Ubly, Sanilac County, Michigan Property Taxes
Property Taxes in Ubly, Michigan
Median Ubly, Michigan effective property tax rate: 0.96%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Ubly, Michigan home value: $151,600
Median annual Ubly, Michigan tax bill: $1,418, $982 lower than the national median property tax bill of $2,400.
How are property taxes in Sanilac calculated?
Property taxes in Ubly, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Ubly's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ubly, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Ubly, Sanilac County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$1,455
$1,351
How Does the Ubly Property Tax Calculator Work?
Use this Ubly property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ubly's median effective tax rate of 0.96% — based on actual property records in Sanilac County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Ubly's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Ubly: rates range from 0.96% in 48475 to 0.96% in 48475, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Ubly.
About Ubly Property Taxes
About Property Taxes in Ubly, Sanilac, Michigan
Ubly’s median effective property tax rate of 0.96% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Sanilac County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Ubly. Homeowners in the 48475 ZIP code carry a median effective rate of 0.96%, while those in the same ZIP code also pay 0.96%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Sanilac County. Understanding which part of Ubly you live in can make a meaningful difference to your annual tax bill.
Ubly homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Ubly, Sanilac County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Ubly's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ubly Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sanilac County Tax Rate
0.94%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Ubly, Sanilac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48475 | 0.52% | 0.70% | 0.96% | 1.16% | 1.43% |
Source: Ownwell
Property Tax Assessment Values Across Ubly, Sanilac County, Michigan
When examining property taxes in Ubly, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sanilac County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sanilac County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Ubly is $151,600, with tax bills ranging significantly across the county. Zip code 48475 has the highest median home price at $151,600.
Property Tax Assessment Values Across Ubly, Sanilac County, Michigan
Source: Ownwell
$97,200
$170,600
$244,000
Median Ubly Market Value
$151,600
Median Sanilac County Market Value
$156,400
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Ubly, Sanilac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48475 | $71,600 | $104,000 | $151,600 | $235,500 | $403,000 |
Source: Ownwell
Property Tax Bills Across Ubly, Sanilac County, Michigan
Property tax bills in Ubly are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value to determine the annual bill, and the amount can change as assessments are updated.
Several factors influence what homeowners pay, including the home’s assessed value, local tax rates, and any exemptions or relief programs that may apply. With a median home price of $151,600, property taxes can still vary widely from one home to another. In this area, the 25th percentile tax bill is $896, while the 75th percentile is $2,164 and the 90th percentile reaches $3,008.
For homeowners, a higher assessed value or a higher local tax rate can mean a larger bill, while qualifying exemptions can reduce what is owed. The median tax bill in ZIP code 48475 is $1,418, which shows how property taxes in Ubly can differ even within the same community.
Median Ubly Tax Bill
$1,418
Median Sanilac County Tax Bill
$1,472
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Ubly, Sanilac County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48475 | $547 | $896 | $1,418 | $2,164 | $3,008 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Sanilac Tax Assessor | |
| Website | app.fetchgis.com |