Calvert County, Maryland Property Taxes
Median Calvert County effective property tax rate: 1.01%, slightly lower than the national median of 1.02%.
Median Calvert County home value: $346,200
Median annual Calvert County tax bill: $3,494, $1,094 higher than the national median property tax bill of $2,400.
How are property taxes in Calvert County calculated?
Property taxes in Calvert County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Prince Frederick or another part of Calvert County, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Calvert County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$3,958
$3,673
$1,102
Average Tax Savings
Property Tax Rates Across Calvert County, Maryland
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calvert County Tax Rate
1.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Calvert County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Broomes Island | 0.88% | 0.95% | 1.00% | 1.03% | 1.06% |
| Chesapeake Beach | 1.00% | 1.02% | 1.04% | 1.08% | 1.13% |
| Dunkirk | 1.02% | 1.05% | 1.06% | 1.08% | 1.09% |
| Huntingtown | 1.09% | 1.11% | 1.13% | 1.14% | 1.15% |
| Lusby | 0.95% | 0.99% | 1.03% | 1.07% | 1.10% |
| North Beach | 1.05% | 1.07% | 1.32% | 1.43% | 1.52% |
| Owings | 1.03% | 1.05% | 1.07% | 1.08% | 1.11% |
| Port Republic | 0.94% | 0.98% | 1.01% | 1.12% | 1.14% |
| Prince Frederick | 0.95% | 1.12% | 1.13% | 1.14% | 1.16% |
| Saint Leonard | 0.92% | 0.97% | 0.99% | 1.01% | 1.05% |
| Solomons | 0.94% | 0.96% | 0.98% | 1.02% | 1.04% |
| Sunderland | 1.04% | 1.06% | 1.08% | 1.11% | 1.13% |
| St Leonard | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Calvert County Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Calvert County, Maryland
When examining property taxes in Calvert County, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calvert County Department of Assessments and Taxation estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Calvert County. For example, the median tax bill in Calvert County is $4,546, with tax bills ranging significantly across the county. Dunkirk has the highest median home price at $492,400.
Property Tax Assessment Values Across Calvert County, Maryland
Source: Ownwell
$296,400
$394,400
$492,400
Median Calvert County Market Value
$373,400
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Calvert County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Broomes Island | $207,690 | $276,775 | $436,800 | $619,275 | $833,120 |
| Chesapeake Beach | $219,880 | $296,700 | $351,800 | $478,700 | $591,320 |
| Dunkirk | $335,840 | $404,200 | $492,400 | $634,700 | $794,660 |
| Huntingtown | $267,800 | $351,300 | $437,000 | $534,300 | $643,040 |
| Lusby | $170,650 | $241,800 | $301,700 | $375,500 | $503,970 |
| North Beach | $203,080 | $247,275 | $296,400 | $372,675 | $455,600 |
| Owings | $310,710 | $389,775 | $484,200 | $586,400 | $706,180 |
| Port Republic | $222,180 | $308,800 | $401,300 | $499,100 | $599,900 |
| Prince Frederick | $202,340 | $265,825 | $349,250 | $469,475 | $619,750 |
| Saint Leonard | $231,900 | $292,700 | $401,300 | $505,000 | $645,300 |
| Solomons | $241,900 | $298,400 | $369,400 | $488,050 | $648,980 |
| Sunderland | $248,580 | $350,400 | $447,100 | $562,050 | $667,600 |
| St Leonard | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Calvert County Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Calvert County, Maryland
In Calvert County, MD, property tax bills are calculated by multiplying the assessed value of a home by the local tax rate. The median home price in the county is $346,200, which results in varying tax bills for homeowners. For example, those in the 25th percentile pay around $2,561, while those in the 75th percentile face bills of approximately $4,635. The highest median tax bill is found in Dunkirk at $4,546, whereas Lusby residents enjoy the lowest at $2,427. Compared to the national median property tax rate of 1.02%, Calvert County's tax bills are relatively high, impacting homeowners significantly.
Ownwell provides a solution by offering property tax appeal and exemption services. By analyzing your property's assessed value, Ownwell identifies opportunities for tax savings, potentially lowering your tax bill. With expert guidance and a thorough understanding of local tax laws, Ownwell helps ensure you're not overpaying, making property ownership more affordable. By partnering with Ownwell, homeowners can navigate the complexities of property taxes and secure the best possible outcome.
Median Calvert County Tax Bill
$3,976
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Calvert County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Broomes Island | $2,033 | $2,711 | $4,062 | $6,178 | $8,081 |
| Chesapeake Beach | $2,391 | $3,122 | $3,684 | $4,921 | $6,046 |
| Dunkirk | $3,533 | $4,277 | $5,149 | $6,505 | $8,172 |
| Huntingtown | $2,951 | $3,909 | $4,865 | $5,877 | $7,076 |
| Lusby | $2,213 | $2,670 | $3,129 | $3,798 | $5,136 |
| North Beach | $2,619 | $2,982 | $3,669 | $4,739 | $5,809 |
| Owings | $3,243 | $4,108 | $5,097 | $6,125 | $7,323 |
| Port Republic | $2,415 | $3,160 | $4,122 | $4,979 | $5,883 |
| Prince Frederick | $2,233 | $2,956 | $3,837 | $5,099 | $6,372 |
| Saint Leonard | $2,300 | $2,836 | $3,918 | $4,923 | $6,297 |
| Solomons | $2,395 | $2,928 | $3,755 | $4,793 | $6,342 |
| Sunderland | $2,517 | $3,768 | $4,779 | $5,969 | $7,276 |
| St Leonard | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average Calvert County Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Calvert County property taxes?
Property Tax Appeals in Maryland
Homeowners in Calvert County, MD, who feel their property tax assessments are inaccurate, have the option to protest through a structured appeal process. This process begins with the homeowner reviewing their assessment notice, which details the property's assessed value. If the homeowner believes the assessment does not reflect the true market value, they can file an appeal with the Calvert County Assessment Office.
The appeal process involves submitting a written request for a review, often accompanied by evidence such as recent sales data of comparable properties, a recent appraisal, or photographs demonstrating discrepancies. Once the appeal is filed, a hearing is scheduled where the homeowner can present their case before the Property Tax Assessment Appeal Board. This board listens to the arguments and reviews the evidence provided by both the homeowner and the assessor's office.
The potential outcomes of the appeal can vary. If the board finds the assessment to be inaccurate, they may adjust the assessed value, resulting in a lower property tax bill. Conversely, if the board upholds the original assessment, the homeowner is responsible for the initially determined tax amount.
Ownwell can assist homeowners throughout this appeal process by providing expert guidance and support. Our team of property tax consultants can help gather the necessary evidence, prepare a compelling case, and represent the homeowner during the hearing. With Ownwell's expertise, homeowners can navigate the complexities of the appeal process more effectively, increasing their chances of a favorable outcome. By leveraging our knowledge and experience, homeowners can ensure that their property tax assessments are fair and accurate.
Exemptions in Maryland
Calvert County offers several property tax exemption programs designed to ease the financial burden on homeowners. One of the primary exemptions available is the Homestead Tax Credit, which limits the annual increase in taxable assessments on a primary residence. To qualify, homeowners must have lived in their home for at least one year and it must be their principal residence. Another significant exemption is the Senior Tax Credit, available to homeowners aged 65 and older who meet certain income criteria. This exemption helps reduce the taxable value of the property, thereby lowering the tax bill.
Veterans and their surviving spouses may also benefit from the Veterans Exemption, which provides tax relief to those who are disabled due to military service. Additionally, Calvert County offers exemptions for disabled individuals, reducing the property tax burden for those who qualify based on their disability status.
Homeowners seeking these exemptions must apply through the local tax assessor’s office, providing necessary documentation to prove eligibility. Navigating the application process can be complex, but Ownwell is here to help. Our team of property tax experts can guide homeowners through the application process, ensuring all paperwork is correctly completed and submitted on time. By leveraging our expertise, homeowners can maximize their savings and take full advantage of the available tax relief programs.
Available Exemptions
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Calvert Tax Assessor | |
| Website | sdat.dat.maryland.gov |
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