Bemidji, Hubbard County, Minnesota Property Taxes

$774 avg. annual savings

No Upfront Costs

You only pay if we save

Property Taxes in Bemidji, Minnesota

Median Bemidji, Minnesota effective property tax rate: 0.73%, significantly lower than the national median of 1.02%, and lower than the Minnesota state median of 1.13%.
Median Bemidji, Minnesota home value: $282,800
Median annual Bemidji, Minnesota tax bill: $2,065, $335 lower than the national median property tax bill of $2,400.

How are property taxes in Hubbard calculated?

Property taxes in Bemidji, Minnesota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Bemidji's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bemidji, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Bemidji, Hubbard County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.73%

Estimate Property Tax Bill

$2,064

$1,916

How Does the Bemidji Property Tax Calculator Work?

Use this Bemidji property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bemidji's median effective tax rate of 0.73% — based on actual property records in Hubbard County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bemidji's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Bemidji: rates range from 0.73% in 56601 to 0.73% in 56601, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bemidji.

About Bemidji Property Taxes

About Property Taxes in Bemidji, Hubbard, Minnesota

Bemidji's median effective property tax rate of 0.73% is lower than the Minnesota state median of 1.13% and lower than the national median of 1.02%. This rate reflects the Hubbard County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Bemidji. Homeowners in the 56601 ZIP code carry a median effective rate of 0.73%, while those in the lowest ZIP pay 0.73%. This spread reflects how school district boundaries and local assessment districts are drawn across Hubbard County. Understanding which part of Bemidji you live in can make a meaningful difference to your annual tax bill.

Bemidji homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 30, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Bemidji, Hubbard County, Minnesota

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Bemidji's effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.

Property Tax Rates Across Bemidji, Hubbard County, Minnesota

Source: Ownwell

0.61%

0.82%

1.04%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bemidji Tax Rate

0.73%

Median Effective Hubbard County Tax Rate

0.68%

Median Effective Minnesota Tax Rate

1.13%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bemidji, Hubbard County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
56601	0.60%	0.69%	0.73%	0.75%	1.00%

Source: Ownwell

Property Tax Assessment Values Across Bemidji, Hubbard County, Minnesota

When examining property taxes in Bemidji, Minnesota, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hubbard County estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Hubbard County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Bemidji.

For example, the median home price in Bemidji is $282,800, with tax bills ranging significantly across the county. 56601 has the highest median home price at $282,800.

Property Tax Assessment Values Across Bemidji, Hubbard County, Minnesota

Source: Ownwell

$158,800

$263,300

$367,800

Median Bemidji Market Value

$282,800

Median Hubbard County Market Value

$228,600

Median Minnesota Market Value

$304,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bemidji, Hubbard County, Minnesota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
56601	$47,180	$153,000	$282,800	$416,600	$535,360

Source: Ownwell

Property Tax Bills Across Bemidji, Hubbard County, Minnesota

Property tax bills in Bemidji are based on the assessed value of a home and the local tax rate set by taxing authorities. For a home with a median market value of $282,800, the bill reflects how that value is taxed rather than the purchase price alone. Local budgets, school funding, city services, and county needs all play a role in determining the final amount.

In Bemidji, the median property tax bill is $2,065, which is below the national median property tax bill of $2,400 and slightly below the national median property tax rate of 1.02%. Bills can vary widely: the 25th percentile is $1,140, while the 75th percentile is $3,075 and the 90th percentile reaches $4,204.

For homeowners, this means two similar homes can have different tax bills if their assessed values or local tax obligations differ. Understanding how the bill is calculated can help homeowners better anticipate annual costs and see whether their tax burden matches their home’s market value.

Property Tax Bills Across Bemidji, Hubbard County, Minnesota

Source: Ownwell

$1,286

$1,841

$2,396

Median Bemidji Tax Bill

$2,065

Median Hubbard County Tax Bill

$1,732

Median Minnesota Tax Bill

$3,364

Median United States Tax Bill

$2,400

Property Tax Bills Across Bemidji, Hubbard County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
56601	$368	$1,140	$2,065	$3,075	$4,204

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 30

Links
Hubbard Tax Assessor
Website	publicaccess.co.hubbard.mn.us

Frequently Asked Property Tax Questions in Bemidji, Minnesota

How are property taxes calculated in Bemidji, Minnesota?

Property taxes in Bemidji, Minnesota are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Bemidji, Minnesota?

To appeal your property taxes in Bemidji, Minnesota, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Bemidji, Minnesota?

Common property tax exemptions in Bemidji, Minnesota include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Bemidji, Minnesota?

Property tax deadlines in Bemidji, Minnesota vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Bemidji, Minnesota?

Ownwell provides professional property tax appeal services in Bemidji, Minnesota. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.