Pontotoc County, Mississippi Property Taxes
Property Taxes in Pontotoc County, Mississippi
Median Pontotoc County effective property tax rate: 1.33%, significantly higher than the national median of 1.02%.
Median Pontotoc County home value: $63,208
Median annual Pontotoc County tax bill: $922, lower than the national median property tax bill of $2,400.
How are property taxes in Pontotoc County calculated?
Property taxes in Pontotoc County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Pontotoc or another part of Pontotoc County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pontotoc County, Mississippi Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.33%
Estimate Property Tax Bill
$841
$780
How Does the Pontotoc County Property Tax Calculator Work?
Use this Pontotoc County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pontotoc County's median effective tax rate of 1.33% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Pontotoc County’s median tax rate is higher than the Mississippi median tax rate of 1.35% and above the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Pontotoc County.
Property Tax Rates Across Pontotoc County, Mississippi
What Are Effective Property Tax Rates Across Pontotoc County?
Local government entities set tax rates, which vary widely across Pontotoc County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Pontotoc County's effective property tax rate to other counties in Mississippi or the U.S. median of 1.02%.
Pontotoc County's median effective rate stands at 1.33%, which is higher than the national median of 1.02%. Within Pontotoc County, the highest rate is found in Sherman at 1.65%, while Belden has the lowest at 1.30%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pontotoc County Tax Rate
1.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mississippi Tax Rate
1.35%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pontotoc County, Mississippi
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Belden | 1.28% | 1.28% | 1.30% | 1.42% | 1.92% |
| Blue Springs | 1.28% | 1.30% | 1.43% | 1.92% | 1.92% |
| Ecru | 1.28% | 1.31% | 1.56% | 1.92% | 2.34% |
| Houlka | 1.28% | 1.29% | 1.34% | 1.92% | 1.92% |
| Okolona | 1.28% | 1.30% | 1.39% | 1.92% | 1.92% |
| Oxford | 1.32% | 1.34% | 1.59% | 1.92% | 1.93% |
| Pontotoc | 1.28% | 1.28% | 1.31% | 1.92% | 1.92% |
| Randolph | 1.28% | 1.29% | 1.35% | 1.92% | 1.92% |
| Shannon | 1.28% | 1.29% | 1.32% | 1.66% | 1.92% |
| Sherman | 1.63% | 1.63% | 1.65% | 2.45% | 2.45% |
| Thaxton | 1.28% | 1.29% | 1.34% | 1.68% | 1.92% |
| Tupelo | 1.28% | 1.28% | 1.31% | 1.92% | 1.92% |
| Algoma | N/A | N/A | N/A | N/A | N/A |
| Etta | N/A | N/A | N/A | N/A | N/A |
| New Albany | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Pontotoc County, Mississippi
When examining property taxes in Pontotoc County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pontotoc County tax office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pontotoc County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pontotoc County.
For example, the median tax bill in Pontotoc County is $922, compared with the national median property tax bill of $2400. Tax bills range significantly across the county, from $292 in Okolona to $1205 in Sherman. Belden has the highest median home price at $72420.
Property Tax Assessment Values Across Pontotoc County, Mississippi
Source: Ownwell
$22,308
$47,364
$72,420
Median Pontotoc County Market Value
$63,208
Median Mississippi Market Value
$70,930
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pontotoc County, Mississippi
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Belden | $17,459 | $38,346 | $72,420 | $131,378 | $191,937 |
| Blue Springs | $12,919 | $22,936 | $52,786 | $108,697 | $168,927 |
| Ecru | $13,260 | $22,086 | $54,075 | $98,454 | $160,322 |
| Houlka | $14,240 | $20,477 | $45,692 | $76,329 | $140,559 |
| Okolona | $8,468 | $11,452 | $22,308 | $48,040 | $59,234 |
| Oxford | $15,096 | $21,609 | $51,571 | $64,713 | $134,218 |
| Pontotoc | $16,223 | $35,726 | $65,585 | $114,254 | $175,512 |
| Randolph | $14,928 | $29,559 | $58,880 | $94,238 | $138,867 |
| Shannon | $10,750 | $22,342 | $42,678 | $89,926 | $140,376 |
| Sherman | $20,763 | $39,485 | $70,188 | $88,084 | $151,599 |
| Thaxton | $15,692 | $34,852 | $65,447 | $120,034 | $187,164 |
| Tupelo | $14,145 | $33,201 | $60,217 | $112,438 | $180,986 |
| Algoma | N/A | N/A | N/A | N/A | N/A |
| Etta | N/A | N/A | N/A | N/A | N/A |
| New Albany | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Pontotoc County, Mississippi
Property tax bills in Pontotoc County are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value rather than what the owner paid for it. That means the tax bill depends on both the value of the home and the tax rates set by local taxing authorities. Homes with higher assessed values generally face higher bills, while lower-valued homes usually owe less.
The county’s median home price is $63,208, which helps explain why many tax bills remain below national levels. The 25th percentile tax bill is $502, the 75th percentile is $1,559, and the 90th percentile reaches $2,396. For homeowners, this means property taxes can vary widely depending on location, home value, and any exemptions that apply. In places like Sherman, the median tax bill is $1,205, while Okolona’s is $292, showing how much bills can differ within the county.
Median Pontotoc County Tax Bill
$922
Median Mississippi Tax Bill
$914
Median United States Tax Bill
$2,400
Property Tax Bills Across Pontotoc County, Mississippi
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Belden | $269 | $575 | $1,040 | $1,761 | $2,547 |
| Blue Springs | $218 | $367 | $839 | $1,590 | $2,606 |
| Ecru | $212 | $368 | $840 | $1,477 | $2,442 |
| Houlka | $206 | $320 | $693 | $1,050 | $1,888 |
| Okolona | $118 | $192 | $292 | $684 | $1,013 |
| Oxford | $268 | $414 | $772 | $1,251 | $1,748 |
| Pontotoc | $256 | $546 | $947 | $1,582 | $2,383 |
| Randolph | $239 | $449 | $847 | $1,350 | $1,950 |
| Shannon | $167 | $345 | $600 | $1,186 | $2,118 |
| Sherman | $453 | $755 | $1,205 | $1,843 | $2,574 |
| Thaxton | $249 | $508 | $920 | $1,678 | $2,626 |
| Tupelo | $211 | $481 | $891 | $1,603 | $2,457 |
| Algoma | N/A | N/A | N/A | N/A | N/A |
| Etta | N/A | N/A | N/A | N/A | N/A |
| New Albany | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | August 3 |
Links | |
|---|---|
| Pontotoc Tax Assessor | |
| Website | tscmaps.com |