Property Taxes in Adamstown, Maryland
Median Adamstown, Maryland effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, and higher than the Maryland state median of 1.21%.
Median Adamstown, Maryland home value: $449,400
Median annual Adamstown, Maryland tax bill: $5,437, higher than the national median property tax bill of $2,400.
How are property taxes in Frederick calculated?
Property taxes in Adamstown, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Adamstown's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Adamstown, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Adamstown Property Tax Calculator Work?
Use this Adamstown property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Adamstown's median effective tax rate of 1.23% — based on actual property records in Frederick County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Adamstown's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Adamstown: rates range from 5437.00 in 21710 to 5437.00 in 21710, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Adamstown.
About Adamstown Property Taxes
About Property Taxes in Adamstown, Frederick, Maryland
Adamstown’s median effective property tax rate of 1.23% is higher than the Maryland state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Frederick County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Adamstown. Homeowners in the 21710 ZIP code carry a median effective rate of 1.23%, while those in the same ZIP code pay 1.23%. This spread reflects how school district boundaries and local assessment districts are drawn across Frederick County. Understanding which part of Adamstown you live in can make a meaningful difference to your annual tax bill.
Adamstown homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Adamstown, Frederick County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Adamstown's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Adamstown Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Frederick County Tax Rate
1.23%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Adamstown, Frederick County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21710 | 1.16% | 1.21% | 1.23% | 1.24% | 1.26% |
Source: Ownwell
Property Tax Assessment Values Across Adamstown, Frederick County, Maryland
When examining property taxes in Adamstown, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Frederick County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Frederick County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the season.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Adamstown.
For example, the median home price in Adamstown is $449,400, with tax bills ranging significantly across the county. 21710 has the highest median home price at $449,400.
Property Tax Assessment Values Across Adamstown, Frederick County, Maryland
Source: Ownwell
$235,400
$376,075
$516,750
Median Adamstown Market Value
$449,400
Median Frederick County Market Value
$378,800
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Adamstown, Frederick County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21710 | $222,560 | $322,925 | $449,400 | $542,250 | $634,260 |
Source: Ownwell
Property Tax Bills Across Adamstown, Frederick County, Maryland
Property tax bills in Adamstown are based on the assessed value of a home and the local tax rate set by Frederick County and other taxing authorities. For a home with a median home price of $449,400, the bill reflects how much the property is worth for tax purposes, not what the owner originally paid. The amount due can vary depending on exemptions, local levies, and changes in assessed market value over time.
For many homeowners, the property tax bill is a major annual expense. In Adamstown, the 25th percentile tax bill is $3,920, while the 75th percentile tax bill is $6,557 and the 90th percentile tax bill is $7,631. The median tax bill is $5,437, which is well above the national median property tax bill of $2,400 and above the national median property tax rate of 1.02%. That means homeowners here often face higher carrying costs, making it important to understand how the bill is calculated and whether the assessed value is accurate.
Median Adamstown Tax Bill
$5,437
Median Frederick County Tax Bill
$4,845
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Adamstown, Frederick County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21710 | $2,628 | $3,920 | $5,437 | $6,557 | $7,631 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Frederick Tax Assessor | |
| Website | sdat.dat.maryland.gov |