Property Taxes in Severna Park, Maryland
Median Severna Park, Maryland effective property tax rate: 1.10%, significantly higher than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Severna Park, Maryland home value: $523,500
Median annual Severna Park, Maryland tax bill: $5,392, $2,992 higher than the national median property tax bill of $2,400.
How are property taxes in Anne Arundel calculated?
Property taxes in Severna Park, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Severna Park's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Severna Park, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Severna Park Property Tax Calculator Work?
Use this Severna Park property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Severna Park's median effective tax rate of 1.10% — based on actual property records in Anne Arundel County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Severna Park's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Severna Park: rates range from $5,392 in 21146 to $5,392 in 21146, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Severna Park.
About Severna Park Property Taxes
About Property Taxes in Severna Park, Anne Arundel, Maryland
Severna Park's median effective property tax rate of 1.10% is lower than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Anne Arundel County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Severna Park. Homeowners in ZIP code 21146 carry a median effective rate of 1.10%, while those in 21146 pay 1.10%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Anne Arundel County. Understanding which part of Severna Park you live in can make a meaningful difference to your annual tax bill.
Severna Park homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Severna Park, Anne Arundel County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Severna Park's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Severna Park Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Anne Arundel County Tax Rate
1.09%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Severna Park, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21146 | 0.77% | 0.86% | 1.10% | 1.18% | 1.22% |
Source: Ownwell
Property Tax Assessment Values Across Severna Park, Anne Arundel County, Maryland
When examining property taxes in Severna Park, Maryland, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Anne Arundel County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Anne Arundel County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Severna Park is $523,500, with a median tax bill of $5,392. The highest median home price is found in 21146. Compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400, local property taxes can be significantly higher.
Property Tax Assessment Values Across Severna Park, Anne Arundel County, Maryland
Source: Ownwell
$9,700
$1,007,850
$2,006,000
Median Severna Park Market Value
$523,500
Median Anne Arundel County Market Value
$386,400
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Severna Park, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21146 | $346,400 | $426,500 | $523,500 | $650,700 | $857,400 |
Source: Ownwell
Property Tax Bills Across Severna Park, Anne Arundel County, Maryland
Property tax bills in Severna Park are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Anne Arundel County, that means a higher assessed value usually leads to a higher tax bill, while a lower assessed value can reduce what is owed.
The median home price in Severna Park is $523,500, and the median property tax bill is $5,392 in ZIP code 21146. That figure is well above the national median property tax bill of $2,400, showing how local assessments can have a major impact on annual costs.
Property tax bills also reflect differences in neighborhood values, home characteristics, and county-level tax rates. For many homeowners, this can make property taxes one of the largest ongoing housing expenses, especially when market values rise faster than expected.
Property Tax Bills Across Severna Park, Anne Arundel County, Maryland
Source: Ownwell
$99
$11,938
$23,776
Median Severna Park Tax Bill
$5,392
Median Anne Arundel County Tax Bill
$4,073
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Severna Park, Anne Arundel County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21146 | $3,153 | $4,107 | $5,392 | $6,949 | $8,857 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Anne Arundel Tax Assessor | |
| Website | sdat.dat.maryland.gov |