Charlevoix County, Michigan Property Taxes
Property Taxes in Charlevoix County, Michigan
Median Charlevoix County effective property tax rate: 0.90%, significantly lower than the national median of 1.02%.
Median Charlevoix County home value: $299,800
Median annual Charlevoix County tax bill: $2,666, higher than the national median property tax bill of $2,400.
How are property taxes in Charlevoix County calculated?
Property taxes in Charlevoix County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Charlevoix or another part of Charlevoix County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Charlevoix County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.9%
Estimate Property Tax Bill
$2,698
$2,504
How Does the Charlevoix County Property Tax Calculator Work?
Use this Charlevoix County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Charlevoix County's median effective tax rate of 0.90% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Charlevoix County's median effective tax rate is lower than the Michigan median tax rate of 1.05%, and the county's median tax bill of $2,666 is $266 higher than the national median tax bill of $2,400.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Charlevoix County.
Property Tax Rates Across Charlevoix County, Michigan
What Are Effective Property Tax Rates Across Charlevoix County?
Local government entities set tax rates, which vary widely across Charlevoix County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Charlevoix County's effective property tax rate to other counties in Michigan or the U.S. median of 1.02%.
Charlevoix County's median effective rate stands at 0.90%, which is lower than the national median of 1.02%. Within Charlevoix County, the highest rate is found in Beaver Island at 1.38%, while Vanderbilt has the lowest at 0.68%.
These variations reflect differences in local school district levies, Tax increment finance districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charlevoix County Tax Rate
0.90%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Charlevoix County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Beaver Island | 0.85% | 1.06% | 1.38% | 1.67% | 1.88% |
| Boyne City | 0.56% | 0.72% | 0.92% | 1.30% | 1.77% |
| Boyne Falls | 0.41% | 0.58% | 0.84% | 1.33% | 1.52% |
| Charlevoix | 0.57% | 0.69% | 0.86% | 1.23% | 1.63% |
| East Jordan | 0.51% | 0.65% | 0.84% | 1.12% | 1.45% |
| Ellsworth | 0.50% | 0.60% | 0.75% | 1.04% | 1.24% |
| Elmira | 0.47% | 0.57% | 0.72% | 1.01% | 1.27% |
| Petoskey | 0.43% | 0.55% | 0.71% | 0.95% | 1.23% |
| Vanderbilt | 0.38% | 0.51% | 0.68% | 1.01% | 1.17% |
| Walloon Lake | 0.36% | 0.50% | 0.72% | 1.14% | 1.54% |
Source: Ownwell
Property Tax Assessment Values Across Charlevoix County, Michigan
When examining property taxes in Charlevoix County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charlevoix County assessing office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Charlevoix County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Charlevoix County.
For example, the median tax bill in Charlevoix County is $2,666, with tax bills ranging significantly across the county. Walloon Lake has the highest median home price at $578,400.
Property Tax Assessment Values Across Charlevoix County, Michigan
Source: Ownwell
$200,000
$389,200
$578,400
Median Charlevoix County Market Value
$299,800
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Charlevoix County, Michigan
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Beaver Island | $65,000 | $131,050 | $245,300 | $408,100 | $570,560 |
| Boyne City | $70,600 | $175,700 | $300,000 | $543,000 | $1,086,040 |
| Boyne Falls | $100,600 | $146,000 | $234,400 | $369,500 | $669,720 |
| Charlevoix | $91,600 | $222,650 | $349,900 | $562,950 | $1,049,920 |
| East Jordan | $100,000 | $155,400 | $255,800 | $533,000 | $1,325,760 |
| Ellsworth | $131,240 | $181,800 | $276,400 | $398,200 | $550,720 |
| Elmira | $68,280 | $119,300 | $200,000 | $298,500 | $422,840 |
| Petoskey | $218,360 | $296,000 | $476,800 | $2,368,150 | $3,398,820 |
| Vanderbilt | $71,840 | $122,550 | $207,200 | $318,400 | $542,020 |
| Walloon Lake | $233,820 | $313,950 | $578,400 | $1,925,100 | $2,925,400 |
Source: Ownwell
Property Tax Bills Across Charlevoix County, Michigan
Property tax bills in Charlevoix County are based on the assessed value of a home, which is then multiplied by the local tax rate. That means the market value of a property, along with local taxing jurisdictions, helps determine what a homeowner owes each year. For a county with a median home price of $299,800, the tax bill can vary widely depending on location and property characteristics.
In Charlevoix County, the 25th percentile tax bill is $1,567, while the 75th percentile tax bill is $5,355 and the 90th percentile tax bill is $10,581. Some areas see much higher bills than others, with Walloon Lake having the highest median tax bill at $5,379, compared with Vanderbilt at $1,280. These differences show how property taxes can affect homeowners unevenly, even within the same county.
Median Charlevoix County Tax Bill
$2,666
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Charlevoix County, Michigan
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Beaver Island | $800 | $1,753 | $3,173 | $5,495 | $7,863 |
| Boyne City | $986 | $1,660 | $2,861 | $5,947 | $11,730 |
| Boyne Falls | $763 | $1,241 | $1,984 | $3,150 | $5,284 |
| Charlevoix | $962 | $1,776 | $3,004 | $5,915 | $11,559 |
| East Jordan | $821 | $1,293 | $2,222 | $5,014 | $10,910 |
| Ellsworth | $1,019 | $1,437 | $1,898 | $3,035 | $5,149 |
| Elmira | $525 | $935 | $1,458 | $2,114 | $3,144 |
| Petoskey | $1,459 | $2,014 | $3,921 | $13,978 | $30,388 |
| Vanderbilt | $505 | $749 | $1,280 | $2,200 | $3,745 |
| Walloon Lake | $1,395 | $2,196 | $5,379 | $12,779 | $22,707 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Charlevoix Tax Assessor | |
| Website | bsaonline.com |