Ramsey County, Minnesota Property Taxes

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Property Taxes in Ramsey County, Minnesota

Median Ramsey County effective property tax rate: 1.34%, significantly higher than the national median of 1.02%.
Median Ramsey County home value: $322,400
Median annual Ramsey County tax bill: $4,324, higher than the national median property tax bill of $2,400.

How are property taxes in Ramsey County calculated?

Property taxes in Ramsey County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Ramsey County or another part of Ramsey County, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Ramsey County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.34%

Estimate Property Tax Bill

$4,320

$4,009

How Does the Ramsey County Property Tax Calculator Work?

Use this Ramsey County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Ramsey County's median effective tax rate of 1.34% to generate your estimate.

Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.

Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Ramsey County's median tax rate is higher than Minnesota's 1.13% median rate, and the median tax bill of $4,324 is $1,924 higher than the state median.

For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Ramsey County.

Property Tax Rates Across Ramsey County, Minnesota

What Are Effective Property Tax Rates Across Ramsey County?

Local government entities set tax rates, which vary widely across Ramsey County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.

Below, compare Ramsey County's effective property tax rate to other counties in Minnesota or the U.S. median of 1.02%.

Ramsey County's median effective rate stands at 1.34%, which is higher than the national median of 1.02%. Within Ramsey County, the highest rate is found in Minneapolis at 1.58%, while White Bear Township has the lowest at 1.14%.

These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.

Property Tax Rates Across Ramsey County, Minnesota

Source: Ownwell

1.00%

1.31%

1.62%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ramsey County Tax Rate

1.34%

Median Effective Minnesota Tax Rate

1.13%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ramsey County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
Falcon Heights	1.15%	1.17%	1.22%	1.28%	1.29%
Minneapolis	1.18%	1.38%	1.58%	1.67%	1.74%
Saint Paul	1.13%	1.22%	1.34%	1.46%	1.58%
Spring Lake Park	1.17%	1.21%	1.25%	1.27%	1.30%
White Bear Township	1.07%	1.10%	1.14%	1.21%	1.21%
Arden Hills	N/A	N/A	N/A	N/A	N/A
Dellwood	N/A	N/A	N/A	N/A	N/A
Gem Lake	N/A	N/A	N/A	N/A	N/A
Lauderdale	N/A	N/A	N/A	N/A	N/A
Little Canada	N/A	N/A	N/A	N/A	N/A
Maplewood	N/A	N/A	N/A	N/A	N/A
Mounds View	N/A	N/A	N/A	N/A	N/A
New Brighton	N/A	N/A	N/A	N/A	N/A
North Oaks	N/A	N/A	N/A	N/A	N/A
North St Paul	N/A	N/A	N/A	N/A	N/A
Roseville	N/A	N/A	N/A	N/A	N/A
Shoreview	N/A	N/A	N/A	N/A	N/A
St Anthony	N/A	N/A	N/A	N/A	N/A
Vadnais Heights	N/A	N/A	N/A	N/A	N/A
White Bear Lake	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Ramsey County, Minnesota

When examining property taxes in Ramsey County, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ramsey County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Ramsey County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Ramsey County.

For example, the median tax bill in Ramsey County is $4,324, compared with the national median property tax bill of $2,400. Tax bills range significantly across the county, with Saint Paul at $4,324 and White Bear Township at $3,428. Falcon Heights has the highest median home price at $335,150.

Property Tax Assessment Values Across Ramsey County, Minnesota

Source: Ownwell

$117,000

$561,300

$1,005,600

Median Ramsey County Market Value

$322,400

Median Minnesota Market Value

$304,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ramsey County, Minnesota

City	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
Falcon Heights	$252,110	$301,900	$335,150	$373,500	$384,850
Minneapolis	$127,600	$196,600	$277,600	$355,300	$444,750
Saint Paul	$191,000	$250,900	$323,000	$418,800	$566,100
Spring Lake Park	$76,900	$263,825	$333,000	$365,500	$411,680
White Bear Township	$245,100	$268,875	$291,050	$357,325	$401,680
Arden Hills	N/A	N/A	N/A	N/A	N/A
Dellwood	N/A	N/A	N/A	N/A	N/A
Gem Lake	N/A	N/A	N/A	N/A	N/A
Lauderdale	N/A	N/A	N/A	N/A	N/A
Little Canada	N/A	N/A	N/A	N/A	N/A
Maplewood	N/A	N/A	N/A	N/A	N/A
Mounds View	N/A	N/A	N/A	N/A	N/A
New Brighton	N/A	N/A	N/A	N/A	N/A
North Oaks	N/A	N/A	N/A	N/A	N/A
North St Paul	N/A	N/A	N/A	N/A	N/A
Roseville	N/A	N/A	N/A	N/A	N/A
Shoreview	N/A	N/A	N/A	N/A	N/A
St Anthony	N/A	N/A	N/A	N/A	N/A
Vadnais Heights	N/A	N/A	N/A	N/A	N/A
White Bear Lake	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Ramsey County, Minnesota

Property tax bills in Ramsey County are based on a home’s assessed market value and the local tax rate set by taxing authorities. For a home with a median market value of $322,400, the final bill depends on how that value is assessed and how much of the county’s tax burden is assigned to the property.

Homeowners in Ramsey County typically see bills that vary widely by location and local levies. The 25th percentile tax bill is $3,412, while the 75th percentile is $5,598 and the 90th percentile reaches $7,590. The highest median tax bill is in Saint Paul at $4,324, while the lowest median tax bill is in White Bear Township at $3,428.

Because property taxes are tied to assessed value, changes in market conditions or local budgets can raise or lower a homeowner’s bill. For many homeowners, that means property taxes can become a significant part of annual housing costs.

Property Tax Bills Across Ramsey County, Minnesota

Source: Ownwell

$1,220

$7,148

$13,076

Median Ramsey County Tax Bill

$4,324

Median Minnesota Tax Bill

$3,364

Median United States Tax Bill

$2,400

Property Tax Bills Across Ramsey County, Minnesota

City	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
Falcon Heights	$3,536	$3,668	$4,131	$4,760	$4,887
Minneapolis	$1,676	$3,008	$4,218	$5,886	$7,542
Saint Paul	$2,462	$3,414	$4,324	$5,596	$7,590
Spring Lake Park	$3,193	$3,580	$4,172	$4,787	$5,263
White Bear Township	$2,904	$3,066	$3,428	$4,334	$5,387
Arden Hills	N/A	N/A	N/A	N/A	N/A
Dellwood	N/A	N/A	N/A	N/A	N/A
Gem Lake	N/A	N/A	N/A	N/A	N/A
Lauderdale	N/A	N/A	N/A	N/A	N/A
Little Canada	N/A	N/A	N/A	N/A	N/A
Maplewood	N/A	N/A	N/A	N/A	N/A
Mounds View	N/A	N/A	N/A	N/A	N/A
New Brighton	N/A	N/A	N/A	N/A	N/A
North Oaks	N/A	N/A	N/A	N/A	N/A
North St Paul	N/A	N/A	N/A	N/A	N/A
Roseville	N/A	N/A	N/A	N/A	N/A
Shoreview	N/A	N/A	N/A	N/A	N/A
St Anthony	N/A	N/A	N/A	N/A	N/A
Vadnais Heights	N/A	N/A	N/A	N/A	N/A
White Bear Lake	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 30

Links
Ramsey Tax Assessor
Website	beacon.schneidercorp.com

Frequently Asked Property Tax Questions in Ramsey County, Minnesota

How are property taxes calculated in Ramsey County, Minnesota?

Property taxes in Ramsey County, Minnesota are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Ramsey County, Minnesota?

To appeal your property taxes in Ramsey County, Minnesota, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Ramsey County, Minnesota?

Common property tax exemptions in Ramsey County, Minnesota include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Ramsey County, Minnesota?

Property tax deadlines in Ramsey County, Minnesota vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Ramsey County, Minnesota?

Ownwell provides professional property tax appeal services in Ramsey County, Minnesota. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.