Utica, Winona County, Minnesota Property Taxes
Property Taxes in Utica, Minnesota
Median Utica, Minnesota effective property tax rate: 0.87%, significantly lower than the national median of 1.02%, and lower than the Minnesota state median of 1.13%.
Median Utica, Minnesota home value: $259,100
Median annual Utica, Minnesota tax bill: $2,224, $176 lower than the national median property tax bill of $2,400.
How are property taxes in Winona calculated?
Property taxes in Utica, Minnesota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Utica's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Utica, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Utica, Winona County, Minnesota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.87%
Estimate Property Tax Bill
$2,254
$2,092
How Does the Utica Property Tax Calculator Work?
Use this Utica property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Utica's median effective tax rate of 0.87% — based on actual property records in Winona County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Utica's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Utica's median effective property tax rate is lower than Winona County but higher than Minnesota's 1.13% state median rate, and the median property tax bill is $2,224, which is $176 lower than the state median bill of $2,400.
Your bill may vary by ZIP code within Utica: rates range from 0.87% in 55979 to 0.87% in 55979. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Utica.
About Utica Property Taxes
About Property Taxes in Utica, Winona, Minnesota
Utica’s median effective property tax rate of 0.87% is lower than the Minnesota state median of 1.13% and lower than the national median of 1.02%. This rate reflects the Winona County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Utica. Homeowners in the 55979 ZIP code carry a median effective rate of 0.87%, while those in the same ZIP pay 0.87%. This spread reflects how school district boundaries and local assessment districts are drawn across Winona County. Understanding which part of Utica you live in can make a meaningful difference to your annual tax bill.
Utica homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before April 30, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Utica, Winona County, Minnesota
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Utica's effective property tax rate to other cities in Minnesota and the median property tax rates in Minnesota and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Utica Tax Rate
0.87%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Winona County Tax Rate
1.00%
Median Effective Minnesota Tax Rate
1.13%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Utica, Winona County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55979 | 0.68% | 0.79% | 0.87% | 0.97% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across Utica, Winona County, Minnesota
When examining property taxes in Utica, Minnesota, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Winona County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Winona County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Utica.
For example, the median home price in Utica is $259,100, with tax bills ranging significantly across the county. 55979 has the highest median home price at $259,100.
Property Tax Assessment Values Across Utica, Winona County, Minnesota
Source: Ownwell
$206,000
$319,100
$432,200
Median Utica Market Value
$259,100
Median Winona County Market Value
$217,300
Median Minnesota Market Value
$304,400
Median United States Market Value
$235,294
Property Tax Assessment Values Across Utica, Winona County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55979 | $95,180 | $164,750 | $259,100 | $370,450 | $598,800 |
Source: Ownwell
Property Tax Bills Across Utica, Winona County, Minnesota
Utica property tax bills are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities in Winona County, Minnesota. The assessed value is meant to reflect the market value of the property, and the final bill can also be affected by local levies for schools, roads, and other services.
With a median home price of $259,100, homeowners in Utica can expect property tax bills that vary widely depending on the value of the home and the specific tax rate applied. The 25th percentile tax bill is $1,410, while the 75th percentile is $3,213, and the 90th percentile reaches $4,820. The median tax bill in the area is $2,224, which is below the national median property tax bill of $2,400 and slightly above the national median property tax rate of 1.02%.
For homeowners, this means property taxes can be a major ongoing housing cost, and changes in assessed value or local budgets can directly affect what is owed each year.
Median Utica Tax Bill
$2,224
Median Winona County Tax Bill
$2,174
Median Minnesota Tax Bill
$3,364
Median United States Tax Bill
$2,400
Property Tax Bills Across Utica, Winona County, Minnesota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 55979 | $812 | $1,410 | $2,224 | $3,213 | $4,820 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Winona Tax Assessor | |
| Website | beacon.schneidercorp.com |