Crystal, Montcalm County, Michigan Property Taxes

Name: Property Tax Bills Across Crystal, Montcalm County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Crystal, MI effective property tax rate: 1.04%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Crystal, MI home value: $160,500
Median annual Crystal, MI tax bill: $1,659, $741 lower than the national median property tax bill of $2,400.

How are property taxes in Montcalm County calculated?

Property taxes in Crystal, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Crystal's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Crystal, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Crystal, Montcalm County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.04%

Estimate Property Tax Bill

$1,669

$1,549

Ownwell’s Crystal Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Crystal with just two data points. By entering your property's estimated assessed value, our calculator applies Crystal’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montcalm. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Crystal, Montcalm County, Michigan

Local government entities are responsible for setting property tax rates, which can differ significantly within a state. The reason for this variation is that each county annually estimates the budget needed to provide essential services and divides it by the total value of all taxable properties in the area. This calculation determines the property tax rate. Although votes and laws play a role in setting these rates and budgets, this is the fundamental annual process.

In Crystal, located in Montcalm County, the effective property tax rate is higher than the county's average. When comparing Crystal’s rate to other cities within Michigan, it reflects the state's median property tax rate, which is slightly above the national median of 1.02%. This means residents in Crystal may face higher property tax bills compared to the national average, impacting their annual financial planning. Understanding these rates is crucial for property owners looking to optimize their tax obligations and make informed decisions about property investments.

Property Tax Rates Across Crystal, Montcalm County, Michigan

Source: Ownwell

0.68%

0.88%

1.07%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Crystal Tax Rate

1.04%

Median Effective Montcalm County Tax Rate

0.91%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Crystal, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48818	0.64%	0.78%	1.04%	1.40%	1.77%

Source: Ownwell

Property Tax Assessment Values Across Crystal, Montcalm County, Michigan

When examining property taxes in Crystal, Michigan, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montcalm County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Montcalm County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Crystal. For example, the median home price in Crystal is $160,500, with tax bills ranging significantly across the county. Zip code 48818 has the highest median home price at $160,500.

Property Tax Assessment Values Across Crystal, Montcalm County, Michigan

Source: Ownwell

$97,300

$180,550

$263,800

Median Crystal Market Value

$160,500

Median Montcalm County Market Value

$183,200

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Crystal, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48818	$45,600	$91,350	$160,500	$264,800	$390,220

Source: Ownwell

Property Tax Bills Across Crystal, Montcalm County, Michigan

In Crystal, located in Montcalm County, MI, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is applied to this assessed value to determine the annual tax bill. With a median home price of $160,500, homeowners in Crystal face property tax bills that can vary significantly, ranging from $938 at the 25th percentile to $4,455 at the 90th percentile. The median tax bill aligns with the highest and lowest in the area at $1,659, which is below the national median tax bill of $2,400. These tax bills can impact homeowners financially, potentially affecting their overall budget and homeownership costs. Ownwell provides a valuable service by helping homeowners appeal their property tax assessments, potentially lowering their tax bills. By leveraging expertise in property tax laws and local market trends, Ownwell can identify opportunities for savings, ensuring that homeowners in Crystal only pay their fair share.

Property Tax Bills Across Crystal, Montcalm County, Michigan

Source: Ownwell

$804

$1,666

$2,527

Median Crystal Tax Bill

$1,659

Median Montcalm County Tax Bill

$1,657

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Crystal, Montcalm County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48818	$463	$938	$1,659	$2,784	$4,455

Source: Ownwell