Charles County, Maryland Property Taxes
Property Taxes in Charles County, Maryland
Median Charles County effective property tax rate: 1.34%, significantly higher than the national median of 1.02%.
Median Charles County home value: $354,900
Median annual Charles County tax bill: $4,693, $2,293 higher than the national median property tax bill of $2,400.
How are property taxes in Charles County calculated?
Property taxes in Charles County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are property taxes in Charles County higher than the national median? Because the county’s effective property tax rate is 1.34%, above the national median of 1.02%.
How does Charles County compare with Maryland? The county’s tax rate is higher than the state median tax rate of 1.21%, and the median annual tax bill is $2,293 higher than the state median.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Charles County or another part of Charles County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Charles County, Maryland Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.34%
Estimate Property Tax Bill
$4,756
$4,413
How Does the Charles County Property Tax Calculator Work?
Use this Charles County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Charles County's median effective tax rate of 1.34% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessment authority assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Charles County’s median tax rate is higher than Maryland’s 1.21% median rate, and the county’s median property tax bill of $4,693 is $2,293 higher than the state median.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Charles County.
Property Tax Rates Across Charles County, Maryland
What Are Effective Property Tax Rates Across Charles County?
Local government entities set tax rates, which vary widely across Charles County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Charles County's effective property tax rate to other counties in Maryland or the U.S. median of 1.02%.
Charles County's median effective rate stands at 1.34%, which is higher than the national median of 1.02%. Within Charles County, the highest rate is found in Indian Head at 1.41%, while Swan Point has the lowest at 1.15%.
These variations reflect differences in local school district levies, special taxing districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charles County Tax Rate
1.34%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Charles County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Accokeek | 1.22% | 1.24% | 1.29% | 1.33% | 1.42% |
| Bel Alton | 1.07% | 1.17% | 1.24% | 1.32% | 1.32% |
| Benedict | 1.09% | 1.15% | 1.21% | 1.26% | 1.36% |
| Brandywine | 1.09% | 1.16% | 1.20% | 1.25% | 1.33% |
| Bryans Road | 1.21% | 1.28% | 1.32% | 1.42% | 1.72% |
| Bryantown | 1.02% | 1.12% | 1.18% | 1.25% | 1.39% |
| Charlotte Hall | 1.07% | 1.14% | 1.21% | 1.28% | 1.32% |
| Cobb Island | 0.90% | 1.06% | 1.16% | 1.24% | 1.29% |
| Faulkner | 1.11% | 1.16% | 1.24% | 1.32% | 1.50% |
| Hughesville | 1.09% | 1.16% | 1.20% | 1.29% | 1.44% |
| Indian Head | 1.19% | 1.29% | 1.41% | 1.52% | 1.72% |
| Issue | 1.10% | 1.14% | 1.23% | 1.32% | 1.32% |
| La Plata | 1.14% | 1.22% | 1.29% | 1.38% | 1.62% |
| Marbury | 1.16% | 1.24% | 1.31% | 1.36% | 1.41% |
| Mechanicsville | 1.13% | 1.20% | 1.28% | 1.32% | 1.36% |
| Mount Victoria | 1.07% | 1.10% | 1.22% | 1.27% | 1.35% |
| Nanjemoy | 1.10% | 1.25% | 1.31% | 1.38% | 1.49% |
| Newburg | 1.05% | 1.14% | 1.22% | 1.28% | 1.34% |
| Pomfret | 1.17% | 1.25% | 1.30% | 1.34% | 1.38% |
| Port Tobacco | 1.06% | 1.13% | 1.22% | 1.29% | 1.41% |
| Swan Point | 1.03% | 1.13% | 1.15% | 1.19% | 1.32% |
| Waldorf | 1.20% | 1.30% | 1.40% | 1.43% | 1.48% |
| Welcome | 1.12% | 1.21% | 1.28% | 1.35% | 1.41% |
| White Plains | 1.19% | 1.28% | 1.37% | 1.55% | 1.72% |
| Aquasco | N/A | N/A | N/A | N/A | N/A |
| Baltimore | N/A | N/A | N/A | N/A | N/A |
| Bryans Rd | N/A | N/A | N/A | N/A | N/A |
| Davidsonville | N/A | N/A | N/A | N/A | N/A |
| Fort Washington | N/A | N/A | N/A | N/A | N/A |
| Ironsides | N/A | N/A | N/A | N/A | N/A |
| Pisgah | N/A | N/A | N/A | N/A | N/A |
| Rison | N/A | N/A | N/A | N/A | N/A |
| Rock Point | N/A | N/A | N/A | N/A | N/A |
| Washington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Charles County, Maryland
When examining property taxes in Charles County, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charles County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of {month when notices are sent}. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
The median tax bill in Charles County is $4,693, which is above the national median property tax bill of $2,400. Tax bills range significantly across the county, with Hughesville reaching the highest median tax bill at $5,861 and Issue at $573. Hughesville also has the highest median home price at $482,200.
Property Tax Assessment Values Across Charles County, Maryland
Source: Ownwell
$43,350
$262,775
$482,200
Median Charles County Market Value
$354,900
Median Maryland Market Value
$338,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Charles County, Maryland
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Accokeek | $9,980 | $281,375 | $421,650 | $548,425 | $607,100 |
| Bel Alton | $22,720 | $238,850 | $346,900 | $433,050 | $528,000 |
| Benedict | $100,020 | $225,700 | $283,100 | $343,000 | $429,180 |
| Brandywine | $150,900 | $292,125 | $423,550 | $517,150 | $627,750 |
| Bryans Road | $207,020 | $269,200 | $336,800 | $427,125 | $541,320 |
| Bryantown | $149,200 | $335,625 | $460,100 | $566,550 | $658,300 |
| Charlotte Hall | $115,160 | $315,300 | $437,900 | $555,400 | $674,600 |
| Cobb Island | $35,100 | $215,225 | $290,700 | $448,475 | $652,000 |
| Faulkner | $112,280 | $263,600 | $389,550 | $515,050 | $651,950 |
| Hughesville | $187,600 | $365,600 | $482,200 | $610,200 | $726,240 |
| Indian Head | $62,750 | $196,100 | $258,000 | $352,300 | $480,200 |
| Issue | $23,740 | $29,075 | $43,350 | $248,300 | $668,020 |
| La Plata | $160,100 | $292,950 | $399,500 | $504,300 | $620,900 |
| Marbury | $63,100 | $200,850 | $272,300 | $345,550 | $459,900 |
| Mechanicsville | $114,120 | $289,500 | $359,000 | $467,200 | $557,140 |
| Mount Victoria | $185,840 | $203,375 | $339,150 | $675,425 | $773,500 |
| Nanjemoy | $7,200 | $84,800 | $230,000 | $353,800 | $465,300 |
| Newburg | $22,000 | $170,075 | $304,950 | $454,825 | $673,200 |
| Pomfret | $137,240 | $309,650 | $371,100 | $456,650 | $568,050 |
| Port Tobacco | $192,090 | $351,225 | $481,600 | $670,425 | $810,590 |
| Swan Point | $24,510 | $333,275 | $426,700 | $534,950 | $710,450 |
| Waldorf | $229,800 | $283,300 | $344,000 | $424,600 | $521,900 |
| Welcome | $81,400 | $247,650 | $367,200 | $494,450 | $615,840 |
| White Plains | $264,780 | $341,250 | $416,600 | $495,050 | $587,640 |
| Aquasco | N/A | N/A | N/A | N/A | N/A |
| Baltimore | N/A | N/A | N/A | N/A | N/A |
| Bryans Rd | N/A | N/A | N/A | N/A | N/A |
| Davidsonville | N/A | N/A | N/A | N/A | N/A |
| Fort Washington | N/A | N/A | N/A | N/A | N/A |
| Ironsides | N/A | N/A | N/A | N/A | N/A |
| Pisgah | N/A | N/A | N/A | N/A | N/A |
| Rison | N/A | N/A | N/A | N/A | N/A |
| Rock Point | N/A | N/A | N/A | N/A | N/A |
| Washington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Charles County, Maryland
Property tax bills in Charles County are based on the assessed market value of a home and the local tax rate set by taxing authorities. When a property’s assessed value rises, the tax bill can increase even if the homeowner’s income does not change. The county’s median home price is $354,900, which helps show the level at which many bills are calculated.
Homeowners in Charles County often see widely different bills depending on location, property characteristics, and the amount of taxable value assigned to the home. The 25th percentile tax bill is $3,590, while the 75th percentile is $6,245 and the 90th percentile reaches $7,843. That range shows how quickly taxes can climb for higher-valued properties.
Tax bills can affect affordability, monthly budgeting, and long-term housing costs. In Charles County, the highest median tax bill is $5,861 in Hughesville, while Issue has the lowest median tax bill at $573.
Median Charles County Tax Bill
$4,693
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$2,400
Property Tax Bills Across Charles County, Maryland
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Accokeek | $1,114 | $4,439 | $5,529 | $6,848 | $7,668 |
| Bel Alton | $279 | $2,773 | $4,157 | $5,146 | $6,053 |
| Benedict | $1,036 | $2,600 | $3,264 | $4,087 | $5,580 |
| Brandywine | $1,628 | $3,692 | $5,124 | $6,200 | $7,478 |
| Bryans Road | $2,827 | $3,563 | $4,387 | $6,579 | $8,423 |
| Bryantown | $2,617 | $4,168 | $5,445 | $6,716 | $9,086 |
| Charlotte Hall | $1,507 | $4,000 | $5,225 | $6,601 | $8,233 |
| Cobb Island | $1,002 | $2,634 | $3,465 | $4,964 | $6,744 |
| Faulkner | $1,476 | $3,379 | $4,749 | $6,897 | $8,447 |
| Hughesville | $2,138 | $4,407 | $5,861 | $7,611 | $9,474 |
| Indian Head | $1,049 | $2,643 | $3,541 | $5,029 | $6,921 |
| Issue | $270 | $289 | $573 | $3,592 | $8,617 |
| La Plata | $2,122 | $3,775 | $5,235 | $6,803 | $8,359 |
| Marbury | $901 | $2,779 | $3,584 | $4,471 | $5,750 |
| Mechanicsville | $1,503 | $3,680 | $4,531 | $5,483 | $6,519 |
| Mount Victoria | $2,370 | $2,591 | $3,979 | $6,918 | $8,481 |
| Nanjemoy | $107 | $1,072 | $3,002 | $4,524 | $6,007 |
| Newburg | $274 | $2,273 | $3,657 | $5,301 | $7,856 |
| Pomfret | $1,709 | $3,960 | $4,754 | $5,839 | $7,251 |
| Port Tobacco | $2,180 | $4,267 | $5,738 | $8,013 | $10,000 |
| Swan Point | $283 | $3,793 | $4,990 | $6,338 | $8,044 |
| Waldorf | $3,194 | $3,885 | $4,639 | $5,892 | $7,307 |
| Welcome | $922 | $3,296 | $4,756 | $6,228 | $7,697 |
| White Plains | $948 | $4,375 | $5,779 | $7,395 | $8,787 |
| Aquasco | N/A | N/A | N/A | N/A | N/A |
| Baltimore | N/A | N/A | N/A | N/A | N/A |
| Bryans Rd | N/A | N/A | N/A | N/A | N/A |
| Davidsonville | N/A | N/A | N/A | N/A | N/A |
| Fort Washington | N/A | N/A | N/A | N/A | N/A |
| Ironsides | N/A | N/A | N/A | N/A | N/A |
| Pisgah | N/A | N/A | N/A | N/A | N/A |
| Rison | N/A | N/A | N/A | N/A | N/A |
| Rock Point | N/A | N/A | N/A | N/A | N/A |
| Washington | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Charles Tax Assessor | |
| Website | sdat.dat.maryland.gov |