Pentwater, Oceana County, Michigan Property Taxes

Name: Property Tax Bills Across Pentwater, Oceana County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Pentwater, MI effective property tax rate: 1.10%, slightly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Pentwater, MI home value: $270,000
Median annual Pentwater, MI tax bill: $2,969, $569 higher than the national median property tax bill of $2,400.

How are property taxes in Oceana County calculated?

Property taxes in Pentwater, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Pentwater’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pentwater, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pentwater, Oceana County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.1%

Estimate Property Tax Bill

$2,970

$2,756

Ownwell’s Pentwater Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pentwater with just two data points.

By entering your property's estimated assessed value, our calculator applies Pentwater’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Oceana County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Pentwater, Oceana County, Michigan

Local government entities set tax rates, which can vary widely within a state. This variation is due to the way counties estimate their required budget to provide essential services and divide that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, this is the annual process in a nutshell.

In Pentwater, located in Oceana County, MI, the effective property tax rate stands at 1.10%, which aligns with the highest median tax rate within the county. This rate is slightly above the national median property tax rate of 1.02%. When comparing the property tax rates of Pentwater to other cities in Michigan, it's evident that Pentwater's rates are competitive, reflecting the county's approach to balancing budgetary needs with taxpayer contributions. Understanding these rates can empower property owners in Pentwater to make informed decisions about their property investments and potential tax appeal opportunities.

Property Tax Rates Across Pentwater, Oceana County, Michigan

Source: Ownwell

0.94%

1.35%

1.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pentwater Tax Rate

1.10%

Median Effective Oceana County Tax Rate

1.08%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pentwater, Oceana County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49449	0.67%	0.83%	1.10%	1.49%	1.82%

Source: Ownwell

Property Tax Assessment Values Across Pentwater, Oceana County, Michigan

When examining property taxes in Pentwater, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Oceana County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Oceana County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pentwater. For example, the median home price in Pentwater is $270,000, with tax bills ranging significantly across the county. 49449 has the highest median home price at $270,000.

Property Tax Assessment Values Across Pentwater, Oceana County, Michigan

Source: Ownwell

$69,400

$169,700

$270,000

Median Pentwater Market Value

$270,000

Median Oceana County Market Value

$154,800

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pentwater, Oceana County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49449	$95,440	$180,400	$270,000	$427,500	$694,280

Source: Ownwell

Property Tax Bills Across Pentwater, Oceana County, Michigan

In Pentwater, located in Oceana County, MI, property tax bills are calculated based on the assessed value of a home, which is typically a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as property size, location, and market trends can influence the assessed value, impacting the final tax bill. In Pentwater, the median property tax bill is $2,969, slightly above the national median of $2,400. Homeowners in this city might find themselves paying more than the national average, with tax bills ranging from $1,797 at the 25th percentile to $7,489 at the 90th percentile. This can place a significant financial burden on homeowners, making it crucial to ensure their property is not over-assessed. Ownwell offers property tax appeal services that can help homeowners in Pentwater potentially reduce their tax bills. By analyzing property assessments and market data, Ownwell identifies opportunities for savings, assisting homeowners in appealing their tax assessments effectively.

Property Tax Bills Across Pentwater, Oceana County, Michigan

Source: Ownwell

$1,142

$2,056

$2,969

Median Pentwater Tax Bill

$2,969

Median Oceana County Tax Bill

$1,632

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Pentwater, Oceana County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49449	$999	$1,797	$2,969	$4,657	$7,489

Source: Ownwell