Horn Lake, Desoto County, Mississippi Property Taxes
Property Taxes in Horn Lake, Mississippi
Median Horn Lake, Mississippi effective property tax rate: 2.23%, significantly higher than the national median of 1.02%, and higher than the Mississippi state median of 1.35%.
Median Horn Lake, Mississippi home value: $67,412
Median annual Horn Lake, Mississippi tax bill: $1,495, lower than the national median property tax bill of $2,400.
How are property taxes in DeSoto calculated?
Property taxes in Horn Lake, Mississippi are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Horn Lake's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Horn Lake, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Horn Lake, Desoto County, Mississippi Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.23%
Estimate Property Tax Bill
$1,503
$1,395
How Does the Horn Lake Property Tax Calculator Work?
Use this Horn Lake property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Horn Lake's median effective tax rate of 2.23% — based on actual property records in DeSoto County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Horn Lake's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Horn Lake: rates range from 1495.00 in 38637 to 1495.00 in 38637, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Horn Lake.
About Horn Lake Property Taxes
About Property Taxes in Horn Lake, DeSoto, Mississippi
Horn Lake’s median effective property tax rate of 2.23% is higher than the Mississippi state median of 1.35% and higher than the national median of 1.02%. This rate reflects the DeSoto County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Horn Lake. Homeowners in the 38637 ZIP code carry a median effective rate of 2.23%, while those in the same ZIP code also pay 2.23%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across DeSoto County. Understanding which part of Horn Lake you live in can make a meaningful difference to your annual tax bill.
Horn Lake homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 3, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Horn Lake, Desoto County, Mississippi
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Horn Lake's effective property tax rate to other cities in Mississippi and the median property tax rates in Mississippi and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Horn Lake Tax Rate
2.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Desoto County Tax Rate
2.05%
Median Effective Mississippi Tax Rate
1.35%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Horn Lake, Desoto County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38637 | 2.22% | 2.23% | 2.23% | 2.23% | 2.23% |
Source: Ownwell
Property Tax Assessment Values Across Horn Lake, Desoto County, Mississippi
When examining property taxes in Horn Lake, Mississippi, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The DeSoto County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In DeSoto County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of {month when notices are sent}.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Horn Lake.
For example, the median home price in Horn Lake is $67,412, with tax bills ranging significantly across the county. 38637 has the highest median home price at $67,412.
Property Tax Assessment Values Across Horn Lake, Desoto County, Mississippi
Source: Ownwell
$30,000
$83,769
$137,537
Median Horn Lake Market Value
$67,412
Median Desoto County Market Value
$70,702
Median Mississippi Market Value
$70,930
Median United States Market Value
$235,294
Property Tax Assessment Values Across Horn Lake, Desoto County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38637 | $51,778 | $59,338 | $67,412 | $81,074 | $101,972 |
Source: Ownwell
Property Tax Bills Across Horn Lake, Desoto County, Mississippi
Property tax bills in Horn Lake are based on the assessed value of a home, not the market price alone. Local taxing authorities apply their tax rates to that assessed value to determine what homeowners owe each year. For a home with a median value of $67,412, the bill can vary depending on how the property is classified and which local levies apply.
In Horn Lake, the median property tax bill is $1,495, which is below the national median property tax bill of $2,400. Bills in the area also range from $1,305 at the 25th percentile to $2,263 at the 90th percentile, showing how much location and property characteristics can affect the final amount.
Because property taxes are tied to assessed value and local rates, homeowners may see changes from year to year even if their mortgage stays the same. Higher assessments or rate changes can raise the bill, while lower assessments can reduce it.
Median Horn Lake Tax Bill
$1,495
Median Desoto County Tax Bill
$1,471
Median Mississippi Tax Bill
$914
Median United States Tax Bill
$2,400
Property Tax Bills Across Horn Lake, Desoto County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 38637 | $811 | $1,305 | $1,495 | $1,797 | $2,263 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 3 |
Links | |
|---|---|
| DeSoto Tax Assessor | |
| Website | cs.datasysmgt.com |