Rolla, Phelps County, Missouri Property Taxes
Property Taxes in Rolla, Missouri
Median Rolla, Missouri effective property tax rate: 1.02%, significantly lower than the national median of 1.02%, and lower than the Missouri state median of 1.25%.
Median Rolla, Missouri home value: $119,205
Median annual Rolla, Missouri tax bill: $1,201, lower than the national median property tax bill of $2,400.
How are property taxes in Phelps calculated?
Property taxes in Rolla, Missouri are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rolla's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rolla, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Rolla, Phelps County, Missouri Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.02%
Estimate Property Tax Bill
$1,216
$1,128
How Does the Rolla Property Tax Calculator Work?
Use this Rolla property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Rolla's median effective tax rate of 1.02% — based on actual property records in Phelps County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Rolla's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Rolla: rates range from $772.00 in 65409 to $1,201.00 in 65401, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Rolla.
About Rolla Property Taxes
About Property Taxes in Rolla, Phelps, Missouri
Rolla’s median effective property tax rate of 1.02% is lower than the Missouri state median of 1.25% and higher than the national median of 1.02%. This rate reflects the Phelps County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Rolla. Homeowners in the 65409 ZIP code carry a median effective rate of 1.02%, while those in 65401 pay 1.02%. This spread reflects how school district boundaries and local assessment districts are drawn across Phelps County. Understanding which part of Rolla you live in can make a meaningful difference to your annual tax bill.
Rolla homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the July 13, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Rolla, Phelps County, Missouri
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Rolla's effective property tax rate to other cities in Missouri and the median property tax rates in Missouri and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rolla Tax Rate
1.02%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Phelps County Tax Rate
0.97%
Median Effective Missouri Tax Rate
1.25%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rolla, Phelps County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 65401 | 0.94% | 0.97% | 1.02% | 1.02% | 1.02% |
| 65409 | 1.02% | 1.02% | 1.02% | 1.02% | 1.02% |
Source: Ownwell
Property Tax Assessment Values Across Rolla, Phelps County, Missouri
When examining property taxes in Rolla, Missouri, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Phelps County tax authority estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Phelps County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of June.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Rolla is $119,205, with tax bills ranging from $766 at the 25th percentile to $2,590 at the 90th percentile. For comparison, the national median property tax rate is 1.02% and the national median property tax bill is $2,400.
Property Tax Assessment Values Across Rolla, Phelps County, Missouri
Source: Ownwell
$37,100
$78,174
$119,248
Median Rolla Market Value
$119,205
Median Phelps County Market Value
$106,444
Median Missouri Market Value
$136,526
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rolla, Phelps County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 65401 | $45,300 | $75,306 | $119,248 | $182,059 | $259,481 |
| 65409 | $59,343 | $65,640 | $81,508 | $123,444 | $300,170 |
Source: Ownwell
Property Tax Bills Across Rolla, Phelps County, Missouri
Property tax bills in Rolla are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. The assessed value is the starting point for the bill, and it can be influenced by the home’s location, size, condition, and any improvements that may affect its market value. For homeowners, this means two similar homes can receive different tax bills if their assessed values are not the same.
In Rolla, the median home price is $119,205, and tax bills vary widely across the city. The 25th percentile tax bill is $766, while the 75th percentile is $1,828 and the 90th percentile reaches $2,590. The highest median tax bill is $1,201 in ZIP code 65401, compared with $772 in ZIP code 65409. These differences show how property tax bills can affect homeowners unevenly, even within the same city.
Median Rolla Tax Bill
$1,201
Median Phelps County Tax Bill
$1,008
Median Missouri Tax Bill
$1,684
Median United States Tax Bill
$2,400
Property Tax Bills Across Rolla, Phelps County, Missouri
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 65401 | $469 | $767 | $1,201 | $1,829 | $2,590 |
| 65409 | $607 | $667 | $772 | $1,184 | $1,332 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 13 |
Links | |
|---|---|
| Phelps Tax Assessor | |
| Website | phelpsgis.integritygis.com |