Property Taxes in Edgewood, Maryland
Median Edgewood, Maryland effective property tax rate: 0.94%, significantly lower than the national median of 1.02%, and lower than the Maryland state median of 1.21%.
Median Edgewood, Maryland home value: $191,700
Median annual Edgewood, Maryland tax bill: $1,838, $562 lower than the national median property tax bill of $2,400.
How are property taxes in Harford calculated?
Property taxes in Edgewood, Maryland are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Edgewood's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Edgewood, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Edgewood Property Tax Calculator Work?
Use this Edgewood property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Edgewood's median effective tax rate of 0.94% — based on actual property records in Harford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Edgewood's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Edgewood: rates range from 0.94% in 21040 to 0.94% in 21040, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Edgewood.
About Edgewood Property Taxes
About Property Taxes in Edgewood, Harford, Maryland
Edgewood's median effective property tax rate of 0.94% is lower than the Maryland state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Harford County base levy combined with local school district levies and special taxing districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Edgewood. Homeowners in the 21040 ZIP code carry a median effective rate of 0.94%, and those in the same ZIP code pay $1,838. This reflects how school district boundaries and local assessment districts are drawn across Harford County. Understanding which part of Edgewood you live in can make a meaningful difference to your annual tax bill.
Edgewood homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before February 13, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Edgewood, Harford County, Maryland
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Edgewood's effective property tax rate to other cities in Maryland and the median property tax rates in Maryland and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Edgewood Tax Rate
0.94%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harford County Tax Rate
0.96%
Median Effective Maryland Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Edgewood, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21040 | 0.73% | 0.86% | 0.94% | 0.96% | 1.09% |
Source: Ownwell
Property Tax Assessment Values Across Edgewood, Harford County, Maryland
When examining property taxes in Edgewood, Maryland, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harford County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Harford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Edgewood, the median home price is $191,700, and the median tax bill is $1,838, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 21040 at $191,700.
Property Tax Assessment Values Across Edgewood, Harford County, Maryland
Source: Ownwell
$191,700
$303,250
$414,800
Median Edgewood Market Value
$191,700
Median Harford County Market Value
$305,000
Median Maryland Market Value
$338,400
Median United States Market Value
$274,101
Property Tax Assessment Values Across Edgewood, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21040 | $98,000 | $156,900 | $191,700 | $245,900 | $314,300 |
Source: Ownwell
Property Tax Bills Across Edgewood, Harford County, Maryland
Property tax bills in Edgewood are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. That means the bill depends on both how much the home is worth and the tax rate set by local taxing authorities. For a median home price of $191,700, homeowners can expect their tax bill to reflect that valuation, along with any changes in assessment or local rates.
In Edgewood, the median property tax bill is $1,838, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $1,441 and the 75th percentile at $2,314. That spread shows how property taxes can affect homeowners differently depending on the assessed value of their home and where they live within Harford County.
Median Edgewood Tax Bill
$1,838
Median Harford County Tax Bill
$2,948
Median Maryland Tax Bill
$4,092
Median United States Tax Bill
$3,209
Property Tax Bills Across Edgewood, Harford County, Maryland
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 21040 | $723 | $1,441 | $1,838 | $2,314 | $2,905 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 13 |
Links | |
|---|---|
| Harford Tax Assessor | |
| Website | sdat.dat.maryland.gov |