Property Taxes in Saint Leonard, Maryland
Median Saint Leonard, Maryland effective property tax rate: 0.99%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Saint Leonard, Maryland home value: $401,300
Median annual Saint Leonard, Maryland tax bill: $3,918, $1,518 higher than the national median property tax bill of $2,400.
How are property taxes in Calvert calculated?
Property taxes in Saint Leonard, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Saint Leonard's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Saint Leonard, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Saint Leonard Property Tax Calculator Work?
Use this Saint Leonard property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Saint Leonard's median effective tax rate of 0.99% — based on actual property records in Calvert County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Saint Leonard's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Saint Leonard: rates range from 0.99% in 20685 to 0.99% in 20685, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Saint Leonard.
About Saint Leonard Property Taxes
About Property Taxes in Saint Leonard, Calvert, Maryland
Saint Leonard’s median effective property tax rate of 0.99% is lower than the Calvert County median of 1.21% and higher than the national median of 1.02%. This rate reflects the Calvert County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Saint Leonard. Homeowners in the 20685 ZIP code carry a median effective rate of 0.99%, while those in the same ZIP code also pay 0.99%. This reflects how school district boundaries and local assessment districts are drawn across Calvert County. Understanding which part of Saint Leonard you live in can make a meaningful difference to your annual tax bill.
Saint Leonard homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Saint Leonard, Calvert County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Saint Leonard's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Saint Leonard Tax Rate
0.99%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Calvert County Tax Rate
1.06%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Saint Leonard, Calvert County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20685 | 0.92% | 0.97% | 0.99% | 1.01% | 1.05% |
Source: Ownwell
Property Tax Assessment Values Across Saint Leonard, Calvert County, Maryland
When examining property taxes in Saint Leonard, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Calvert County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Calvert County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Leonard.
For example, the median home price in Saint Leonard is $401,300, with tax bills ranging significantly across the county. 20685 has the highest median home price at $401,300.
Property Tax Assessment Values Across Saint Leonard, Calvert County, Maryland
Source: Ownwell
$296,400
$394,400
$492,400
Median Saint Leonard Market Value
$401,300
Median Calvert County Market Value
$373,400
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Saint Leonard, Calvert County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20685 | $231,900 | $292,700 | $401,300 | $505,000 | $645,300 |
Source: Ownwell
Property Tax Bills Across Saint Leonard, Calvert County, Maryland
Property tax bills in Saint Leonard are based on the assessed value of a home and the local tax rate set for Calvert County. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median price of $401,300, the tax bill may be higher or lower depending on exemptions, local levies, and how the property is classified.
In Saint Leonard, the median tax bill is $3,918, which is above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Bills in the area also vary widely, with the 25th percentile at $2,836 and the 75th percentile at $4,923. At the 90th percentile, homeowners may pay $6,297, showing how much property taxes can differ from one home to another. Higher assessed values generally lead to larger tax bills, which can raise annual housing costs for homeowners.
Median Saint Leonard Tax Bill
$3,918
Median Calvert County Tax Bill
$3,976
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Saint Leonard, Calvert County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20685 | $2,300 | $2,836 | $3,918 | $4,923 | $6,297 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Calvert Tax Assessor | |
| Website | sdat.dat.maryland.gov |