Clay County, Mississippi Property Taxes
Property Taxes in Clay County, Mississippi
Median Clay County effective property tax rate: 0.81%, significantly lower than the national median of 1.02%.
Median Clay County home value: $50,926
Median annual Clay County tax bill: $390, significantly lower than the national median property tax bill of $2,400.
How are property taxes in Clay County calculated?
Property taxes in Clay County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Clay County or another part of Clay County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clay County, Mississippi Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.81%
Estimate Property Tax Bill
$413
$383
How Does the Clay County Property Tax Calculator Work?
Use this Clay County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Clay County's median effective tax rate of 0.81% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Clay County's median effective tax rate is lower than Mississippi's 1.35% state median tax rate and below the 1.02% national median property tax rate. The county's median property tax bill is $390, compared with a $2,400 national median property tax bill.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Clay County.
Property Tax Rates Across Clay County, Mississippi
What Are Effective Property Tax Rates Across Clay County?
Local government entities set tax rates, which vary widely across Clay County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Clay County's effective property tax rate to other counties in Mississippi or the U.S. median of 1.02%.
Clay County's median effective rate stands at 0.81%, which is lower than the national median of 1.02%. Within Clay County, the highest rate is found in Cedarbluff at 0.84%, while Maben has the lowest at 0.56%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
0.81%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mississippi Tax Rate
1.35%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clay County, Mississippi
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedarbluff | 0.35% | 0.37% | 0.84% | 0.84% | 0.86% |
| Maben | 0.36% | 0.36% | 0.56% | 0.84% | 0.86% |
| Mantee | 0.36% | 0.36% | 0.84% | 0.84% | 0.85% |
| Pheba | 0.35% | 0.36% | 0.84% | 0.85% | 0.85% |
| Prairie | 0.35% | 0.36% | 0.84% | 0.84% | 0.85% |
| West Point | 0.36% | 0.81% | 0.81% | 0.81% | 0.84% |
| Woodland | 0.37% | 0.43% | 0.84% | 0.85% | 0.96% |
| Starkville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Clay County, Mississippi
When examining property taxes in Clay County, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Clay County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clay County.
For example, the median tax bill in Clay County is $390, with tax bills ranging significantly across the county. West Point has the highest median home price at $56,214.
Median Clay County Market Value
$50,926
Median Mississippi Market Value
$70,930
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clay County, Mississippi
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedarbluff | $12,188 | $17,954 | $27,960 | $56,144 | $85,578 |
| Maben | $10,228 | $14,486 | $24,263 | $58,836 | $89,575 |
| Mantee | $13,622 | $18,337 | $30,972 | $57,995 | $82,216 |
| Pheba | $10,993 | $17,016 | $33,403 | $61,050 | $76,530 |
| Prairie | $11,593 | $17,657 | $33,508 | $62,124 | $86,638 |
| West Point | $20,287 | $36,296 | $56,214 | $82,418 | $214,632 |
| Woodland | $10,651 | $19,121 | $28,910 | $45,444 | $73,225 |
| Starkville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Clay County, Mississippi
Clay County property tax bills are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine the amount a homeowner owes each year. Factors such as the home’s value, local levy rates, and any eligible exemptions all influence the final bill.
With a median home price of $50,926, property taxes can still vary widely across the county. The tax bill is $186 at the 25th percentile and $592 at the 75th percentile, showing how different home values and tax rates can change what owners pay. At the high end, the 90th percentile reaches $1,324, which can create a much larger annual expense for some households.
Homeowners in Clay County should expect their tax bill to reflect both property value and local taxing decisions. In West Point, the highest median tax bill is $452.00, while Pheba has the lowest median tax bill at $165.00.
Median Clay County Tax Bill
$390
Median Mississippi Tax Bill
$914
Median United States Tax Bill
$2,400
Property Tax Bills Across Clay County, Mississippi
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Cedarbluff | $57 | $102 | $192 | $390 | $571 |
| Maben | $84 | $100 | $187 | $250 | $387 |
| Mantee | $56 | $125 | $222 | $445 | $603 |
| Pheba | $54 | $87 | $165 | $353 | $577 |
| Prairie | $44 | $101 | $207 | $438 | $681 |
| West Point | $123 | $246 | $452 | $667 | $1,708 |
| Woodland | $70 | $105 | $176 | $348 | $417 |
| Starkville | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 3 |
Links | |
|---|---|
| Clay Tax Assessor | |
| Website | cs.datasysmgt.com |