Property Taxes in White Plains, Maryland
Median White Plains, Maryland effective property tax rate: 1.37%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median White Plains, Maryland home value: $416,600
Median annual White Plains, Maryland tax bill: $5,779, $3,379 higher than the national median property tax bill of $2,400.
How are property taxes in Charles calculated?
Property taxes in White Plains, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding White Plains's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in White Plains, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the White Plains Property Tax Calculator Work?
Use this White Plains property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies White Plains' median effective tax rate of 1.37% — based on actual property records in Charles County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies White Plains' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within White Plains: rates range from 1.37% in 20695 to 1.37% in 20695, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across White Plains.
About White Plains Property Taxes
About Property Taxes in White Plains, Charles, Maryland
White Plains' median effective property tax rate of 1.37% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Charles County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across White Plains. Homeowners in the 20695 ZIP code carry a median effective rate of 1.37%, while those in the lowest ZIP also pay 1.37%. This reflects how school district boundaries and local assessment districts are drawn across Charles County. Understanding which part of White Plains you live in can make a meaningful difference to your annual tax bill.
White Plains homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across White Plains, Charles County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare White Plains's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective White Plains Tax Rate
1.37%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charles County Tax Rate
1.34%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across White Plains, Charles County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20695 | 1.19% | 1.28% | 1.37% | 1.55% | 1.72% |
Source: Ownwell
Property Tax Assessment Values Across White Plains, Charles County, Maryland
When examining property taxes in White Plains, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charles County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Charles County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Plains.
For example, the median home price in White Plains is $416,600, with tax bills ranging significantly across the county. 20695 has the highest median home price at $416,600.
Property Tax Assessment Values Across White Plains, Charles County, Maryland
Source: Ownwell
$43,350
$262,775
$482,200
Median White Plains Market Value
$416,600
Median Charles County Market Value
$354,900
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across White Plains, Charles County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20695 | $264,780 | $341,250 | $416,600 | $495,050 | $587,640 |
Source: Ownwell
Property Tax Bills Across White Plains, Charles County, Maryland
Property tax bills in White Plains are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for determining how much a homeowner owes, and it can change as home values rise or fall.
For White Plains homeowners, the median home price is $416,600, and the median property tax bill is $5,779. That is well above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. Bills in the area also vary widely, with the 25th percentile at $4,375, the 75th percentile at $7,395, and the 90th percentile at $8,787.
These differences show how property taxes can affect homeowners unevenly, even within the same city. A higher assessed value or a higher local tax rate can lead to a larger bill, making property taxes a major part of housing costs in White Plains.
Median White Plains Tax Bill
$5,779
Median Charles County Tax Bill
$4,693
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across White Plains, Charles County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 20695 | $948 | $4,375 | $5,779 | $7,395 | $8,787 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Charles Tax Assessor | |
| Website | sdat.dat.maryland.gov |