Carlton County, Minnesota Property Taxes
Property Taxes in Carlton County, Minnesota
Median Carlton County effective property tax rate: 1.10%, significantly higher than the national median of 1.02%.
Median Carlton County home value: $225,600
Median annual Carlton County tax bill: $2,682, higher than the national median property tax bill of $2,400.
How are property taxes in Carlton County calculated?
Property taxes in Carlton County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Why are Carlton County property taxes important to understand? Knowing your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Carlton or another part of Carlton County, understanding local tax details can help homeowners and investors make smarter decisions.
How do Carlton County property taxes compare with Minnesota? Carlton County’s median tax rate is 1.10%, which is lower than Minnesota’s median rate of 1.13%, but the median tax bill is still $282 lower than the state median.
Last Updated April 13, 2026
Carlton County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.1%
Estimate Property Tax Bill
$2,482
$2,303
How Does the Carlton County Property Tax Calculator Work?
Use this Carlton County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Carlton County's median effective tax rate of 1.10% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Carlton County's median property tax bill is $2,682, which is higher than Minnesota's median bill of $2,400 by $282.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Carlton County.
Property Tax Rates Across Carlton County, Minnesota
What Are Effective Property Tax Rates Across Carlton County?
Local government entities set tax rates, which vary widely across Carlton County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Carlton County's effective property tax rate to other counties in Minnesota or the U.S. median of 1.02%.
Carlton County's median effective rate stands at 1.10%, which is higher than the national median of 1.02%. Within Carlton County, the highest rate is found in Cloquet at 1.44%, while Sawyer has the lowest at 0.86%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carlton County Tax Rate
1.10%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | 0.78% | 0.89% | 0.97% | 1.07% | 1.31% |
| Carlton | 0.88% | 0.97% | 1.03% | 1.13% | 1.21% |
| Cloquet | 1.06% | 1.33% | 1.44% | 1.54% | 1.63% |
| Cromwell | 0.91% | 1.04% | 1.11% | 1.18% | 1.54% |
| Duluth | 0.99% | 1.06% | 1.09% | 1.11% | 1.14% |
| Esko | 0.99% | 1.05% | 1.08% | 1.11% | 1.13% |
| Holyoke | 0.77% | 0.85% | 0.92% | 0.98% | 1.03% |
| Kerrick | 0.82% | 0.93% | 0.95% | 0.97% | 1.02% |
| Kettle River | 0.84% | 0.90% | 0.97% | 1.07% | 1.50% |
| Mahtowa | 0.81% | 0.91% | 0.97% | 1.02% | 1.08% |
| Moose Lake | 0.86% | 0.96% | 1.05% | 1.36% | 1.58% |
| Sawyer | 0.76% | 0.82% | 0.86% | 0.90% | 0.94% |
| Sturgeon Lake | 0.69% | 0.79% | 0.90% | 0.98% | 1.03% |
| Tamarack | 0.93% | 1.00% | 1.07% | 1.12% | 1.14% |
| Wrenshall | 0.82% | 0.91% | 0.97% | 1.12% | 1.26% |
| Wright | 0.91% | 1.01% | 1.10% | 1.15% | 1.24% |
Source: Ownwell
Property Tax Assessment Values Across Carlton County, Minnesota
When examining property taxes in Carlton County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carlton County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Carlton County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Carlton County is $2,682, compared with the national median property tax bill of $2,400. Duluth has the highest median home price at $383,250.
Property Tax Assessment Values Across Carlton County, Minnesota
Source: Ownwell
$117,300
$250,275
$383,250
Median Carlton County Market Value
$225,600
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | $61,360 | $117,800 | $202,400 | $307,700 | $407,620 |
| Carlton | $115,100 | $194,175 | $281,500 | $392,925 | $491,600 |
| Cloquet | $102,160 | $156,200 | $210,700 | $283,600 | $380,560 |
| Cromwell | $63,720 | $108,600 | $187,900 | $280,600 | $372,720 |
| Duluth | $247,520 | $319,475 | $383,250 | $520,475 | $667,100 |
| Esko | $192,400 | $259,900 | $332,000 | $446,200 | $567,900 |
| Holyoke | $73,200 | $96,625 | $149,450 | $227,550 | $291,710 |
| Kerrick | $95,500 | $120,600 | $135,000 | $230,350 | $243,600 |
| Kettle River | $54,320 | $80,100 | $117,300 | $192,950 | $268,860 |
| Mahtowa | $87,200 | $179,350 | $245,700 | $313,950 | $375,120 |
| Moose Lake | $42,600 | $119,450 | $202,950 | $286,025 | $386,570 |
| Sawyer | $50,590 | $89,950 | $139,300 | $233,800 | $332,000 |
| Sturgeon Lake | $33,180 | $84,950 | $143,600 | $232,800 | $324,320 |
| Tamarack | $68,000 | $91,800 | $183,200 | $254,600 | $297,200 |
| Wrenshall | $100,680 | $176,300 | $256,600 | $325,000 | $399,840 |
| Wright | $43,500 | $89,600 | $146,900 | $222,750 | $321,500 |
Source: Ownwell
Property Tax Bills Across Carlton County, Minnesota
Property tax bills in Carlton County are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. A home with a median home price of $225,600 will not necessarily have the same tax bill as another home at the same price, because location, exemptions, and local taxing jurisdictions can all affect the final amount.
The county’s property tax bills vary widely. The 25th percentile tax bill is $1,602, while the 75th percentile is $3,818 and the 90th percentile reaches $5,150. That range shows how much bills can differ from one homeowner to another. The highest median tax bill is $4,146 in Duluth, while the lowest median tax bill is $1,144 in Sturgeon Lake.
For homeowners, this means property taxes can be a major part of housing costs, and changes in assessed value can directly affect what they owe each year.
Median Carlton County Tax Bill
$2,682
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Carlton County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnum | $540 | $992 | $1,996 | $3,098 | $4,138 |
| Carlton | $970 | $1,933 | $2,928 | $4,076 | $5,175 |
| Cloquet | $1,130 | $2,064 | $2,962 | $4,058 | $5,428 |
| Cromwell | $581 | $1,172 | $2,112 | $3,222 | $4,221 |
| Duluth | $2,165 | $3,202 | $4,146 | $5,692 | $7,290 |
| Esko | $1,788 | $2,678 | $3,532 | $4,852 | $6,262 |
| Holyoke | $615 | $827 | $1,247 | $1,958 | $2,808 |
| Kerrick | $904 | $1,157 | $1,606 | $1,844 | $2,352 |
| Kettle River | $492 | $758 | $1,156 | $1,965 | $2,732 |
| Mahtowa | $794 | $1,546 | $2,340 | $2,991 | $3,760 |
| Moose Lake | $445 | $1,140 | $2,228 | $3,278 | $4,501 |
| Sawyer | $442 | $720 | $1,153 | $1,954 | $2,886 |
| Sturgeon Lake | $247 | $573 | $1,144 | $2,122 | $3,028 |
| Tamarack | $680 | $872 | $1,842 | $2,628 | $3,272 |
| Wrenshall | $810 | $1,470 | $2,534 | $3,306 | $4,274 |
| Wright | $450 | $776 | $1,546 | $2,384 | $3,386 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Carlton Tax Assessor | |
| Website | beacon.schneidercorp.com |