Ellsworth, Charlevoix County, Michigan Property Taxes
Median Ellsworth, MI effective property tax rate: 0.61%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Ellsworth, MI home value: $173,200
Median annual Ellsworth, MI tax bill: $1,051, $1,349 lower than the national median property tax bill of $2,400.
How are property taxes in Charlevoix calculated?
Property taxes in Ellsworth, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ellsworth’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ellsworth, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Ellsworth, Charlevoix County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.61%
Estimate Property Tax Bill
$1,057
$980
Property Tax Rates Across Ellsworth, Charlevoix County, Michigan
Local government entities are responsible for setting tax rates, which can vary significantly within a state. This variation occurs because each county annually estimates its required budget to provide essential services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
In Ellsworth, located in Charlevoix County, Michigan, the effective property tax rate is a point of interest for many homeowners. When compared to other cities within Michigan, Ellsworth's rate offers a unique perspective, especially when contrasted with the state's median property tax rates and the national median rate of 1.02%. Understanding these differences can be crucial for property owners considering an appeal or seeking exemptions. By being informed about how local tax rates are determined and how they compare on a broader scale, property owners can make more informed decisions regarding their property tax obligations.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ellsworth Tax Rate
0.61%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Charlevoix County Tax Rate
0.50%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ellsworth, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49729 | 0.34% | 0.41% | 0.61% | 1.08% | 1.42% |
Source: Ownwell
Property Tax Assessment Values Across Ellsworth, Charlevoix County, Michigan
When examining property taxes in Ellsworth, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Charlevoix County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Charlevoix County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ellsworth. For example, the median home price in Ellsworth is $173,200, with tax bills ranging significantly across the county. Zip code 49729 has the highest median home price at $173,200.
Property Tax Assessment Values Across Ellsworth, Charlevoix County, Michigan
Source: Ownwell
$141,400
$303,400
$465,400
Median Ellsworth Market Value
$173,200
Median Charlevoix County Market Value
$226,100
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ellsworth, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49729 | $79,900 | $119,750 | $173,200 | $251,050 | $347,900 |
Source: Ownwell
Property Tax Bills Across Ellsworth, Charlevoix County, Michigan
Median Ellsworth Tax Bill
$1,051
Median Charlevoix County Tax Bill
$1,211
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Ellsworth, Charlevoix County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49729 | $479 | $722 | $1,051 | $1,846 | $3,014 |
Source: Ownwell