Harrisville, Alcona County, Michigan Property Taxes
Property Taxes in Harrisville, Michigan
Median Harrisville, Michigan effective property tax rate: 0.78%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Harrisville, Michigan home value: $180,100
Median annual Harrisville, Michigan tax bill: $1,488, $912 lower than the national median property tax bill of $2,400.
How are property taxes in Alcona calculated?
Property taxes in Harrisville, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Harrisville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harrisville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Harrisville, Alcona County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.78%
Estimate Property Tax Bill
$1,405
$1,304
How Does the Harrisville Property Tax Calculator Work?
Use this Harrisville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Harrisville's median effective tax rate of 0.78% — based on actual property records in Alcona County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Harrisville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Harrisville: rates range from 0.78% in 48740 to 0.78% in 48740, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Harrisville.
About Harrisville Property Taxes
About Property Taxes in Harrisville, Alcona, Michigan
Harrisville’s median effective property tax rate of 0.78% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Alcona County base levy combined with local school district levies and tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Harrisville. Homeowners in ZIP code 48740 carry a median effective rate of 0.78%, and the same ZIP code also reflects the city’s median home price of $180,100 and median tax bill of $1,488. Understanding how assessed value and local taxing districts work can make a meaningful difference to your annual tax bill.
Harrisville homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Harrisville, Alcona County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Harrisville's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harrisville Tax Rate
0.78%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alcona County Tax Rate
0.98%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Harrisville, Alcona County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48740 | 0.51% | 0.62% | 0.78% | 1.14% | 1.35% |
Source: Ownwell
Property Tax Assessment Values Across Harrisville, Alcona County, Michigan
When examining property taxes in Harrisville, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Alcona County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Alcona County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harrisville.
For example, the median home price in Harrisville is $180,100, with tax bills ranging significantly across the county. ZIP code 48740 has the highest median home price at $180,100.
Property Tax Assessment Values Across Harrisville, Alcona County, Michigan
Source: Ownwell
$66,900
$178,950
$291,000
Median Harrisville Market Value
$180,100
Median Alcona County Market Value
$153,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Harrisville, Alcona County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48740 | $76,300 | $117,150 | $180,100 | $294,250 | $471,400 |
Source: Ownwell
Property Tax Bills Across Harrisville, Alcona County, Michigan
Property tax bills in Harrisville are based on the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is compared with the market value of the property, and that figure is used to determine how much tax is owed. For a home with a median value of $180,100, the bill can vary depending on location, exemptions, and any local levies that apply.
Homeowners in Harrisville typically see bills that reflect both county and local services, which means the amount can change from one property to another even within the same area. The 25th percentile tax bill is $912, while the 75th percentile reaches $2,506, showing a wide range in what homeowners may pay. The highest median tax bill in the area is $1,488 in ZIP code 48740.
Because property taxes are tied to home value and local rates, they can have a meaningful effect on monthly housing costs and long-term affordability for homeowners.
Median Harrisville Tax Bill
$1,488
Median Alcona County Tax Bill
$1,366
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Harrisville, Alcona County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48740 | $562 | $912 | $1,488 | $2,506 | $4,378 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Alcona Tax Assessor | |
| Website | bsaonline.com |