Stearns County, Minnesota Property Taxes
Property Taxes in Stearns County, Minnesota
Median Stearns County effective property tax rate: 1.07%, significantly higher than the national median of 1.02%.
Median Stearns County home value: $287,600
Median annual Stearns County tax bill: $3,022, higher than the national median property tax bill of $2,400.
How are property taxes in Stearns County calculated?
Property taxes in Stearns County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Stearns County or another part of Stearns County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Stearns County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.07%
Estimate Property Tax Bill
$3,077
$2,856
How Does the Stearns County Property Tax Calculator Work?
Use this Stearns County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Stearns County's median effective tax rate of 1.07% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Stearns County’s median tax rate is higher than Minnesota’s 1.13% state median tax rate, and the county’s median property tax bill of $3,022 is $622 higher than the state median.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Stearns County.
Property Tax Rates Across Stearns County, Minnesota
What Are Effective Property Tax Rates Across Stearns County?
Local government entities set tax rates, which vary widely across Stearns County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Stearns County's effective property tax rate to other counties in Minnesota or the U.S. median of 1.02%.
Stearns County's median effective rate stands at 1.07%, which is higher than the national median of 1.02%. Within Stearns County, the highest rate is found in WAITE PARK at 1.41%, while VILLARD has the lowest at 0.59%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Stearns County Tax Rate
1.07%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Stearns County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | 0.43% | 0.75% | 1.00% | 1.13% | 1.28% |
| Avon | 0.49% | 0.80% | 0.89% | 1.14% | 1.33% |
| Belgrade | 0.31% | 0.45% | 0.83% | 1.00% | 1.20% |
| Bowlus | 0.26% | 0.39% | 0.65% | 0.76% | 0.82% |
| Brooten | 0.47% | 0.82% | 1.35% | 1.62% | 1.76% |
| Clearwater | 0.55% | 0.76% | 0.84% | 0.89% | 0.95% |
| Cold Spring | 0.82% | 0.90% | 1.01% | 1.11% | 1.19% |
| Eden Valley | 0.49% | 0.77% | 0.90% | 1.33% | 1.54% |
| Elrosa | 0.63% | 0.69% | 0.73% | 0.80% | 0.86% |
| Freeport | 0.33% | 0.45% | 0.74% | 1.15% | 1.27% |
| Greenwald | 0.59% | 0.68% | 0.73% | 0.81% | 0.85% |
| Grey Eagle | 0.67% | 0.69% | 0.73% | 0.79% | 0.83% |
| Holdingford | 0.44% | 0.70% | 0.91% | 1.01% | 1.10% |
| Kimball | 0.47% | 0.76% | 0.83% | 1.05% | 1.18% |
| Melrose | 0.35% | 0.67% | 0.79% | 0.97% | 1.05% |
| New Munich | 0.71% | 0.81% | 0.92% | 1.03% | 1.34% |
| Paynesville | 0.49% | 0.76% | 0.87% | 0.97% | 1.10% |
| Rice | 0.49% | 0.76% | 0.85% | 0.93% | 1.03% |
| Richmond | 0.63% | 0.81% | 0.88% | 0.99% | 1.19% |
| Rockville | 0.90% | 0.95% | 1.00% | 1.03% | 1.08% |
| Roscoe | 0.75% | 0.82% | 0.93% | 1.06% | 1.18% |
| Saint Augusta | 0.65% | 0.81% | 0.85% | 0.90% | 0.95% |
| Saint Cloud | 0.94% | 1.06% | 1.16% | 1.25% | 1.44% |
| Saint Joseph | 0.72% | 0.83% | 1.10% | 1.22% | 1.30% |
| Saint Martin | 1.00% | 1.13% | 1.23% | 1.30% | 1.42% |
| Saint Stephen | 0.86% | 1.08% | 1.12% | 1.15% | 1.20% |
| Sartell | 0.95% | 1.18% | 1.27% | 1.35% | 1.41% |
| Sauk Centre | 0.49% | 0.91% | 1.18% | 1.33% | 1.44% |
| South Haven | 0.54% | 0.76% | 0.83% | 0.90% | 0.96% |
| Villard | 0.32% | 0.36% | 0.59% | 0.79% | 0.88% |
| Waite Park | 1.05% | 1.24% | 1.41% | 1.51% | 1.58% |
| Watkins | 0.39% | 0.46% | 0.68% | 0.86% | 0.94% |
| Osakis | N/A | N/A | N/A | N/A | N/A |
| Sauk Rapids | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Stearns County, Minnesota
When examining property taxes in Stearns County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Stearns County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The assessed value is the figure used to calculate your property taxes, or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Stearns County is $3,022, compared with the national median property tax bill of $2,400. Tax bills range from $1,228 in Greenwald to $3,990 in Sartell, while Grey Eagle has the highest median home price at $512,000.
Property Tax Assessment Values Across Stearns County, Minnesota
Source: Ownwell
$172,950
$343,950
$514,950
Median Stearns County Market Value
$287,600
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Stearns County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $177,910 | $242,475 | $335,100 | $520,625 | $799,730 |
| Avon | $188,560 | $271,250 | $370,100 | $514,350 | $689,500 |
| Belgrade | $86,600 | $146,900 | $252,400 | $492,450 | $1,242,900 |
| Bowlus | $219,330 | $366,450 | $442,150 | $641,750 | $726,740 |
| Brooten | $60,320 | $109,100 | $173,200 | $281,600 | $494,140 |
| Clearwater | $187,460 | $311,925 | $408,650 | $576,200 | $774,170 |
| Cold Spring | $186,720 | $249,350 | $340,300 | $474,050 | $676,220 |
| Eden Valley | $30,430 | $178,800 | $306,200 | $464,575 | $660,210 |
| Elrosa | $66,420 | $158,775 | $211,000 | $264,700 | $377,260 |
| Freeport | $161,880 | $243,600 | $351,100 | $586,700 | $1,075,840 |
| Greenwald | $89,070 | $133,550 | $172,950 | $211,200 | $251,260 |
| Grey Eagle | $314,630 | $422,575 | $512,000 | $652,000 | $932,120 |
| Holdingford | $138,460 | $191,300 | $328,400 | $510,600 | $681,200 |
| Kimball | $162,900 | $242,975 | $334,050 | $501,900 | $677,430 |
| Melrose | $130,920 | $183,200 | $277,200 | $440,150 | $724,220 |
| New Munich | $54,800 | $127,100 | $178,600 | $244,650 | $308,700 |
| Paynesville | $133,300 | $200,100 | $305,900 | $473,800 | $699,040 |
| Rice | $255,960 | $318,800 | $434,600 | $602,200 | $776,280 |
| Richmond | $95,020 | $202,950 | $322,800 | $478,300 | $660,980 |
| Rockville | $160,540 | $192,275 | $236,300 | $291,350 | $316,550 |
| Roscoe | $106,400 | $150,300 | $177,750 | $233,150 | $286,340 |
| Saint Augusta | $233,700 | $281,900 | $345,300 | $442,100 | $640,400 |
| Saint Cloud | $143,900 | $176,650 | $234,400 | $316,750 | $438,240 |
| Saint Joseph | $192,200 | $242,475 | $312,550 | $432,175 | $626,450 |
| Saint Martin | $126,340 | $168,400 | $225,300 | $294,400 | $352,800 |
| Saint Stephen | $179,720 | $232,575 | $276,250 | $341,075 | $505,520 |
| Sartell | $226,000 | $270,900 | $325,000 | $442,600 | $596,920 |
| Sauk Centre | $127,800 | $191,800 | $272,800 | $398,100 | $629,300 |
| South Haven | $71,740 | $223,350 | $348,700 | $503,600 | $658,780 |
| Villard | $166,420 | $206,200 | $479,000 | $1,106,400 | $1,425,800 |
| Waite Park | $132,500 | $168,900 | $225,900 | $283,500 | $330,300 |
| Watkins | $216,580 | $329,600 | $481,700 | $799,150 | $1,153,720 |
| Osakis | N/A | N/A | N/A | N/A | N/A |
| Sauk Rapids | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Stearns County, Minnesota
Property tax bills in Stearns County are based on the assessed value of a home and the local tax rates set by taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. The median home price in the county is $287,600, and homeowners should expect bills to vary widely depending on location, property characteristics, and local levies.
The typical tax bill in Stearns County sits between $2,062 at the 25th percentile and $4,154 at the 75th percentile, with the 90th percentile reaching $5,676. That range shows how much taxes can differ from one homeowner to another. Sartell has the highest median tax bill at $3,990, while Greenwald has the lowest at $1,228. For homeowners, this means property taxes can have a major impact on annual housing costs, especially when assessed values rise faster than expected.
Median Stearns County Tax Bill
$3,022
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Stearns County, Minnesota
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Albany | $1,575 | $2,460 | $3,279 | $4,326 | $5,667 |
| Avon | $1,482 | $2,416 | $3,378 | $4,486 | $5,918 |
| Belgrade | $710 | $1,221 | $2,096 | $3,212 | $4,652 |
| Bowlus | $1,186 | $1,680 | $2,645 | $3,766 | $4,829 |
| Brooten | $605 | $1,330 | $2,140 | $3,230 | $4,595 |
| Clearwater | $1,175 | $2,330 | $3,252 | $4,514 | $6,463 |
| Cold Spring | $1,732 | $2,498 | $3,318 | $4,576 | $6,362 |
| Eden Valley | $256 | $1,693 | $2,870 | $4,002 | $5,280 |
| Elrosa | $573 | $1,112 | $1,542 | $1,908 | $2,954 |
| Freeport | $1,255 | $2,000 | $2,944 | $3,832 | $5,000 |
| Greenwald | $554 | $852 | $1,228 | $1,544 | $2,022 |
| Grey Eagle | $2,149 | $2,893 | $3,609 | $5,022 | $7,784 |
| Holdingford | $1,084 | $1,715 | $2,640 | $3,776 | $4,813 |
| Kimball | $1,253 | $2,078 | $2,945 | $3,937 | $5,138 |
| Melrose | $902 | $1,478 | $2,262 | $3,274 | $4,274 |
| New Munich | $484 | $1,072 | $1,676 | $2,461 | $3,115 |
| Paynesville | $1,042 | $1,744 | $2,604 | $3,746 | $5,344 |
| Rice | $1,864 | $2,582 | $3,500 | $4,828 | $6,309 |
| Richmond | $786 | $1,804 | $2,993 | $4,213 | $5,608 |
| Rockville | $1,396 | $1,851 | $2,327 | $2,986 | $3,284 |
| Roscoe | $938 | $1,254 | $1,717 | $2,225 | $2,755 |
| Saint Augusta | $1,735 | $2,210 | $2,894 | $3,781 | $5,363 |
| Saint Cloud | $1,472 | $1,972 | $2,716 | $3,776 | $5,300 |
| Saint Joseph | $1,788 | $2,460 | $3,232 | $4,252 | $5,497 |
| Saint Martin | $1,243 | $1,884 | $2,682 | $3,808 | $4,628 |
| Saint Stephen | $1,611 | $2,463 | $3,052 | $3,722 | $5,015 |
| Sartell | $2,343 | $3,248 | $3,990 | $5,564 | $7,561 |
| Sauk Centre | $1,170 | $2,018 | $3,000 | $4,266 | $5,742 |
| South Haven | $490 | $1,760 | $2,804 | $4,091 | $5,491 |
| Villard | $908 | $1,026 | $3,508 | $5,320 | $6,345 |
| Waite Park | $1,418 | $2,086 | $3,022 | $4,160 | $4,998 |
| Watkins | $1,513 | $2,208 | $3,288 | $4,461 | $6,222 |
| Osakis | N/A | N/A | N/A | N/A | N/A |
| Sauk Rapids | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Stearns Tax Assessor | |
| Website | beacon.schneidercorp.com |