Clay County, Minnesota Property Taxes
Property Taxes in Clay County, Minnesota
Median Clay County effective property tax rate: 1.42%, significantly higher than the national median of 1.02%.
Median Clay County home value: $241,100
Median annual Clay County tax bill: $3,368, higher than the national median property tax bill of $2,400.
How are property taxes in Clay County calculated?
Property taxes in Clay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Clay County or another part of Clay County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clay County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.42%
Estimate Property Tax Bill
$3,424
$3,177
How Does the Clay County Property Tax Calculator Work?
Use this Clay County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clay County's median effective tax rate of 1.42% to generate your estimate.
Enter your property's estimated assessed value — the figure the assessor assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Clay County's median effective tax rate is higher than Minnesota's 1.13% median, and the county's median property tax bill of $3,368 is $968 higher than the state median bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Clay County.
Property Tax Rates Across Clay County, Minnesota
What Are Effective Property Tax Rates Across Clay County?
Local government entities set tax rates, which vary widely across Clay County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Clay County's effective property tax rate to other counties in Minnesota or the U.S. median of 1.02%.
Clay County's median effective rate stands at 1.42%, which is higher than the national median of 1.02%. Within Clay County, the highest rate is found in Moorhead at 1.47%, while Pelican Rapids has the lowest at 0.70%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
1.42%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clay County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnesville | 0.87% | 1.04% | 1.25% | 1.33% | 1.45% |
| Borup | 0.60% | 0.80% | 0.84% | 0.89% | 0.95% |
| Comstock | 0.71% | 0.88% | 0.95% | 1.07% | 1.17% |
| Dilworth | 1.23% | 1.32% | 1.38% | 1.55% | 1.91% |
| Felton | 0.78% | 0.85% | 0.92% | 1.00% | 1.14% |
| Georgetown | 0.73% | 0.84% | 0.95% | 1.09% | 1.24% |
| Glyndon | 0.79% | 0.86% | 0.96% | 1.32% | 1.71% |
| Hawley | 0.89% | 1.07% | 1.15% | 1.40% | 1.57% |
| Hitterdal | 0.94% | 1.00% | 1.11% | 1.30% | 1.44% |
| Lake Park | 0.63% | 0.72% | 0.77% | 1.06% | 1.15% |
| Moorhead | 1.26% | 1.38% | 1.47% | 1.57% | 1.93% |
| Pelican Rapids | 0.46% | 0.59% | 0.70% | 0.74% | 0.91% |
| Sabin | 0.87% | 0.92% | 1.04% | 1.24% | 1.56% |
| Ulen | 0.92% | 1.02% | 1.17% | 1.39% | 1.49% |
| Perley | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Clay County, Minnesota
When examining property taxes in Clay County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clay County.
For example, the median tax bill in Clay County is $3,368, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, from $1,272 in Comstock to $3,526 in Moorhead. Pelican Rapids has the highest median home price at $332,300.
Median Clay County Market Value
$241,100
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clay County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnesville | $106,500 | $172,700 | $231,600 | $308,300 | $396,000 |
| Borup | $92,150 | $160,625 | $276,950 | $360,975 | $582,450 |
| Comstock | $9,500 | $78,800 | $140,500 | $182,600 | $230,220 |
| Dilworth | $137,000 | $193,100 | $250,100 | $338,750 | $423,600 |
| Felton | $23,050 | $94,650 | $166,100 | $288,900 | $373,800 |
| Georgetown | $22,240 | $66,300 | $179,700 | $316,500 | $552,780 |
| Glyndon | $113,300 | $201,800 | $274,900 | $365,875 | $500,030 |
| Hawley | $103,720 | $193,700 | $295,000 | $408,400 | $544,080 |
| Hitterdal | $8,000 | $69,825 | $159,700 | $233,700 | $359,100 |
| Lake Park | $137,560 | $251,700 | $331,800 | $470,800 | $707,880 |
| Moorhead | $151,100 | $193,000 | $237,550 | $307,675 | $391,770 |
| Pelican Rapids | $105,150 | $217,825 | $332,300 | $409,850 | $535,800 |
| Sabin | $108,500 | $197,725 | $259,500 | $356,325 | $437,210 |
| Ulen | $36,500 | $93,950 | $173,350 | $246,750 | $392,700 |
| Perley | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Clay County, Minnesota
Property tax bills in Clay County are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase as well, which may lead to a higher bill. Homeowners in Clay County should also expect differences based on location, since city and district tax rates can affect what they owe.
With a median home price of $241,100, property taxes can vary widely across the county. The tax bill at the 25th percentile is $2,482, while the 75th percentile reaches $4,618 and the 90th percentile climbs to $6,332. That range shows how much taxes can differ depending on a home’s assessed value and the local levies applied.
For homeowners, property taxes are a major ongoing housing cost and can significantly affect monthly budgets and long-term affordability. In Clay County, the highest median tax bill is in Moorhead at $3,526, while Comstock has the lowest median tax bill at $1,272.
Median Clay County Tax Bill
$3,368
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Clay County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Barnesville | $1,061 | $1,980 | $2,748 | $3,720 | $5,017 |
| Borup | $881 | $1,336 | $2,284 | $2,996 | $3,645 |
| Comstock | $50 | $562 | $1,272 | $1,676 | $2,176 |
| Dilworth | $1,748 | $2,743 | $3,510 | $4,821 | $6,706 |
| Felton | $245 | $830 | $1,601 | $2,600 | $3,560 |
| Georgetown | $203 | $561 | $1,584 | $2,963 | $4,262 |
| Glyndon | $919 | $1,976 | $2,997 | $4,104 | $5,607 |
| Hawley | $1,146 | $2,340 | $3,488 | $4,778 | $6,484 |
| Hitterdal | $160 | $737 | $1,723 | $2,661 | $3,608 |
| Lake Park | $1,065 | $1,606 | $2,770 | $3,830 | $6,360 |
| Moorhead | $2,006 | $2,726 | $3,526 | $4,804 | $6,470 |
| Pelican Rapids | $583 | $1,395 | $2,043 | $2,708 | $3,944 |
| Sabin | $1,123 | $1,952 | $2,859 | $3,814 | $5,454 |
| Ulen | $410 | $996 | $1,972 | $2,865 | $4,109 |
| Perley | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Clay Tax Assessor | |
| Website | claycountymn.gov |