Baltimore, Anne Arundel County, Maryland Property Taxes
Property Taxes in Baltimore, Maryland
Median Baltimore, Maryland effective property tax rate: 1.09%, lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Baltimore, Maryland home value: $9,900
Median annual Baltimore, Maryland tax bill: $102, lower than the national median property tax bill of $2,400.
How are property taxes in Anne Arundel calculated?
Property taxes in Baltimore, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Baltimore's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Baltimore, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Baltimore, Anne Arundel County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.09%
Estimate Property Tax Bill
$108
$100
$774
Average Annual Tax Savings
How Does the Baltimore Property Tax Calculator Work?
Use this Baltimore property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Baltimore's median effective tax rate of 1.09% — based on actual property records in Anne Arundel County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Baltimore's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Baltimore: rates range from 1.09% in 21226 to 1.09% in 21226, primarily due to differences in school district levies and local assessment districts. Baltimore's median tax bill is $102, which is lower than the $2,400 national median property tax bill and $2,298 lower than the state median tax bill.
If your estimate is higher than expected, Ownwell can appeal your Baltimore assessment — you only pay if we save you money.
About Baltimore Property Taxes
About Property Taxes in Baltimore, Anne Arundel, Maryland
Baltimore’s median effective property tax rate of 1.09% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Anne Arundel County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Baltimore. Homeowners in the 21226 ZIP code carry a median effective rate of 1.10%, while those in 21225 pay 1.09%. This spread — 0.01 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Anne Arundel County. Understanding which part of Baltimore you live in can make a meaningful difference to your annual tax bill.
Baltimore homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Baltimore, Anne Arundel County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Baltimore's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Baltimore Tax Rate
1.09%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Anne Arundel County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Baltimore, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21225 | 0.95% | 1.02% | 1.09% | 1.10% | 1.10% |
| 21226 | 0.93% | 1.02% | 1.09% | 1.10% | 1.15% |
| 21201 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Baltimore, Anne Arundel County, Maryland
When examining property taxes in Baltimore, Maryland, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Anne Arundel County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Anne Arundel County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Baltimore.
For example, the median home price in Baltimore is $9,900, with tax bills ranging significantly across the county. 21226 has the highest median home price at $90,000.
Property Tax Assessment Values Across Baltimore, Anne Arundel County, Maryland
Source: Ownwell
$9,700
$1,007,850
$2,006,000
Median Baltimore Market Value
$9,900
Median Anne Arundel County Market Value
$386,400
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Baltimore, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21225 | $1,100 | $2,625 | $9,700 | $52,200 | $65,850 |
| 21226 | $7,460 | $10,100 | $90,000 | $95,800 | $165,440 |
| 21201 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Baltimore, Anne Arundel County, Maryland
Baltimore property tax bills are based on the assessed value of a home, not the market value alone. Local tax rates are applied to that assessed value to determine what homeowners owe each year. In Baltimore, the median home price is $9,900, and the median property tax bill is $612, which is below the national median property tax bill of $2,400. That means many homeowners in the city pay less than the typical U.S. homeowner, but bills can still vary based on the property’s assessment and the local tax rate.
What affects the bill most is the home’s assessed value, along with any exemptions or appeals that may lower the taxable amount. For homeowners, even a modest change in assessment can make a meaningful difference.
Ownwell helps homeowners save by reviewing assessments, identifying opportunities for property tax appeals, and checking for exemptions that may reduce the bill. If your assessment is too high, Ownwell can help you challenge it and potentially lower your property tax burden.
Median Baltimore Tax Bill
$102
Median Anne Arundel County Tax Bill
$4,073
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Baltimore, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21225 | $23 | $41 | $99 | $572 | $745 |
| 21226 | $64 | $111 | $612 | $975 | $1,620 |
| 21201 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Anne Arundel Tax Assessor | |
| Website | sdat.dat.maryland.gov |