White Bear Lake, Washington County, Minnesota Property Taxes

Name: Property Tax Bills Across White Bear Lake, Washington County, Minnesota
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median White Bear Lake, MN effective property tax rate: 1.00%, slightly lower than the national median of 1.02%, but lower than the Minnesota state median of 1.11%.
Median White Bear Lake, MN home value: $437,800
Median annual White Bear Lake, MN tax bill: $4,397, $1,997 higher than the national median property tax bill of $2,400.

How are property taxes in Washington County calculated?

Property taxes in White Bear Lake, MN are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding White Bear Lake’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in White Bear Lake, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

White Bear Lake, Washington County, Minnesota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

Estimate Property Tax Bill

$4,378

$4,063

Ownwell’s White Bear Lake Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in White Bear Lake with just two data points. By entering your property's estimated assessed value, our calculator applies White Bear Lake’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Washington County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across White Bear Lake, Washington County, Minnesota

Local government entities are responsible for setting property tax rates, which can differ significantly within a state. This variation arises because each county annually estimates the budget required to provide services and divides that by the total assessed value of all taxable properties in its jurisdiction. This calculation determines the property tax rate. While voting and legislation play roles in setting these rates and budgets, this is the fundamental annual process.

In White Bear Lake, located in Washington County, the effective property tax rate can be compared to other cities in Minnesota, as well as the median property tax rates in Minnesota and across the United States. With Minnesota's median property tax rate closely aligning with the national median, White Bear Lake offers a competitive rate for homeowners. Understanding these rates and how they are determined can help property owners make informed decisions about their investments and potential savings through tax appeals or exemptions. By staying informed, homeowners can better navigate the complexities of property taxation and potentially reduce their financial burden.

Property Tax Rates Across White Bear Lake, Washington County, Minnesota

Source: Ownwell

0.79%

1.09%

1.38%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective White Bear Lake Tax Rate

1.00%

Median Effective Washington County Tax Rate

1.12%

Median Effective Minnesota Tax Rate

1.11%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across White Bear Lake, Washington County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
55110	1.00%	1.00%	1.00%	1.01%	1.03%

Source: Ownwell

Property Tax Assessment Values Across White Bear Lake, Washington County, Minnesota

When examining property taxes in White Bear Lake, MN, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Washington County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Bear Lake. For example, the median home price in White Bear Lake is $437,800, with tax bills ranging significantly across the county. Zip code 55110 has the highest median home price at $437,800.

Property Tax Assessment Values Across White Bear Lake, Washington County, Minnesota

Source: Ownwell

$12,550

$304,075

$595,600

Median White Bear Lake Market Value

$437,800

Median Washington County Market Value

$376,100

Median Minnesota Market Value

$290,400

Median United States Market Value

$235,294

Property Tax Assessment Values Across White Bear Lake, Washington County, Minnesota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
55110	$271,100	$388,600	$437,800	$505,125	$543,750

Source: Ownwell

Property Tax Bills Across White Bear Lake, Washington County, Minnesota

In White Bear Lake, located in Washington County, MN, property tax bills are determined by assessing the property's market value and applying the local tax rate. The assessed value is a significant factor in calculating the tax bill, which is influenced by the property's market conditions and any applicable exemptions or deductions. Homeowners in White Bear Lake face a median property tax bill of $4,397, significantly higher than the national median of $2,400, reflecting the area's higher median home price of $437,800. This can place a substantial financial burden on homeowners, making it crucial to ensure their property is not over-assessed. Ownwell offers valuable assistance by analyzing your property’s assessed value and identifying potential savings through appeals and exemptions. By leveraging local expertise and data-driven insights, Ownwell helps homeowners challenge inaccurate assessments, potentially reducing their tax bills and easing their financial burden. With Ownwell's assistance, homeowners can navigate the complexities of property tax assessments and secure potential savings.

Property Tax Bills Across White Bear Lake, Washington County, Minnesota

Source: Ownwell

$177

$2,914

$5,650

Median White Bear Lake Tax Bill

$4,397

Median Washington County Tax Bill

$4,148

Median Minnesota Tax Bill

$3,182

Median United States Tax Bill

$2,400

Property Tax Bills Across White Bear Lake, Washington County, Minnesota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
55110	$2,726	$3,884	$4,397	$5,083	$5,550

Source: Ownwell