Property Taxes in Carvel Beach, Maryland
Median Carvel Beach, Maryland effective property tax rate: 1.18%, higher than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Carvel Beach, Maryland home value: $416,900
Median annual Carvel Beach, Maryland tax bill: $4,683, higher by $2,283 than the national median property tax bill of $2,400.
How are property taxes in Anne Arundel calculated?
Property taxes in Carvel Beach, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Carvel Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Carvel Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Carvel Beach Property Tax Calculator Work?
Use this Carvel Beach property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Carvel Beach's median effective tax rate of 1.18% — based on actual property records in Anne Arundel County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Carvel Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Carvel Beach: rates range from 4683.00 in 21226 to 4683.00 in 21226, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Carvel Beach.
About Carvel Beach Property Taxes
About Property Taxes in Carvel Beach, Anne Arundel, Maryland
Carvel Beach’s median effective property tax rate of 1.18% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Anne Arundel County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Carvel Beach. Homeowners in the 21226 ZIP code carry a median effective rate of 1.18%, while those in the same ZIP code also pay 1.18%. This reflects how school district boundaries and local assessment districts are drawn across Anne Arundel County. Understanding which part of Carvel Beach you live in can make a meaningful difference to your annual tax bill.
Carvel Beach homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before February 13, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Carvel Beach, Anne Arundel County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Carvel Beach's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carvel Beach Tax Rate
1.18%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Anne Arundel County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Carvel Beach, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21226 | 0.81% | 1.08% | 1.18% | 1.22% | 1.24% |
Source: Ownwell
Property Tax Assessment Values Across Carvel Beach, Anne Arundel County, Maryland
When examining property taxes in Carvel Beach, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Carvel Beach is $416,900, with a median tax bill of $4,683. The highest median home price is in 21226 at $416,900.
Property Tax Assessment Values Across Carvel Beach, Anne Arundel County, Maryland
Source: Ownwell
$9,700
$1,007,850
$2,006,000
Median Carvel Beach Market Value
$416,900
Median Anne Arundel County Market Value
$386,400
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Carvel Beach, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21226 | $255,460 | $322,100 | $416,900 | $476,200 | $546,720 |
Source: Ownwell
Property Tax Bills Across Carvel Beach, Anne Arundel County, Maryland
Property tax bills in Carvel Beach are based on the assessed market value of a home and the local tax rate set by Anne Arundel County. When a home’s assessed value rises, the tax bill can increase as well, even if the homeowner has not made any changes to the property. For a home with a median price of $416,900, the property tax bill reflects how local assessments and rates work together to determine what is owed each year.
Homeowners in Carvel Beach should expect property taxes to be a major part of housing costs. The typical bill in the area is $4,683, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $3,312 and the 75th percentile at $5,325, showing how differences in assessed value and tax treatment affect what homeowners pay.
Property Tax Bills Across Carvel Beach, Anne Arundel County, Maryland
Source: Ownwell
$99
$11,938
$23,776
Median Carvel Beach Tax Bill
$4,683
Median Anne Arundel County Tax Bill
$4,073
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Carvel Beach, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21226 | $2,611 | $3,312 | $4,683 | $5,325 | $6,258 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Anne Arundel Tax Assessor | |
| Website | sdat.dat.maryland.gov |