Aberdeen, Harford County, Maryland Property Taxes

Name: Property Tax Bills Across Aberdeen, Harford County, Maryland
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Aberdeen, MD effective property tax rate: 0.94%, significantly lower than the national median of 1.02%, but lower than the Maryland state median of 1.06%.
Median Aberdeen, MD home value: $212,050
Median annual Aberdeen, MD tax bill: $2,081, $319 lower than the national median property tax bill of $2,400.

How are property taxes in Harford calculated?

Property taxes in Aberdeen, MD are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Aberdeen’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Aberdeen, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Aberdeen, Harford County, Maryland Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.94%

Estimate Property Tax Bill

$1,993

$1,850

Ownwell’s Aberdeen Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Aberdeen with just two data points. By entering your property's estimated assessed value, our calculator applies Aberdeen’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Harford County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Aberdeen, Harford County, Maryland

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Aberdeen’s effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S. Aberdeen, located in Harford County, has a median property tax rate of 0.94%, which aligns with the highest and lowest median tax rates in the area. This rate is slightly below the national median property tax rate of 1.02%. For homeowners, this means that the tax burden in Aberdeen is generally more favorable compared to the national landscape. Understanding these rates can help property owners make informed decisions about appealing their property taxes or seeking exemptions.

Property Tax Rates Across Aberdeen, Harford County, Maryland

Source: Ownwell

0.90%

0.99%

1.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Aberdeen Tax Rate

0.94%

Median Effective Harford County Tax Rate

0.99%

Median Effective Maryland Tax Rate

1.06%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Aberdeen, Harford County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
21001	0.89%	0.92%	0.94%	1.06%	1.08%

Source: Ownwell

Property Tax Assessment Values Across Aberdeen, Harford County, Maryland

When examining property taxes in Aberdeen, Maryland, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harford County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Harford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Aberdeen.

For example, the median home price in Aberdeen is $212,050, with tax bills ranging significantly across the county. Zip code 21001 has the highest median home price at $212,050.

Property Tax Assessment Values Across Aberdeen, Harford County, Maryland

Source: Ownwell

$164,500

$289,000

$413,500

Median Aberdeen Market Value

$212,050

Median Harford County Market Value

$279,650

Median Maryland Market Value

$317,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Aberdeen, Harford County, Maryland

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
21001	$107,700	$151,925	$212,050	$279,800	$379,930

Source: Ownwell

Property Tax Bills Across Aberdeen, Harford County, Maryland

In Aberdeen, located in Harford County, MD, property tax bills are calculated based on the assessed value of a home, with the local tax rate applied to this value. The median home price in Aberdeen is $212,050, which influences the property tax bill homeowners receive. Factors such as location and property improvements can affect the assessed value, potentially leading to higher tax bills. For instance, the tax bill at the 25th percentile is $1,451, while at the 75th percentile, it rises to $2,850. The national median property tax bill is $2,400, indicating that Aberdeen's tax bills can be both below and above the national average. Understanding these factors is crucial for homeowners aiming to manage their expenses. Ownwell assists homeowners by providing property tax appeal and exemption services, potentially reducing their tax burden. By analyzing the assessed value and identifying discrepancies, Ownwell ensures homeowners pay only their fair share, offering significant savings and peace of mind.

Property Tax Bills Across Aberdeen, Harford County, Maryland

Source: Ownwell

$1,681

$2,947

$4,213

Median Aberdeen Tax Bill

$2,081

Median Harford County Tax Bill

$2,716

Median Maryland Tax Bill

$3,419

Median United States Tax Bill

$2,400

Property Tax Bills Across Aberdeen, Harford County, Maryland

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
21001	$1,061	$1,451	$2,081	$2,850	$3,776

Source: Ownwell