Emmitsburg, Frederick County, Maryland Property Taxes

Name: Property Tax Bills Across Emmitsburg, Frederick County, Maryland
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Emmitsburg, MD effective property tax rate: 1.50%, significantly higher than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Emmitsburg, MD home value: $211,100
Median annual Emmitsburg, MD tax bill: $2,845, $445 higher than the national median property tax bill of $2,400.

How are property taxes in Frederick calculated?

Property taxes in Emmitsburg, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Emmitsburg’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Emmitsburg, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Emmitsburg, Frederick County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.5%

Estimate Property Tax Bill

$3,167

$2,938

Ownwell’s Emmitsburg Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Emmitsburg with just two data points.

By entering your property's estimated assessed value, our calculator applies Emmitsburg’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Frederick County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Emmitsburg, Frederick County, Maryland

Local government entities set tax rates, which can vary significantly within a state. This is because each county estimates its required budget annually to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Emmitsburg’s effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S. Emmitsburg, located in Frederick County, has a median property tax rate of 1.50%, which aligns with the highest and lowest rates found within its zip code, 21727. This rate is notably above the national median property tax rate of 1.02%. Consequently, homeowners in Emmitsburg face higher property tax bills compared to the national median. Understanding these differences is crucial for property owners considering an appeal or seeking exemptions. By comparing these figures, property owners can better navigate their tax obligations and potentially save on their annual property tax bills.

Property Tax Rates Across Emmitsburg, Frederick County, Maryland

Source: Ownwell

0.98%

1.26%

1.53%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Emmitsburg Tax Rate

1.50%

Median Effective Frederick County Tax Rate

1.20%

Median Effective Maryland Tax Rate

1.06%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Emmitsburg, Frederick County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
21727	1.19%	1.23%	1.50%	1.56%	1.58%

Source: Ownwell

Property Tax Assessment Values Across Emmitsburg, Frederick County, Maryland

When examining property taxes in Emmitsburg, Maryland, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Frederick County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Frederick County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Emmitsburg. For example, the median home price in Emmitsburg is $211,100, with tax bills ranging significantly across the county. Zip code 21727 has the highest median home price at $211,100.

Property Tax Assessment Values Across Emmitsburg, Frederick County, Maryland

Source: Ownwell

$211,100

$375,950

$540,800

Median Emmitsburg Market Value

$211,100

Median Frederick County Market Value

$362,500

Median Maryland Market Value

$317,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Emmitsburg, Frederick County, Maryland

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
21727	$124,200	$157,400	$211,100	$296,800	$367,440

Source: Ownwell

Property Tax Bills Across Emmitsburg, Frederick County, Maryland

In Emmitsburg, located in Frederick County, MD, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The median home price is $211,100, and property tax bills vary significantly across the city. At the 25th percentile, homeowners pay around $2,221, while at the 75th percentile, the tax bill rises to $3,921. At the 90th percentile, it can reach as high as $5,369. These figures exceed the national median property tax bill of $2,400, placing a considerable financial burden on homeowners. The highest and lowest median tax bills in the area are both $2,845, indicating consistent property tax assessments within the zip code 21727. Homeowners can find relief through Ownwell's services, which specialize in appealing property tax assessments and securing exemptions. By analyzing property data and leveraging local tax regulations, Ownwell can help homeowners potentially lower their tax bills, offering savings and easing financial strain.

Property Tax Bills Across Emmitsburg, Frederick County, Maryland

Source: Ownwell

$2,294

$4,255

$6,216

Median Emmitsburg Tax Bill

$2,845

Median Frederick County Tax Bill

$4,509

Median Maryland Tax Bill

$3,419

Median United States Tax Bill

$2,400

Property Tax Bills Across Emmitsburg, Frederick County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
21727	$1,650	$2,221	$2,845	$3,921	$5,369

Source: Ownwell