Property Taxes in Severn, Maryland
Median Severn, Maryland effective property tax rate: 1.07%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Severn, Maryland home value: $403,700
Median annual Severn, Maryland tax bill: $4,174, $1,774 higher than the national median property tax bill of $2,400.
How are property taxes in Anne Arundel calculated?
Property taxes in Severn, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Severn's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Severn, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Severn Property Tax Calculator Work?
Use this Severn property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Severn's median effective tax rate of 1.07% — based on actual property records in Anne Arundel County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Severn's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Severn: rates range from 1.07% in 21144 to 1.07% in 21144, primarily due to differences in school district levies and local assessment districts. Severn's median tax rate is lower than the 1.21% state median, but the median tax bill of $4,174 is higher than the national median property tax bill of $2,400. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Severn.
About Severn Property Taxes
About Property Taxes in Severn, Anne Arundel, Maryland
Severn's median effective property tax rate of 1.07% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Anne Arundel County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Severn. Homeowners in the 21144 ZIP code carry a median effective rate of 1.07%, while those in the lowest ZIP code pay 1.07%. This spread reflects how school district boundaries and local assessment districts are drawn across Anne Arundel County. Understanding which part of Severn you live in can make a meaningful difference to your annual tax bill.
Severn homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Severn, Anne Arundel County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Severn's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Severn Tax Rate
1.07%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Anne Arundel County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Severn, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21144 | 0.82% | 0.92% | 1.07% | 1.15% | 1.20% |
Source: Ownwell
Property Tax Assessment Values Across Severn, Anne Arundel County, Maryland
When examining property taxes in Severn, Maryland, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach mailboxes by the middle of the season. Each property owner receives a notice that shows both the market value and assessed value, along with an estimate of the property tax bill.
For example, the median home price in Severn is $403,700, with a median tax bill of $4,174. That is above the national median property tax bill of $2,400 and reflects the local tax landscape in Anne Arundel County. The highest median home price is in 21144 at $403,700.
Property Tax Assessment Values Across Severn, Anne Arundel County, Maryland
Source: Ownwell
$9,700
$1,007,850
$2,006,000
Median Severn Market Value
$403,700
Median Anne Arundel County Market Value
$386,400
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Severn, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21144 | $173,570 | $336,300 | $403,700 | $509,425 | $624,930 |
Source: Ownwell
Property Tax Bills Across Severn, Anne Arundel County, Maryland
Property tax bills in Severn are calculated by applying the local tax rate to a home’s assessed market value. The assessed value is based on what the property is worth, not what the owner paid for it, and local taxing authorities use that figure to determine the annual bill. Factors such as the home’s location, size, condition, and any changes in the local market can influence the assessment.
For homeowners, this means a higher assessed value can lead to a larger tax bill, even if the mortgage stays the same. In Severn, the median home price is $403,700, and property tax bills can vary widely across the area. The 25th percentile tax bill is $3,116, while the 75th percentile is $5,267 and the 90th percentile is $6,552. The median tax bill in ZIP code 21144 is $4,174, showing how much local tax costs can differ from the national median property tax bill of $2,400.
Median Severn Tax Bill
$4,174
Median Anne Arundel County Tax Bill
$4,073
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Severn, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21144 | $1,999 | $3,116 | $4,174 | $5,267 | $6,552 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Anne Arundel Tax Assessor | |
| Website | sdat.dat.maryland.gov |