,500 | $104,000 | $190,000 | $251,000 | $321,500 |
| Finchville | $82,000 | $172,000 | $255,000 | $380,000 | $577,080 |
| Fisherville | $63,000 | $124,500 | $233,000 | $349,558 | $448,000 |
| Frankfort | $24,540 | $60,000 | $104,000 | $175,000 | $275,750 |
| Louisville | $215,000 | $305,000 | $410,000 | $531,625 | $697,830 |
| Mount Eden | $14,000 | $40,000 | $95,000 | $207,300 | $302,600 |
| Pleasureville | $35,040 | $70,200 | $130,000 | $191,500 | $277,940 |
| Shelbyville | $54,000 | $109,150 | $180,000 | $255,000 | $350,000 |
| Simpsonville | $105,000 | $164,000 | $255,000 | $420,000 | $619,600 |
| Smithfield | $87,500 | $152,500 | $200,000 | $240,000 | $340,000 |
| Taylorsville | $55,000 | $96,284 | $141,000 | $211,500 | $338,000 |
| Waddy | $29,700 | $65,000 | $119,750 | $195,750 | $290,390 |
| Lawrenceburg | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Shelby County, Kentucky
Property tax bills in Shelby County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase as well, which often leads to a higher bill unless exemptions or adjustments apply. Homeowners in Shelby County should also consider that tax bills can vary widely from one area to another, even within the same county.
The typical home price in the county is $180,000, and property tax bills reflect that local market. The 25th percentile tax bill is $1,069, while the 75th percentile is $3,209 and the 90th percentile reaches $4,731. That range shows how much location, home value, and local taxing districts can affect what homeowners owe. Compared with the national median property tax bill of $2,400, many Shelby County homeowners may pay less or more depending on where their home is located and how it is assessed.
Median Shelby County Tax Bill
$2,085
Median Kentucky Tax Bill
$1,071
Median United States Tax Bill
$2,400
Property Tax Bills Across Shelby County, Kentucky
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Bagdad | $17 | $40 | $532 | $1,809 | $3,054 |
| Eminence | $198 | $827 | $1,848 | $2,884 | $3,309 |
| Finchville | $742 | $1,740 | $2,801 | $4,200 | $6,505 |
| Fisherville | $724 | $1,306 | $2,200 | $3,696 | $5,105 |
| Frankfort | $253 | $504 | $1,095 | $2,004 | $3,117 |
| Louisville | $2,076 | $3,164 | $4,529 | $6,004 | $7,926 |
| Mount Eden | $96 | $465 | $1,019 | $2,345 | $3,441 |
| Pleasureville | $193 | $648 | $1,409 | $2,118 | $3,077 |
| Shelbyville | $502 | $1,165 | $2,090 | $2,998 | $4,145 |
| Simpsonville | $1,099 | $1,806 | $2,869 | $4,677 | $6,873 |
| Smithfield | $595 | $1,337 | $2,033 | $2,771 | $3,905 |
| Taylorsville | $606 | $918 | $1,242 | $2,277 | $3,883 |
| Waddy | $211 | $592 | $1,219 | $2,142 | $3,225 |
| Lawrenceburg | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 18 |
Links | |
|---|---|
| Shelby Tax Assessor | |
| Website | qpublic.schneidercorp.com |