Biloxi, Harrison County, Mississippi Property Taxes
Property Taxes in Biloxi, Mississippi
Median Biloxi, Mississippi effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, and lower than the Mississippi state median of 1.35%.
Median Biloxi, Mississippi home value: $116,869
Median annual Biloxi, Mississippi tax bill: $1,262, lower than the national median property tax bill of $2,400.
How are property taxes in Harrison calculated?
Property taxes in Biloxi, Mississippi are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Biloxi's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Biloxi, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Biloxi, Harrison County, Mississippi Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.98%
Estimate Property Tax Bill
$1,145
$1,063
How Does the Biloxi Property Tax Calculator Work?
Use this Biloxi property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Biloxi's median effective tax rate of 0.98% — based on actual property records in Harrison County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Biloxi's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Biloxi: rates range from $1,007 in 39530 to $1,382 in 39532, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Biloxi.
About Biloxi Property Taxes
About Property Taxes in Biloxi, Harrison, Mississippi
Biloxi’s median effective property tax rate of 0.98% is lower than the Mississippi state median of 1.35% and lower than the national median of 1.02%. This rate reflects the Harrison County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Biloxi. Homeowners in the 39530 ZIP code carry a median effective rate of 1.66%, while those in 39532 pay 0.91%. This spread — 0.75 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Harrison County. Understanding which part of Biloxi you live in can make a meaningful difference to your annual tax bill.
Biloxi homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the August 3, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Biloxi, Harrison County, Mississippi
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Biloxi's effective property tax rate to other cities in Mississippi and the median property tax rates in Mississippi and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Biloxi Tax Rate
0.98%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Harrison County Tax Rate
1.05%
Median Effective Mississippi Tax Rate
1.35%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Biloxi, Harrison County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39530 | 0.44% | 0.78% | 1.66% | 1.66% | 1.66% |
| 39531 | 0.47% | 0.76% | 1.11% | 1.66% | 1.66% |
| 39532 | 0.41% | 0.73% | 0.91% | 1.41% | 1.66% |
Source: Ownwell
Property Tax Assessment Values Across Biloxi, Harrison County, Mississippi
When examining property taxes in Biloxi, Mississippi, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Harrison County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Harrison County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Biloxi.
For example, the median home price in Biloxi is $116,869, with tax bills ranging significantly across the county. Zip code 39532 has the highest median home price at $149,602.
Property Tax Assessment Values Across Biloxi, Harrison County, Mississippi
Source: Ownwell
$54,960
$122,237
$189,513
Median Biloxi Market Value
$116,869
Median Harrison County Market Value
$105,376
Median Mississippi Market Value
$70,930
Median United States Market Value
$235,294
Property Tax Assessment Values Across Biloxi, Harrison County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39530 | $36,468 | $55,528 | $74,924 | $107,836 | $153,929 |
| 39531 | $54,929 | $76,036 | $104,714 | $196,533 | $291,292 |
| 39532 | $46,214 | $96,260 | $149,602 | $208,868 | $278,871 |
Source: Ownwell
Property Tax Bills Across Biloxi, Harrison County, Mississippi
How are property tax bills calculated in Biloxi?
Property tax bills in Biloxi are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the amount due each year. Factors such as the property’s location, classification, and any applicable exemptions can all affect the final bill.
What does that mean for homeowners? A higher assessed value usually leads to a higher tax bill, while exemptions can reduce what is owed. In Biloxi, the median home price is $116,869, and tax bills vary widely across the city. The 25th percentile tax bill is $724, the 75th percentile is $2,083, and the 90th percentile reaches $3,146.
That range shows how much property taxes can differ from one homeowner to another, even within the same city.
Median Biloxi Tax Bill
$1,262
Median Harrison County Tax Bill
$1,202
Median Mississippi Tax Bill
$914
Median United States Tax Bill
$2,400
Property Tax Bills Across Biloxi, Harrison County, Mississippi
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 39530 | $333 | $616 | $1,007 | $1,466 | $2,276 |
| 39531 | $366 | $768 | $1,321 | $2,190 | $3,712 |
| 39532 | $319 | $762 | $1,382 | $2,196 | $3,134 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 3 |
Links | |
|---|---|
| Harrison Tax Assessor | |
| Website | harrisonms.geopowered.com |