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Curtis Bay, Anne Arundel County, Maryland Property Taxes

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Property Taxes in Curtis Bay, Maryland

  • Median Curtis Bay, Maryland effective property tax rate: 1.10%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.

  • Median Curtis Bay, Maryland home value: $307,100

  • Median annual Curtis Bay, Maryland tax bill: $3,228, higher than the national median property tax bill of $2,400.

How are property taxes in Anne Arundel calculated?

Property taxes in Curtis Bay, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Curtis Bay's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Curtis Bay, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Curtis Bay, Anne Arundel County, Maryland Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.1%

Estimate Property Tax Bill

$3,378

$3,135

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Curtis Bay Property Tax Calculator Work?

Use this Curtis Bay property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Curtis Bay's median effective tax rate of 1.10% — based on actual property records in Anne Arundel County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Curtis Bay's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Curtis Bay: rates range from 1.10% in 21226 to 1.10% in 21226, primarily due to differences in school district levies and local assessment districts. Curtis Bay's median property tax bill is $3,228, which is higher than the Maryland median and higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Curtis Bay assessment — you only pay if we save you money.

About Curtis Bay Property Taxes

About Property Taxes in Curtis Bay, Anne Arundel, Maryland

Curtis Bay’s median effective property tax rate of 1.10% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Anne Arundel County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Curtis Bay. Homeowners in the 21226 ZIP code carry a median effective rate of 1.10%, while those in the lowest ZIP code also pay 1.10%. This reflects how school district boundaries and local assessment districts are drawn across Anne Arundel County. Understanding which part of Curtis Bay you live in can make a meaningful difference to your annual tax bill.

Curtis Bay homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Curtis Bay, Anne Arundel County, Maryland

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Curtis Bay's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.

Property Tax Rates Across Curtis Bay, Anne Arundel County, Maryland

Source: Ownwell

0.90%

1.13%

1.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Curtis Bay Tax Rate

1.10%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Anne Arundel County Tax Rate

1.09%

Median Effective Maryland Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Curtis Bay, Anne Arundel County, Maryland

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
212260.84%0.96%1.10%1.20%1.23%

Source: Ownwell

Property Tax Assessment Values Across Curtis Bay, Anne Arundel County, Maryland

When examining property taxes in Curtis Bay, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Anne Arundel County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Curtis Bay.

For example, the median home price in Curtis Bay is $307,100, with tax bills ranging significantly across the county. 21226 has the highest median home price at $307,100.

Property Tax Assessment Values Across Curtis Bay, Anne Arundel County, Maryland

Source: Ownwell

$9,700

$1,007,850

$2,006,000

Median Curtis Bay Market Value

$307,100

Median Anne Arundel County Market Value

$386,400

Median Maryland Market Value

$338,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Curtis Bay, Anne Arundel County, Maryland

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
21226$246,600$272,450$307,100$342,700$386,180

Source: Ownwell

Property Tax Bills Across Curtis Bay, Anne Arundel County, Maryland

Curtis Bay property tax bills are calculated by multiplying the assessed value of a home by the local tax rate set for Anne Arundel County. The amount homeowners pay depends on the market value of the property, any exemptions they qualify for, and how the assessment compares with similar homes in the area. With a median home price of $307,100, many homeowners face bills that can vary widely, with the 25th percentile at $2,698, the 75th percentile at $3,694, and the 90th percentile at $4,102.

What does this mean for homeowners? A higher assessed value can lead to a larger tax bill, even when the home’s market value has not changed much. That is why reviewing your assessment matters.

Ownwell helps homeowners lower property tax bills by identifying assessment errors, finding savings opportunities, and filing appeals when a home is overassessed. In Curtis Bay, that can make a meaningful difference in what you pay each year.

Property Tax Bills Across Curtis Bay, Anne Arundel County, Maryland

Source: Ownwell

$99

$11,938

$23,776

Median Curtis Bay Tax Bill

$3,228

Median Anne Arundel County Tax Bill

$4,073

Median Maryland Tax Bill

$4,092

Median United States Tax Bill

$2,400

Property Tax Bills Across Curtis Bay, Anne Arundel County, Maryland

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
21226$1,132$2,698$3,228$3,694$4,102

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Curtis Bay, Maryland

How are property taxes calculated in Curtis Bay, Maryland?
Property taxes in Curtis Bay, Maryland are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Curtis Bay, Maryland?
To appeal your property taxes in Curtis Bay, Maryland, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Curtis Bay, Maryland?
Common property tax exemptions in Curtis Bay, Maryland include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Curtis Bay, Maryland?
Property tax deadlines in Curtis Bay, Maryland vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Curtis Bay, Maryland?
Ownwell provides professional property tax appeal services in Curtis Bay, Maryland. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.