Property Taxes in Highland Beach, Maryland
Median Highland Beach, Maryland effective property tax rate: 1.35%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median Highland Beach, Maryland home value: $477,900
Median annual Highland Beach, Maryland tax bill: $6,435, $4,035 higher than the national median property tax bill of $2,400.
How are property taxes in Anne Arundel calculated?
Property taxes in Highland Beach, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Highland Beach's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Highland Beach, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Highland Beach Property Tax Calculator Work?
Use this Highland Beach property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Highland Beach's median effective tax rate of 1.35% — based on actual property records in Anne Arundel County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Highland Beach's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Highland Beach: rates range from 1.35% in 21403 to 1.35% in 21403, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Highland Beach.
About Highland Beach Property Taxes
About Property Taxes in Highland Beach, Anne Arundel, Maryland
Highland Beach's median effective property tax rate of 1.35% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Anne Arundel County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Highland Beach. Homeowners in the 21403 ZIP code carry a median effective rate of 1.35%, while those in the lowest ZIP also pay 1.35%. This spread reflects how school district boundaries and local assessment districts are drawn across Anne Arundel County. Understanding which part of Highland Beach you live in can make a meaningful difference to your annual tax bill.
Highland Beach homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Highland Beach, Anne Arundel County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Highland Beach's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Property Tax Rates Across Highland Beach, Anne Arundel County, Maryland
Source: Ownwell
0.90%
1.13%
1.36%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Highland Beach Tax Rate
1.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Anne Arundel County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Highland Beach, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21403 | 0.95% | 1.23% | 1.35% | 1.52% | 1.54% |
Source: Ownwell
Property Tax Assessment Values Across Highland Beach, Anne Arundel County, Maryland
When examining property taxes in Highland Beach, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Anne Arundel County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of {month when notices are sent}.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Highland Beach.
For example, the median home price in Highland Beach is $477,900, with tax bills ranging significantly across the county. 21403 has the highest median home price at $477,900.
Property Tax Assessment Values Across Highland Beach, Anne Arundel County, Maryland
Source: Ownwell
$9,700
$1,007,850
$2,006,000
Median Highland Beach Market Value
$477,900
Median Anne Arundel County Market Value
$386,400
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Highland Beach, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21403 | $313,100 | $382,825 | $477,900 | $586,050 | $784,430 |
Source: Ownwell
Property Tax Bills Across Highland Beach, Anne Arundel County, Maryland
Property tax bills in Highland Beach are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the bill can rise or fall as property values change and as local assessments are updated.
In Highland Beach, the median home price is $477,900, and the median property tax bill is $6,435. That is well above the national median property tax bill of $2,400, showing how much higher carrying costs can be for homeowners in this area.
Several factors affect the final bill, including the home’s assessed value, local tax rates, and any exemptions a homeowner may qualify for. Bills can vary widely, with the 25th percentile at $5,263 and the 90th percentile at $9,466. For homeowners, that means property taxes can have a meaningful impact on monthly housing costs and long-term affordability.
Property Tax Bills Across Highland Beach, Anne Arundel County, Maryland
Source: Ownwell
$99
$11,938
$23,776
Median Highland Beach Tax Bill
$6,435
Median Anne Arundel County Tax Bill
$4,073
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Highland Beach, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21403 | $3,047 | $5,263 | $6,435 | $7,524 | $9,466 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Anne Arundel Tax Assessor | |
| Website | sdat.dat.maryland.gov |