Benton Harbor, Van Buren County, Michigan Property Taxes
Median Benton Harbor, MI effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Benton Harbor, MI home value: $190,300
Median annual Benton Harbor, MI tax bill: $636, $1,764 lower than the national median property tax bill of $2,400.
How are property taxes in Van Buren calculated?
Property taxes in Benton Harbor, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Benton Harbor’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Benton Harbor, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Benton Harbor, Van Buren County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.34%
Estimate Property Tax Bill
$647
$600
Property Tax Rates Across Benton Harbor, Van Buren County, Michigan
Local government entities are responsible for setting tax rates, which can vary significantly within Michigan. Each year, counties like Berrien estimate their budget needs to provide essential services and then divide this by the total assessed value of all taxable property within the county. This process determines the property tax rate. While votes and legislative measures play a role in establishing these rates and budgets, this is essentially the annual routine.
In Benton Harbor, located in Berrien County, the effective property tax rate is notably higher than the state median of 1.54%. This rate is also above the national median property tax rate of 1.02%. When comparing property tax bills, the median bill in Benton Harbor exceeds Michigan's median of $2,400, which is on par with the national median. Understanding these figures can be crucial for homeowners in Benton Harbor, as it highlights the importance of exploring property tax appeal and exemption services to potentially lower their tax burden.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Benton Harbor Tax Rate
0.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Van Buren County Tax Rate
0.43%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Benton Harbor, Van Buren County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49022 | 0.25% | 0.30% | 0.34% | 0.39% | 0.46% |
Source: Ownwell
Property Tax Assessment Values Across Benton Harbor, Van Buren County, Michigan
When examining property taxes in Benton Harbor, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Van Buren County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Van Buren County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Benton Harbor.
For example, the median home price in Benton Harbor is $190,300, with tax bills ranging significantly across the county. 49022 has the highest median home price at $190,300.
Property Tax Assessment Values Across Benton Harbor, Van Buren County, Michigan
Source: Ownwell
$48,600
$148,650
$248,700
Median Benton Harbor Market Value
$190,300
Median Van Buren County Market Value
$178,200
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Benton Harbor, Van Buren County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49022 | $65,300 | $113,000 | $190,300 | $430,500 | $699,200 |
Source: Ownwell
Property Tax Bills Across Benton Harbor, Van Buren County, Michigan
Median Benton Harbor Tax Bill
$636
Median Van Buren County Tax Bill
$842
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Benton Harbor, Van Buren County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49022 | $228 | $381 | $636 | $1,383 | $2,522 |
Source: Ownwell