Saint Joseph, Buchanan County, Missouri Property Taxes

Name: Property Tax Bills Across Saint Joseph, Buchanan County, Missouri
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SAINT JOSEPH, MO effective property tax rate: 1.25%, significantly higher than the national median of 1.02%, but lower than the Missouri state median of 1.20%.
Median SAINT JOSEPH, MO home value: $70,115
Median annual SAINT JOSEPH, MO tax bill: $871, $1,529 lower than the national median property tax bill of $2,400.

How are property taxes in Buchanan County calculated?

Property taxes in SAINT JOSEPH, MO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SAINT JOSEPH’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SAINT JOSEPH, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Saint Joseph, Buchanan County, Missouri Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.25%

Estimate Property Tax Bill

$876

$813

Ownwell’s Saint Joseph Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Saint Joseph with just two data points. By entering your property's estimated assessed value, our calculator applies Saint Joseph’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Buchanan County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Saint Joseph, Buchanan County, Missouri

Local government entities determine tax rates, which can vary significantly within Missouri. This variation arises because each year, counties estimate their necessary budget to deliver services and divide this by the total value of all taxable property within their jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is the essence of the annual process.

In Saint Joseph, located in Buchanan County, the effective property tax rate stands at 1.25%. This rate is notably higher than the national median property tax rate of 1.02%. When comparing Saint Joseph to other cities in Missouri, it becomes evident that the tax rate here is on the higher side. This higher rate can impact property owners, leading to higher property tax bills compared to many other areas nationwide. Understanding these rates can help property owners make informed decisions and potentially seek appeals or exemptions.

Property Tax Rates Across Saint Joseph, Buchanan County, Missouri

Source: Ownwell

1.15%

1.26%

1.38%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Saint Joseph Tax Rate

1.25%

Median Effective Buchanan County Tax Rate

1.25%

Median Effective Missouri Tax Rate

1.20%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Saint Joseph, Buchanan County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
64501	1.24%	1.25%	1.25%	1.26%	1.26%
64503	1.23%	1.24%	1.25%	1.26%	1.26%
64504	1.20%	1.24%	1.25%	1.26%	1.27%
64505	1.23%	1.24%	1.25%	1.25%	1.26%
64506	1.22%	1.23%	1.25%	1.25%	1.26%
64507	1.23%	1.25%	1.25%	1.26%	1.31%

Source: Ownwell

Property Tax Assessment Values Across Saint Joseph, Buchanan County, Missouri

When examining property taxes in Saint Joseph, MO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Buchanan County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Buchanan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Saint Joseph. For example, the median home price in Saint Joseph is $70,115, with tax bills ranging significantly across the county. Zip code 64506 has the highest median home price at $131,265.

Property Tax Assessment Values Across Saint Joseph, Buchanan County, Missouri

Source: Ownwell

$46,650

$106,675

$166,700

Median Saint Joseph Market Value

$70,115

Median Buchanan County Market Value

$72,855

Median Missouri Market Value

$129,505

Median United States Market Value

$235,294

Property Tax Assessment Values Across Saint Joseph, Buchanan County, Missouri

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
64501	$18,691	$29,558	$46,650	$67,610	$88,563
64503	$23,600	$38,980	$66,900	$88,915	$138,824
64504	$23,580	$32,920	$48,230	$79,600	$137,764
64505	$23,142	$34,615	$55,370	$95,645	$132,904
64506	$75,760	$99,168	$131,265	$182,072	$242,700
64507	$30,948	$44,000	$63,160	$99,170	$174,994

Source: Ownwell

Property Tax Bills Across Saint Joseph, Buchanan County, Missouri

In Saint Joseph, Buchanan County, MO, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in Saint Joseph is $70,115, with property tax bills ranging significantly. At the 25th percentile, homeowners pay around $517, while those at the 75th percentile pay approximately $1,440. The 90th percentile sees tax bills as high as $2,222. These figures highlight the variance in property tax obligations, which can be influenced by factors such as home improvements and neighborhood developments. The highest median tax bill in the area is $1,632 in the 64506 zip code, contrasting sharply with the lowest median tax bill of $583 in the 64501 zip code.

Ownwell assists homeowners by identifying potential savings through property tax appeals and exemptions, potentially reducing their tax burden. By leveraging local expertise and understanding the nuances of property assessments, Ownwell helps homeowners in Saint Joseph navigate the complexities of property taxation, ensuring they pay only their fair share.

Property Tax Bills Across Saint Joseph, Buchanan County, Missouri

Source: Ownwell

$583

$1,339

$2,094

Median Saint Joseph Tax Bill

$871

Median Buchanan County Tax Bill

$904

Median Missouri Tax Bill

$1,606

Median United States Tax Bill

$2,400

Property Tax Bills Across Saint Joseph, Buchanan County, Missouri

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
64501	$236	$371	$583	$845	$1,104
64503	$298	$489	$832	$1,105	$1,720
64504	$292	$410	$597	$977	$1,657
64505	$290	$432	$689	$1,191	$1,635
64506	$946	$1,232	$1,632	$2,261	$2,987
64507	$386	$550	$786	$1,207	$2,152

Source: Ownwell