Mc Millan, Luce County, Michigan Property Taxes
Property Taxes in Mc Millan, Michigan
Median Mc Millan, Michigan effective property tax rate: 0.75%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Mc Millan, Michigan home value: $116,000
Median annual Mc Millan, Michigan tax bill: $599, $1,801 lower than the national median property tax bill of $2,400.
How are property taxes in Luce calculated?
Property taxes in Mc Millan, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mc Millan's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mc Millan, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mc Millan, Luce County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.75%
Estimate Property Tax Bill
$870
$807
How Does the Mc Millan Property Tax Calculator Work?
Use this Mc Millan property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mc Millan's median effective tax rate of 0.75% — based on actual property records in Luce County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mc Millan's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mc Millan: rates range from 0.75% in 49853 to 0.75% in 49853, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mc Millan.
About Mc Millan Property Taxes
About Property Taxes in Mc Millan, Luce, Michigan
Mc Millan’s median effective property tax rate of 0.75% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Luce County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Mc Millan. Homeowners in the 49853 ZIP code carry a median effective rate of 0.75%, while those in 49853 pay 0.75%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Luce County. Understanding which part of Mc Millan you live in can make a meaningful difference to your annual tax bill.
Mc Millan homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mc Millan, Luce County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mc Millan's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mc Millan Tax Rate
0.75%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Luce County Tax Rate
0.77%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mc Millan, Luce County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49853 | 0.39% | 0.51% | 0.75% | 1.20% | 1.56% |
Source: Ownwell
Property Tax Assessment Values Across Mc Millan, Luce County, Michigan
When examining property taxes in Mc Millan, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Luce County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Luce County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the spring.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Mc Millan.
For example, the median home price in Mc Millan is $116,000, with tax bills ranging significantly across the county. Zip code 49853 has the highest median home price at $116,000.
Property Tax Assessment Values Across Mc Millan, Luce County, Michigan
Source: Ownwell
$72,400
$94,200
$116,000
Median Mc Millan Market Value
$116,000
Median Luce County Market Value
$82,200
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mc Millan, Luce County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49853 | $37,800 | $67,800 | $116,000 | $182,600 | $264,200 |
Source: Ownwell
Property Tax Bills Across Mc Millan, Luce County, Michigan
Mc Millan property tax bills are based on the assessed value of a home and the local tax rate set for Luce County. The tax bill is calculated by applying that rate to the property’s assessed market value, so homes with higher values generally owe more. Local taxing authorities use this method to fund services such as schools, roads, and other public needs.
For homeowners in Mc Millan, the median home price is $116,000, and the median property tax bill is $599, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Bills can still vary widely depending on the home’s assessed value and the specific tax rate applied. In this area, the 25th percentile tax bill is $348, while the 75th percentile is $971 and the 90th percentile is $1,425. That means property taxes can have a meaningful impact on monthly housing costs, especially for homeowners whose assessed values rise over time.
Median Mc Millan Tax Bill
$599
Median Luce County Tax Bill
$597
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Mc Millan, Luce County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49853 | $129 | $348 | $599 | $971 | $1,425 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Luce Tax Assessor | |
| Website | bsaonline.com |